Oma Säästöpankki Oyj (HEL:OMASP)

Oma Säästöpankki Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	742.33	678.69	873.92	484.66	253.78	312.99
Investment Securities	512.03	518.9	569.83	565.19	639.24	523.19
Trading Asset Securities	94.98	94.52	59.47	13.39	29.45	23.43
Total Investments	607.01	613.42	629.3	578.59	668.69	546.62
Gross Loans	6,020	6,399	6,033	4,779	4,355	3,460
Allowance for Loan Losses	-139.85	-112.61	-35.46	-24.83	-28.6	-25.86
Net Loans	5,880	6,286	5,998	4,755	4,326	3,434
Property, Plant & Equipment	38.88	37.98	34.59	28.8	27.89	29.7
Goodwill	20.09	20.09	4.84	0.45	1.05	1.05
Other Intangible Assets	16.64	11.72	8.8	8.17	8.97	10.13
Investments in Real Estate	0.91	0.92	1.17	1.33	1.71	7.27
Accrued Interest Receivable	-	36.74	62.61	26.03	15.49	11.92
Other Receivables	5.82	0.34	0.15	0.09	30.08	0.1
Restricted Cash	-	-	-	31.53	30.13	23.3
Long-Term Deferred Tax Assets	12.4	14.9	17.61	21.92	7.08	3.88
Other Long-Term Assets	42.45	8.01	12.34	5.66	1.31	0.73
Total Assets	7,366	7,709	7,643	5,942	5,373	4,382
Accrued Expenses	-	-	-	7.99	1.48	5.5
Interest Bearing Deposits	661.9	553.96	572.98	301.62	132.66	188.88
Non-Interest Bearing Deposits	3,205	3,386	3,160	2,817	2,771	2,188
Total Deposits	3,866	3,940	3,733	3,119	2,904	2,377
Short-Term Borrowings	18.84	174.49	87.63	8.93	10.78	10.77
Current Portion of Long-Term Debt	2,458	227.05	676.05	545.58	566.68	149.32
Current Portion of Leases	-	-	-	2.67	2.34	1.88
Current Income Taxes Payable	-	7.65	2.58	0.48	9.33	3.8
Accrued Interest Payable	-	-	-	8.2	1.97	1.81
Other Current Liabilities	-	-	-	0.17	0.12	0.12
Long-Term Debt	299.96	2,632	2,446	1,818	1,414	1,426
Long-Term Leases	-	-	-	5.95	6.31	4.86
Pension & Post-Retirement Benefits	-	-	-	0.21	0.59	0.22
Long-Term Deferred Tax Liabilities	33.18	35.72	42.9	36.07	31.12	27.95
Other Long-Term Liabilities	98.94	115.77	113.31	22.04	18.63	12.26
Total Liabilities	6,776	7,133	7,102	5,577	4,971	4,029
Common Stock	24	24	24	24	24	24
Retained Earnings	399.5	394.23	368.23	272.14	231.94	180.71
Comprehensive Income & Other	167.24	157.91	148.82	68.82	144.83	148.35
Total Common Equity	590.74	576.14	541.05	364.96	400.77	353.07
Minority Interest	-	-	-	-	0.52	0.43
Shareholders' Equity	590.74	576.14	541.05	364.96	401.29	353.49
Total Liabilities & Equity	7,366	7,709	7,643	5,942	5,373	4,382
Total Debt	2,777	3,034	3,210	2,381	2,000	1,593
Net Cash (Debt)	-1,940	-2,261	-2,276	-1,883	-1,717	-1,256
Net Cash Per Share	-57.74	-67.58	-71.78	-62.21	-57.08	-42.46
Filing Date Shares Outstanding	33.18	33.16	33.07	30.02	29.77	29.59
Total Common Shares Outstanding	33.18	33.16	33.07	30.02	29.77	29.59
Book Value Per Share	17.80	17.38	16.36	12.16	13.46	11.93
Tangible Book Value	554.02	544.34	527.41	356.33	390.75	341.89
Tangible Book Value Per Share	16.69	16.42	15.95	11.87	13.12	11.56

Updated Mar 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.