Bank of Qingdao Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	23,192	22,421	21,140	19,830	18,209
Interest Paid on Deposits	12,122	12,548	11,858	11,542	10,563
Net Interest Income	11,070	9,874	9,282	8,288	7,646
Net Interest Income Growth (YoY)	12.12%	6.38%	11.99%	8.41%	-6.15%
Income From Trading Activities	-	-	-	-	-171.49
Gain (Loss) on Sale of Assets	0.5	12	27.37	-1.04	-1.43
Gain (Loss) on Sale of Investments	2,185	2,109	1,625	1,080	1,680
Other Non-Interest Income	1,297	1,401	1,424	2,180	1,985
Total Non-Interest Income	3,482	3,521	3,077	3,259	3,493
Non-Interest Income Growth (YoY)	-1.12%	14.45%	-5.58%	-6.70%	45.89%
Revenues Before Loan Losses	14,552	13,395	12,359	11,547	11,138
Provision for Loan Losses	3,533	3,534	4,014	4,289	3,967
Revenue	11,019	9,862	8,345	7,258	7,171
Revenue Growth (YoY)	11.73%	18.18%	14.97%	1.21%	12.11%
Salaries and Employee Benefits	-	-	-	-	1,892
Occupancy Expenses	-	-	-	-	604.16
Selling, General & Administrative	4,608	4,717	4,360	4,072	1,280
Other Non-Interest Expense	202.21	263.85	173.97	155.99	169.86
Total Non-Interest Expense	4,796	4,969	4,525	4,219	3,946
EBT Excluding Unusual Items	6,223	4,893	3,820	3,039	3,225
Other Unusual Items	20.81	102.24	113.4	96.92	-
Pretax Income	6,244	4,995	3,933	3,136	3,225
Income Tax Expense	887.23	590.41	261.98	-31.57	232.2
Earnings From Continuing Operations	5,357	4,405	3,671	3,168	2,993
Minority Interest in Earnings	-168.86	-140.6	-122.82	-84.75	-70.55
Net Income	5,188	4,264	3,549	3,083	2,923
Preferred Dividends & Other Adjustments	233.2	233.2	233.2	510.18	474.38
Net Income to Common	4,955	4,031	3,315	2,573	2,448
Net Income Growth	21.66%	20.16%	15.11%	5.48%	22.08%
Basic Shares Outstanding	5,820	5,820	5,820	5,692	4,510
Diluted Shares Outstanding	5,820	5,820	5,820	5,692	4,510
Shares Change (YoY)	-	-	2.25%	26.22%	-
EPS (Basic)	0.85	0.69	0.57	0.45	0.54
EPS (Diluted)	0.85	0.69	0.57	0.45	0.54
EPS Growth	23.19%	21.13%	26.58%	-16.67%	28.57%
Dividend Per Share	0.180	0.160	0.160	0.160	0.160
Dividend Growth	12.50%	-	-	-	-11.11%
Effective Tax Rate	14.21%	11.82%	6.66%	-	7.20%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.