Oma Säästöpankki Oyj (HEL:OMASP)

Finland · Delayed Price · Currency is EUR

17.24

+0.04 (0.23%)

Nov 2, 2026, 5:54 PM EET

Oma Säästöpankki Oyj Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	169.47	170	180.09	229.24	140.95	114.8
Revenue Growth	-10.36%	-5.60%	-21.44%	62.64%	22.77%	28.29%
Net Income	39.95	39.48	59.55	110.05	55.38	66.16
Earnings Per Share	1.20	1.18	1.78	3.47	1.83	2.20
EPS Growth	-24.39%	-33.71%	-48.70%	89.62%	-16.82%	111.54%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	973.63	1,108	773.21	933.4	498.05	283.23
Total Debt	2,737	2,902	3,034	3,210	2,381	2,000
Net Cash (Debt)	-1,763	-1,794	-2,261	-2,276	-1,883	-1,717
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-53.03	-53.63	-67.58	-71.78	-62.21	-57.08

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	246.33	518.07	434.2	-288.57	-343.43	-768.38
Capital Expenditures	-20.6	-18.23	-8.14	-6.56	-3.55	-5.98
Free Cash Flow	225.73	499.84	426.06	-295.13	-346.98	-774.35
Free Cash Flow Growth	-67.43%	17.32%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	23.57%	23.22%	33.07%	48.01%	39.29%	57.63%
FCF Margin	133.19%	294.03%	236.59%	-128.74%	-246.18%	-674.51%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.360	0.360	0.670	0.400	0.300
Dividend Per Share Growth	38.89%	0%	-46.27%	67.50%	33.33%	25.00%
Dividend Yield	2.09%	2.95%	3.40%	3.15%	2.15%	1.74%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	14.35	10.26	5.90	6.39	10.09	7.74
Forward PE	13.11	9.51	4.09	5.44	8.59	12.60
P/FCF Ratio	2.54	0.81	0.82	-	-	-
PS Ratio	3.38	2.38	1.95	3.07	3.97	4.46