Oma Säästöpankki Oyj Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	560	405	351	703	559	512
Market Cap Growth	98.58%	15.26%	-49.99%	25.74%	9.10%	63.38%
Last Close Price	16.86	12.20	10.60	21.25	18.62	17.10
PE Ratio	11.61	10.34	5.96	6.12	10.17	7.77
Forward PE	13.02	9.51	4.09	5.44	8.59	12.60
PEG Ratio	-	0.93	0.93	0.93	0.93	0.64
PS Ratio	3.19	2.32	1.88	3.06	3.92	3.43
PB Ratio	0.89	0.65	0.61	1.30	1.53	1.28
P/TBV Ratio	0.97	0.71	0.65	1.27	1.57	1.30
P/FCF Ratio	1.44	1.06	1.86	-	-	-
P/OCF Ratio	1.37	1.01	1.78	-	-	-
Debt / Equity Ratio	4.17	4.43	4.73	5.53	5.83	4.43
Debt / FCF Ratio	7.06	7.18	14.40	-	-	-
Net Debt / Equity Ratio	4.17	4.43	4.73	5.53	5.83	4.44
Net Debt / FCF Ratio	7.06	7.18	14.40	-5.12	-16.52	-3.74
Asset Turnover	0.02	0.02	0.02	0.03	0.03	0.03
Return on Equity (ROE)	7.72%	6.61%	10.66%	24.29%	14.45%	17.56%
Earnings Yield	8.60%	9.67%	16.79%	16.33%	9.83%	12.87%
FCF Yield	69.36%	94.20%	53.86%	-	-	-
Dividend Yield	2.13%	2.93%	9.32%	1.98%	2.69%	2.49%
Payout Ratio	24.79%	30.23%	55.65%	12.06%	27.10%	19.20%
Buyback Yield / Dilution	2.34%	0.49%	-6.28%	-5.19%	-0.73%	-0.64%
Total Shareholder Return	4.47%	3.43%	3.04%	-3.21%	1.96%	1.86%