Oma Säästöpankki Oyj (HEL: OMASP)

Oma Säästöpankki Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	2023	2022	2021	2020	2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	601.25	873.92	484.66	253.78	312.99	51.89
Investment Securities	521.2	569.83	565.19	639.24	523.19	273.94
Trading Asset Securities	44.69	59.47	13.39	29.45	23.43	60.51
Total Investments	565.89	629.3	578.59	668.69	546.62	334.45
Gross Loans	6,079	6,033	4,779	4,355	3,460	2,979
Allowance for Loan Losses	-90.42	-35.46	-24.83	-28.6	-25.86	-18.21
Net Loans	5,989	5,998	4,755	4,326	3,434	2,960
Property, Plant & Equipment	35.85	34.59	28.8	27.89	29.7	25.33
Goodwill	4.84	4.84	0.45	1.05	1.05	1.05
Other Intangible Assets	7.94	8.8	8.17	8.97	10.13	8.21
Investments in Real Estate	1.15	1.17	1.33	1.71	7.27	6.83
Accrued Interest Receivable	-	62.61	26.03	15.49	11.92	10.93
Other Receivables	-	0.15	0.09	30.08	0.1	0.1
Restricted Cash	-	-	31.53	30.13	23.3	14.74
Long-Term Deferred Tax Assets	16.57	17.61	21.92	7.08	3.88	1.81
Other Long-Term Assets	62.22	12.34	5.66	1.31	0.73	0.84
Total Assets	7,284	7,643	5,942	5,373	4,382	3,417
Accrued Expenses	-	10.32	7.99	1.48	5.5	5.41
Interest Bearing Deposits	543.24	592.48	301.62	132.66	188.88	308.34
Non-Interest Bearing Deposits	3,042	3,160	2,817	2,771	2,188	1,691
Total Deposits	3,585	3,753	3,119	2,904	2,377	1,999
Short-Term Borrowings	18.08	87.63	8.93	10.78	10.77	16.05
Current Portion of Long-Term Debt	451.07	676.05	545.58	566.68	149.32	287.31
Current Portion of Leases	-	3.35	2.67	2.34	1.88	1.43
Current Income Taxes Payable	2.89	2.58	0.48	9.33	3.8	-
Accrued Interest Payable	-	33.95	8.2	1.97	1.81	1.44
Other Current Liabilities	-	0.26	0.17	0.12	0.12	0.09
Long-Term Debt	2,543	2,446	1,818	1,414	1,426	744.67
Long-Term Leases	-	8.62	5.95	6.31	4.86	3.42
Pension & Post-Retirement Benefits	-	-	0.21	0.59	0.22	0.22
Long-Term Deferred Tax Liabilities	35.7	42.9	36.07	31.12	27.95	24.58
Other Long-Term Liabilities	115.44	36.69	22.04	18.63	12.26	10.78
Total Liabilities	6,751	7,102	5,577	4,971	4,029	3,097
Common Stock	24	24	24	24	24	24
Retained Earnings	357.99	368.23	272.14	231.94	180.71	149.33
Comprehensive Income & Other	151.27	148.82	68.82	144.83	148.35	145.93
Total Common Equity	533.26	541.05	364.96	400.77	353.07	319.27
Minority Interest	-	-	-	0.52	0.43	0.6
Shareholders' Equity	533.26	541.05	364.96	401.29	353.49	319.86
Total Liabilities & Equity	7,284	7,643	5,942	5,373	4,382	3,417
Total Debt	3,012	3,222	2,381	2,000	1,593	1,053
Net Cash (Debt)	-2,366	-2,288	-1,883	-1,717	-1,256	-940.48
Net Cash Per Share	-73.06	-72.15	-62.21	-57.08	-42.46	-31.79
Filing Date Shares Outstanding	33.14	33.07	30.02	29.77	29.59	29.59
Total Common Shares Outstanding	33.14	33.07	30.02	29.77	29.59	29.59
Book Value Per Share	16.09	16.36	12.16	13.46	11.93	10.79
Tangible Book Value	520.48	527.41	356.33	390.75	341.89	310.01
Tangible Book Value Per Share	15.71	15.95	11.87	13.12	11.56	10.48

Source: S&P Capital IQ. Banks template. Financial Sources.