Oma Säästöpankki Oyj (HEL:OMASP)

Finland · Delayed Price · Currency is EUR

16.86

-0.02 (-0.12%)

Jul 24, 2026, 6:29 PM EET

Oma Säästöpankki Oyj Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	179.77	174.3	186.69	229.94	142.65	149.27
Revenue Growth	3.63%	-6.64%	-18.81%	61.20%	-4.44%	66.81%
Net Income	48.15	39.48	59.55	110.05	55.38	66.16
Earnings Per Share	1.44	1.18	1.78	3.47	1.83	2.20
EPS Growth	15.20%	-33.71%	-48.70%	89.62%	-16.82%	111.54%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	796.83	941.1	395.61	682.12	402.03	198.05
Total Debt	2,624	2,741	2,726	2,990	2,127	1,778
Net Cash (Debt)	-2,624	-2,741	-2,726	-2,990	-2,127	-1,778
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-78.47	-82.14	-81.29	-94.78	-70.92	-59.71

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	391.97	399.82	197.43	-577.88	-125.18	-469.77
Capital Expenditures	-20.51	-18.23	-8.14	-6.56	-3.55	-5.98
Free Cash Flow	371.46	381.59	189.29	-584.44	-128.74	-475.75
Free Cash Flow Growth	111.90%	101.59%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	33.40%	28.26%	39.95%	60.04%	48.53%	55.79%
Profit Margin	26.78%	22.65%	31.90%	47.86%	38.82%	44.38%
FCF Margin	206.63%	218.93%	101.39%	-254.17%	-90.25%	-318.71%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.360	0.360	0.670	0.400	0.300
Dividend Per Share Growth	38.89%	0%	-46.27%	67.50%	33.33%	25.00%
Dividend Yield	2.13%	2.93%	9.32%	1.98%	2.69%	2.49%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.61	10.34	5.96	6.12	10.17	7.77
Forward PE	13.02	9.51	4.09	5.44	8.59	12.60
P/FCF Ratio	1.44	1.06	1.86	-	-	-
PS Ratio	3.19	2.32	1.88	3.06	3.92	3.43