Oma Säästöpankki Oyj (HEL:OMASP)

Finland · Delayed Price · Currency is EUR

16.88

0.00 (0.00%)

Aug 13, 2026, 6:29 PM EET

Oma Säästöpankki Oyj Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	173.77	174.3	186.69	229.94	142.65	149.27
Revenue Growth	-11.18%	-6.64%	-18.81%	61.20%	-4.44%	66.81%
Net Income	39.95	39.48	59.55	110.05	55.38	66.16
Earnings Per Share	1.20	1.18	1.78	3.47	1.83	2.20
EPS Growth	-24.53%	-33.71%	-48.70%	89.62%	-16.82%	111.54%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	857.89	941.1	395.61	682.12	402.03	198.05
Total Debt	2,610	2,741	2,726	2,990	2,127	1,778
Net Cash (Debt)	-1,753	-1,799	-2,330	-2,308	-1,725	-1,580
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-52.51	-53.94	-69.49	-73.16	-57.52	-53.06

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	164.19	399.82	197.43	-577.88	-125.18	-469.77
Capital Expenditures	-20.6	-18.23	-8.14	-6.56	-3.55	-5.98
Free Cash Flow	143.59	381.59	189.29	-584.44	-128.74	-475.75
Free Cash Flow Growth	-73.22%	101.59%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	28.57%	28.26%	39.95%	60.04%	48.53%	55.79%
Profit Margin	22.99%	22.65%	31.90%	47.86%	38.82%	44.38%
FCF Margin	82.63%	218.93%	101.39%	-254.17%	-90.25%	-318.71%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.360	0.360	0.670	0.400	0.300
Dividend Per Share Growth	38.89%	0%	-46.27%	67.50%	33.33%	25.00%
Dividend Yield	2.13%	2.93%	9.32%	1.98%	2.69%	2.49%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.94	10.34	5.96	6.12	10.17	7.77
Forward PE	12.89	9.51	4.09	5.44	8.59	12.60
P/FCF Ratio	2.52	1.06	1.86	-	-	-
PS Ratio	3.31	2.32	1.88	3.06	3.92	3.43