Bank of Qingdao Co., Ltd. (HKG:3866)

Bank of Qingdao Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	22,275	30,408	14,929	11,509	40,665	27,701
Investment Securities	280,745	198,704	180,744	154,417	146,687	149,635
Trading Asset Securities	70,326	64,042	58,419	47,368	56,094	37,537
Total Investments	351,071	262,746	239,163	201,785	202,780	187,171
Gross Loans	390,733	371,302	329,680	292,832	257,240	218,872
Allowance for Loan Losses	-10,556	-9,791	-8,572	-7,575	-6,735	-5,575
Other Adjustments to Gross Loans	-	-137.01	-91.33	-53.98	-1,163	-930.75
Net Loans	380,178	361,374	321,017	285,203	249,341	212,366
Property, Plant & Equipment	4,086	4,202	4,379	4,293	4,236	4,075
Other Intangible Assets	-	379.12	420.09	353.08	296.61	252.52
Accrued Interest Receivable	854.29	2,902	3,125	2,489	2,140	2,297
Restricted Cash	-	21,368	18,920	17,662	18,295	21,880
Other Current Assets	-	115.01	175.4	297.38	367.28	334.62
Long-Term Deferred Tax Assets	4,334	3,554	3,794	3,446	2,505	2,468
Other Real Estate Owned & Foreclosed	-	9.65	6.06	-	59.69	50.09
Other Long-Term Assets	2,774	2,531	1,659	2,191	1,211	972.94
Total Assets	765,571	689,963	607,985	529,614	522,250	459,828
Accrued Expenses	-	1,677	1,458	1,016	982.53	938.98
Interest Bearing Deposits	501,237	434,739	386,825	346,589	314,905	281,321
Non-Interest Bearing Deposits	-	9,612	1,462	1,159	4,952	7,847
Total Deposits	501,237	444,351	388,288	347,747	319,857	289,168
Short-Term Borrowings	26,170	35,667	36,952	25,823	25,450	33,388
Current Portion of Long-Term Debt	46,481	129,845	114,234	95,838	119,628	76,001
Current Portion of Leases	-	152.61	153.46	133.54	139.58	123.75
Current Income Taxes Payable	665.71	306.54	477.98	703.88	124.03	431.92
Accrued Interest Payable	9,424	11,430	9,422	6,735	4,451	3,607
Other Current Liabilities	-	20.93	20.09	19.26	18.47	386.35
Long-Term Debt	129,901	18,683	14,361	11,924	14,989	20,988
Long-Term Leases	532.4	361.67	401.57	381.5	366.32	329.93
Pension & Post-Retirement Benefits	-	94.34	84.31	80.86	103.14	92.79
Other Long-Term Liabilities	4,005	2,474	2,194	2,618	2,813	3,465
Total Liabilities	718,417	645,063	568,046	493,021	488,922	428,921
Preferred Stock, Convertible	-	-	-	-	7,883	7,883
Preferred Stock, Other	-	-	-	-	-29.3	-29.3
Total Preferred Equity	-	-	-	-	7,854	7,854
Common Stock	5,820	5,820	5,820	5,820	4,510	4,510
Additional Paid-In Capital	-	10,687	10,688	10,688	-	8,338
Retained Earnings	21,140	18,313	15,213	12,829	11,187	9,551
Comprehensive Income & Other	19,143	9,112	7,343	6,480	9,084	32.72
Total Common Equity	46,103	43,932	39,064	35,816	24,782	22,431
Minority Interest	1,051	967.45	875.3	776.98	692.23	621.68
Shareholders' Equity	47,155	44,900	39,939	36,593	33,328	30,907
Total Liabilities & Equity	765,571	689,963	607,985	529,614	522,250	459,828
Total Debt	203,084	184,709	166,102	134,099	160,573	130,831
Net Cash (Debt)	-64,700	-81,699	-77,914	-74,276	-50,018	-55,669
Net Cash Per Share	-11.88	-14.04	-13.39	-13.05	-11.09	-12.34
Filing Date Shares Outstanding	5,820	5,820	5,820	5,820	4,510	4,510
Total Common Shares Outstanding	5,820	5,820	5,820	5,820	4,510	4,510
Book Value Per Share	6.82	6.45	5.61	5.05	5.50	4.97
Tangible Book Value	46,103	43,553	38,644	35,463	24,485	22,179
Tangible Book Value Per Share	6.82	6.38	5.54	4.99	5.43	4.92

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.