Oma Säästöpankki Oyj (HEL:OMASP)

Oma Säästöpankki Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	678.69	873.92	484.66	253.78	312.99
Investment Securities	518.9	569.83	565.19	639.24	523.19
Trading Asset Securities	94.52	59.47	13.39	29.45	23.43
Total Investments	613.42	629.3	578.59	668.69	546.62
Gross Loans	6,399	6,033	4,779	4,355	3,460
Allowance for Loan Losses	-112.61	-35.46	-24.83	-28.6	-25.86
Net Loans	6,286	5,998	4,755	4,326	3,434
Property, Plant & Equipment	37.98	34.59	28.8	27.89	29.7
Goodwill	20.09	4.84	0.45	1.05	1.05
Other Intangible Assets	11.72	8.8	8.17	8.97	10.13
Investments in Real Estate	0.92	1.17	1.33	1.71	7.27
Accrued Interest Receivable	-	62.61	26.03	15.49	11.92
Other Receivables	-	0.15	0.09	30.08	0.1
Restricted Cash	-	-	31.53	30.13	23.3
Long-Term Deferred Tax Assets	14.9	17.61	21.92	7.08	3.88
Other Long-Term Assets	45.1	12.34	5.66	1.31	0.73
Total Assets	7,709	7,643	5,942	5,373	4,382
Accrued Expenses	-	10.32	7.99	1.48	5.5
Interest Bearing Deposits	553.96	592.48	301.62	132.66	188.88
Non-Interest Bearing Deposits	3,386	3,160	2,817	2,771	2,188
Total Deposits	3,940	3,753	3,119	2,904	2,377
Short-Term Borrowings	18.03	87.63	8.93	10.78	10.77
Current Portion of Long-Term Debt	214.83	676.05	545.58	566.68	149.32
Current Portion of Leases	-	3.35	2.67	2.34	1.88
Current Income Taxes Payable	7.65	2.58	0.48	9.33	3.8
Accrued Interest Payable	-	33.95	8.2	1.97	1.81
Other Current Liabilities	-	0.26	0.17	0.12	0.12
Long-Term Debt	2,801	2,446	1,818	1,414	1,426
Long-Term Leases	-	8.62	5.95	6.31	4.86
Pension & Post-Retirement Benefits	-	-	0.21	0.59	0.22
Long-Term Deferred Tax Liabilities	35.72	42.9	36.07	31.12	27.95
Other Long-Term Liabilities	115.77	36.69	22.04	18.63	12.26
Total Liabilities	7,133	7,102	5,577	4,971	4,029
Common Stock	24	24	24	24	24
Retained Earnings	394.23	368.23	272.14	231.94	180.71
Comprehensive Income & Other	157.91	148.82	68.82	144.83	148.35
Total Common Equity	576.14	541.05	364.96	400.77	353.07
Minority Interest	-	-	-	0.52	0.43
Shareholders' Equity	576.14	541.05	364.96	401.29	353.49
Total Liabilities & Equity	7,709	7,643	5,942	5,373	4,382
Total Debt	3,034	3,222	2,381	2,000	1,593
Net Cash (Debt)	-2,261	-2,288	-1,883	-1,717	-1,256
Net Cash Per Share	-67.58	-72.15	-62.21	-57.08	-42.46
Filing Date Shares Outstanding	33.16	33.07	30.02	29.77	29.59
Total Common Shares Outstanding	33.16	33.07	30.02	29.77	29.59
Book Value Per Share	17.38	16.36	12.16	13.46	11.93
Tangible Book Value	544.34	527.41	356.33	390.75	341.89
Tangible Book Value Per Share	16.42	15.95	11.87	13.12	11.56

Source: S&P Capital IQ. Banks template. Financial Sources.