CalBank PLC (GHSE:CAL)
Ghana flag Ghana · Delayed Price · Currency is GHS
0.5400
0.00 (0.00%)
At close: Aug 1, 2025

CalBank Statistics

Total Valuation

CalBank has a market cap or net worth of GHS 584.65 million.

Market Cap584.65M
Enterprise Value n/a

Important Dates

The last earnings date was Monday, July 28, 2025.

Earnings Date Jul 28, 2025
Ex-Dividend Date n/a

Share Statistics

CalBank has 1.08 billion shares outstanding.

Current Share Class 1.08B
Shares Outstanding 1.08B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) 4.67%
Owned by Institutions (%) 26.52%
Float 639.51M

Valuation Ratios

The trailing PE ratio is 2.05.

PE Ratio 2.05
Forward PE n/a
PS Ratio 0.60
PB Ratio 1.31
P/TBV Ratio 1.58
P/FCF Ratio 1.21
P/OCF Ratio 1.23
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.26
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 93.33%.

Return on Equity (ROE) 93.33%
Return on Assets (ROA) 2.63%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 1.03M
Profits Per Employee 302,634
Employee Count941
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CalBank has paid 164.98 million in taxes.

Income Tax 164.98M
Effective Tax Rate 36.68%

Stock Price Statistics

The stock price has increased by +58.82% in the last 52 weeks. The beta is -0.09, so CalBank's price volatility has been lower than the market average.

Beta (5Y) -0.09
52-Week Price Change +58.82%
50-Day Moving Average 0.56
200-Day Moving Average 0.49
Relative Strength Index (RSI) 37.73
Average Volume (20 Days) 58,284

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CalBank had revenue of GHS 971.39 million and earned 284.78 million in profits.

Revenue971.39M
Gross Profit 971.39M
Operating Income 449.76M
Pretax Income 449.76M
Net Income 284.78M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) n/a
Full Income Statement

Balance Sheet

The company has 2.10 billion in cash and 1.57 billion in debt, giving a net cash position of 531.57 million or 0.49 per share.

Cash & Cash Equivalents 2.10B
Total Debt 1.57B
Net Cash 531.57M
Net Cash Per Share 0.49
Equity (Book Value) 447.51M
Book Value Per Share n/a
Working Capital -6.54B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 477.06 million and capital expenditures 4.70 million, giving a free cash flow of 481.76 million.

Operating Cash Flow 477.06M
Capital Expenditures 4.70M
Free Cash Flow 481.76M
FCF Per Share 0.44
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 46.30%
Pretax Margin 46.30%
Profit Margin 29.32%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 49.59%

Dividends & Yields

CalBank does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 48.71%
FCF Yield 82.40%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on June 4, 2018. It was a forward split with a ratio of 1.1428571429.

Last Split Date Jun 4, 2018
Split Type Forward
Split Ratio 1.1428571429

Scores

Altman Z-Score n/a
Piotroski F-Score 4