Oma Säästöpankki Oyj (HEL: OMASP)

Oma Säästöpankki Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	630.26	873.92	484.66	253.78	312.99	51.89
Investment Securities	528.88	569.83	565.19	639.24	523.19	273.94
Trading Asset Securities	92.25	59.47	13.39	29.45	23.43	60.51
Total Investments	621.13	629.3	578.59	668.69	546.62	334.45
Gross Loans	6,499	6,033	4,779	4,355	3,460	2,979
Allowance for Loan Losses	-107.4	-35.46	-24.83	-28.6	-25.86	-18.21
Net Loans	6,392	5,998	4,755	4,326	3,434	2,960
Property, Plant & Equipment	38.25	34.59	28.8	27.89	29.7	25.33
Goodwill	19.71	4.84	0.45	1.05	1.05	1.05
Other Intangible Assets	9.79	8.8	8.17	8.97	10.13	8.21
Investments in Real Estate	1.15	1.17	1.33	1.71	7.27	6.83
Accrued Interest Receivable	-	62.61	26.03	15.49	11.92	10.93
Other Receivables	-	0.15	0.09	30.08	0.1	0.1
Restricted Cash	-	-	31.53	30.13	23.3	14.74
Long-Term Deferred Tax Assets	14.98	17.61	21.92	7.08	3.88	1.81
Other Long-Term Assets	48.23	12.34	5.66	1.31	0.73	0.84
Total Assets	7,775	7,643	5,942	5,373	4,382	3,417
Accrued Expenses	-	10.32	7.99	1.48	5.5	5.41
Interest Bearing Deposits	537.67	592.48	301.62	132.66	188.88	308.34
Non-Interest Bearing Deposits	3,385	3,160	2,817	2,771	2,188	1,691
Total Deposits	3,923	3,753	3,119	2,904	2,377	1,999
Short-Term Borrowings	23.68	87.63	8.93	10.78	10.77	16.05
Current Portion of Long-Term Debt	224.65	676.05	545.58	566.68	149.32	287.31
Current Portion of Leases	-	3.35	2.67	2.34	1.88	1.43
Current Income Taxes Payable	4.94	2.58	0.48	9.33	3.8	-
Accrued Interest Payable	-	33.95	8.2	1.97	1.81	1.44
Other Current Liabilities	-	0.26	0.17	0.12	0.12	0.09
Long-Term Debt	2,802	2,446	1,818	1,414	1,426	744.67
Long-Term Leases	-	8.62	5.95	6.31	4.86	3.42
Pension & Post-Retirement Benefits	-	-	0.21	0.59	0.22	0.22
Long-Term Deferred Tax Liabilities	34.73	42.9	36.07	31.12	27.95	24.58
Other Long-Term Liabilities	203.97	36.69	22.04	18.63	12.26	10.78
Total Liabilities	7,217	7,102	5,577	4,971	4,029	3,097
Common Stock	24	24	24	24	24	24
Retained Earnings	375.96	368.23	272.14	231.94	180.71	149.33
Comprehensive Income & Other	158	148.82	68.82	144.83	148.35	145.93
Total Common Equity	557.95	541.05	364.96	400.77	353.07	319.27
Minority Interest	-	-	-	0.52	0.43	0.6
Shareholders' Equity	557.95	541.05	364.96	401.29	353.49	319.86
Total Liabilities & Equity	7,775	7,643	5,942	5,373	4,382	3,417
Total Debt	3,051	3,222	2,381	2,000	1,593	1,053
Net Cash (Debt)	-2,328	-2,288	-1,883	-1,717	-1,256	-940.48
Net Cash Per Share	-70.30	-72.15	-62.21	-57.08	-42.46	-31.79
Filing Date Shares Outstanding	33.14	33.07	30.02	29.77	29.59	29.59
Total Common Shares Outstanding	33.14	33.07	30.02	29.77	29.59	29.59
Book Value Per Share	16.84	16.36	12.16	13.46	11.93	10.79
Tangible Book Value	528.45	527.41	356.33	390.75	341.89	310.01
Tangible Book Value Per Share	15.95	15.95	11.87	13.12	11.56	10.48

Source: S&P Capital IQ. Banks template. Financial Sources.