Oma Säästöpankki Oyj (HEL:OMASP)
Finland · Delayed Price · Currency is EUR 16.94
0.00 (0.00%)
Sep 3, 2026, 10:00 AM EET
Oma Säästöpankki Oyj Balance Sheet
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 924.33 | 1,044 | 678.69 | 873.92 | 484.66 | 253.78 |
Investment Securities | 507.83 | 508.42 | 518.9 | 569.83 | 565.19 | 639.24 |
Trading Asset Securities | 49.3 | 63.91 | 94.52 | 59.47 | 13.39 | 29.45 |
Total Investments | 557.14 | 572.33 | 613.42 | 629.3 | 578.59 | 668.69 |
Gross Loans | 5,798 | 5,860 | 6,399 | 6,033 | 4,779 | 4,355 |
Allowance for Loan Losses | -165.78 | -152.34 | -112.61 | -35.46 | -24.83 | -28.6 |
Net Loans | 5,632 | 5,708 | 6,286 | 5,998 | 4,755 | 4,326 |
Property, Plant & Equipment | 37.83 | 39.68 | 37.98 | 34.59 | 28.8 | 27.89 |
Goodwill | 20.09 | 20.09 | 20.09 | 4.84 | 0.45 | 1.05 |
Other Intangible Assets | 30.92 | 24.27 | 11.72 | 8.8 | 8.17 | 8.97 |
Investments in Real Estate | 1.1 | 1.18 | 0.92 | 1.17 | 1.33 | 1.71 |
Accrued Interest Receivable | - | 36.8 | 36.74 | 62.61 | 26.03 | 15.49 |
Other Receivables | 10.98 | 9.22 | 0.34 | 0.15 | 0.09 | 30.08 |
Restricted Cash | - | - | - | - | 31.53 | 30.13 |
Long-Term Deferred Tax Assets | 0.14 | 11.48 | 14.9 | 17.61 | 21.92 | 7.08 |
Other Long-Term Assets | 15.33 | 6.96 | 8.01 | 12.34 | 5.66 | 1.31 |
Total Assets | 7,230 | 7,474 | 7,709 | 7,643 | 5,942 | 5,373 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | - | - | - | 7.99 | 1.48 |
Interest Bearing Deposits | 606.74 | 615.59 | 553.96 | 572.98 | 301.62 | 132.66 |
Non-Interest Bearing Deposits | 3,192 | 3,206 | 3,386 | 3,160 | 2,817 | 2,771 |
Total Deposits | 3,799 | 3,822 | 3,940 | 3,733 | 3,119 | 2,904 |
Short-Term Borrowings | 32.57 | 29.95 | 18.03 | 13.88 | 8.93 | 10.78 |
Current Portion of Long-Term Debt | 563.45 | 710.4 | 214.83 | 676.05 | 545.58 | 566.68 |
Current Portion of Leases | - | - | - | - | 2.67 | 2.34 |
Current Income Taxes Payable | - | - | 7.65 | 2.58 | 0.48 | 9.33 |
Accrued Interest Payable | - | - | - | - | 8.2 | 1.97 |
Other Current Liabilities | - | - | - | - | 0.17 | 0.12 |
Long-Term Debt | 2,141 | 2,162 | 2,801 | 2,520 | 1,818 | 1,414 |
Long-Term Leases | - | - | - | - | 5.95 | 6.31 |
Pension & Post-Retirement Benefits | - | - | - | - | 0.21 | 0.59 |
Long-Term Deferred Tax Liabilities | 14.33 | 29.17 | 35.72 | 42.9 | 36.07 | 31.12 |
Other Long-Term Liabilities | 56.37 | 102.39 | 115.77 | 113.31 | 22.04 | 18.63 |
Total Liabilities | 6,607 | 6,855 | 7,133 | 7,102 | 5,577 | 4,971 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 24 | 24 | 24 | 24 | 24 | 24 |
Retained Earnings | 422.86 | 422.09 | 394.23 | 368.23 | 272.14 | 231.94 |
Comprehensive Income & Other | 176.34 | 172.74 | 157.91 | 148.82 | 68.82 | 144.83 |
Total Common Equity | 623.19 | 618.83 | 576.14 | 541.05 | 364.96 | 400.77 |
Minority Interest | - | - | - | - | - | 0.52 |
Shareholders' Equity | 623.19 | 618.83 | 576.14 | 541.05 | 364.96 | 401.29 |
Total Liabilities & Equity | 7,230 | 7,474 | 7,709 | 7,643 | 5,942 | 5,373 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 2,737 | 2,902 | 3,034 | 3,210 | 2,381 | 2,000 |
Net Cash (Debt) | -1,763 | -1,794 | -2,261 | -2,276 | -1,883 | -1,717 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -53.03 | -53.63 | -67.58 | -71.78 | -62.21 | -57.08 |
Filing Date Shares Outstanding | 33.22 | 33.2 | 33.16 | 33.07 | 30.02 | 29.77 |
Total Common Shares Outstanding | 33.22 | 33.2 | 33.16 | 33.07 | 30.02 | 29.77 |
Book Value Per Share | 18.76 | 18.64 | 17.38 | 16.36 | 12.16 | 13.46 |
Tangible Book Value | 572.19 | 574.47 | 544.34 | 527.41 | 356.33 | 390.75 |
Tangible Book Value Per Share | 17.22 | 17.30 | 16.42 | 15.95 | 11.87 | 13.12 |