Oma Säästöpankki Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	857.89	941.1	395.61	682.12	402.03	198.05
Securities and Investments	501.37	503.26	516	561.41	552.63	645.28
Short-Term Interbank Lending and Reverse Repurchase Agreements	66.94	103.32	283.58	192.31	114.66	86.37
Trading Assets	40.98	55.18	78.88	44.92	1.93	2.24
Net Loans	5,632	5,708	6,286	5,997	4,754	4,326
Net Property, Plant & Equipment	37.83	39.68	37.98	34.59	28.8	27.89
Other Intangible Assets	30.92	24.27	11.72	8.8	8.63	10.03
Goodwill	20.09	20.09	20.09	4.84	-	-
Long-Term Investments	15.89	15.07	19.46	24.13	25.35	22.88
Other Non-Earning Assets	26.45	64.46	59.99	92.71	53.7	53.96
Total Assets	7,230	7,474	7,709	7,643	5,942	5,373
Interest-bearing deposits	-	3,854	4,001	3,778	3,112	2,898
Total Deposits	3,817	3,854	4,001	3,778	3,112	2,898
Short-Term Interbank Borrowing and Repurchase Agreements	103.04	124.9	236.59	165.26	242.54	212.69
Trading Liabilities	5.8	3.95	10.97	9.46	4.18	-
Long-Term Debt	2,610	2,741	2,726	2,990	2,127	1,778
Other Liabilities	70.69	131.55	159.13	158.78	90.67	82.97
Total Liabilities	6,607	6,855	7,133	7,102	5,577	4,971
Common Stock	24	24	24	24	24	24
Additional Paid-in Capital	176.34	172.74	157.91	148.82	68.82	144.83
Retained Earnings	422.86	422.09	394.23	368.23	272.14	231.94
Total Common Shareholders' Equity	623.19	618.83	576.14	541.05	364.96	400.77
Minority Interest	-	-	-	-	-	0.52
Shareholders' Equity	623.19	618.83	576.14	541.05	364.96	401.29
Total Liabilities & Equity	7,230	7,474	7,709	7,643	5,942	5,373
Total Debt	2,610	2,741	2,726	2,990	2,127	1,778
Net Cash (Debt)	-1,753	-1,799	-2,330	-2,308	-1,725	-1,580
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-52.51	-53.94	-69.49	-73.16	-57.52	-53.06
Book Value	623.19	618.83	576.14	541.05	364.96	400.77
Book Value Per Share	18.67	18.55	17.18	17.15	12.17	13.46
Tangible Book Value	572.19	574.47	544.34	527.41	356.33	390.75
Tangible Book Value Per Share	17.14	17.22	16.24	16.72	11.88	13.12