GCB Bank Plc (GHSE:GCB)
Ghana · Delayed Price · Currency is GHS 0.00
0.00 (0.00%)
Price not available due to exchange restrictions
GCB Bank Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 6,211 | 6,159 | 4,455 | 3,756 | 2,829 | 2,379 |
Interest Paid on Deposits | 1,189 | 1,571 | 1,066 | 860.52 | 721.94 | 484.53 |
Net Interest Income | 5,022 | 4,588 | 3,389 | 2,896 | 2,108 | 1,895 |
Net Interest Income Growth | 15.31% | 35.39% | 17.02% | 37.40% | 11.22% | 25.60% |
Income From Trading Activities | 1,245 | 824.68 | 460.83 | 425.07 | 487.23 | 157.54 |
Gain (Loss) on Sale of Assets | -1.22 | -1.22 | 0.21 | 0.5 | 0.32 | 0.14 |
Gain (Loss) on Sale of Investments | 25.66 | 25.66 | -46.1 | -233.64 | -1,831 | - |
Other Non-Interest Income | 1,438 | 897.63 | 627 | 462.88 | 410.62 | 374.97 |
Total Non-Interest Income | 2,707 | 1,747 | 1,042 | 654.81 | -933.04 | 532.65 |
Non-Interest Income Growth | 81.05% | 67.64% | 59.12% | - | - | 16.05% |
Revenues Before Loan Losses | 7,730 | 6,335 | 4,431 | 3,551 | 1,174 | 2,427 |
Provision for Loan Losses | 276.61 | 188.8 | 427.18 | 199.32 | 274.05 | 324.8 |
| 7,453 | 6,146 | 4,003 | 3,351 | 900.41 | 2,103 | |
Revenue Growth | 36.53% | 53.51% | 19.46% | 272.19% | -57.18% | 20.29% |
Salaries and Employee Benefits | 1,917 | 1,652 | 1,187 | 907.67 | 794.28 | 641.46 |
Occupancy Expenses | 221.97 | 185.09 | 150.6 | 151.98 | 154.22 | 148.47 |
Selling, General & Administrative | 60.05 | 60.05 | 68.52 | 46.71 | 46.17 | 26 |
Other Non-Interest Expense | 1,233 | 1,077 | 699.18 | 695.96 | 621.47 | 450.14 |
Total Non-Interest Expense | 3,414 | 2,956 | 2,091 | 1,791 | 1,628 | 1,273 |
EBT Excluding Unusual Items | 4,039 | 3,189 | 1,913 | 1,560 | -727.65 | 829.66 |
Legal Settlements | -4.07 | -4.07 | -5.97 | -11.79 | -8.5 | 2.41 |
Pretax Income | 4,035 | 3,185 | 1,907 | 1,547 | -743.46 | 831.98 |
Income Tax Expense | 1,406 | 1,124 | 705.89 | 537.66 | -150.06 | 259.69 |
Net Income | 2,629 | 2,061 | 1,201 | 1,010 | -593.4 | 572.28 |
Net Income to Common | 2,629 | 2,061 | 1,201 | 1,010 | -593.4 | 572.28 |
Net Income Growth | 38.29% | 71.60% | 18.93% | - | - | 28.49% |
Basic Shares Outstanding | 265 | 265 | 265 | 265 | 265 | 265 |
Diluted Shares Outstanding | 265 | 265 | 265 | 265 | 265 | 265 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 9.92 | 7.78 | 4.53 | 3.81 | -2.24 | 2.16 |
EPS (Diluted) | 9.92 | 7.78 | 4.53 | 3.81 | -2.24 | 2.16 |
EPS Growth | - | 71.66% | 18.90% | - | - | 28.54% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | 1.000 | 1.000 | - | - | 0.500 |
Dividend Growth | - | 0% | - | - | - | 100.00% |
Effective Tax Rate | 34.86% | 35.30% | 37.02% | 34.75% | - | 31.21% |