Bank of Qingdao Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	5,188	4,264	3,549	3,083	2,923
Depreciation & Amortization	611.06	598.2	565.17	547.47	493.06
Gain (Loss) on Sale of Assets	-0.5	-12	-27.37	1.04	1.43
Gain (Loss) on Sale of Investments	176.99	-331.27	-335.15	-1,057	-1,206
Total Asset Writedown	-1.19	7.39	29.19	6.03	-443.2
Provision for Credit Losses	3,533	3,534	4,014	4,289	3,967
Change in Other Net Operating Assets	5,508	19,822	7,452	-4,754	-30,737
Other Operating Activities	-6,216	-4,931	-5,109	-3,789	-2,681
Operating Cash Flow	8,800	22,952	10,137	-1,675	-27,683
Operating Cash Flow Growth	-61.66%	126.42%	-	-	-
Capital Expenditures	-377.73	-371.51	-403.92	-493.96	-627.43
Sale of Property, Plant and Equipment	7.62	37.79	6.68	1.23	6.17
Cash Acquisitions	-18.83	-	-	-	-
Investment in Securities	-42,225	-19,906	-23,930	-17,191	-10,718
Other Investing Activities	8,062	6,961	7,274	7,417	6,889
Investing Cash Flow	-34,551	-13,279	-17,054	-10,267	-4,450
Long-Term Debt Issued	120,462	102,087	106,456	71,080	82,958
Long-Term Debt Repaid	-97,513	-92,669	-92,079	-88,249	-64,248
Net Debt Issued (Repaid)	22,950	9,418	14,377	-17,169	18,710
Issuance of Common Stock	2,000	-	-	10,578	-
Repurchase of Common Stock	-	-	-	-8,348	-
Common Dividends Paid	-1,213	-1,213	-1,188	-	-
Total Dividends Paid	-1,213	-1,213	-1,188	-1,441	-1,285
Net Increase (Decrease) in Deposit Accounts	-	-	-	-	30,688
Other Financing Activities	-2,176	-2,372	-2,196	-3,069	-2,393
Financing Cash Flow	21,561	5,833	10,992	-19,449	45,721
Foreign Exchange Rate Adjustments	-4.31	3.77	12.11	46	-13.64
Net Cash Flow	-4,195	15,509	4,088	-31,344	13,574
Free Cash Flow	8,422	22,580	9,733	-2,169	-28,311
Free Cash Flow Growth	-62.70%	132.00%	-	-	-
Free Cash Flow Margin	76.43%	228.97%	116.64%	-29.88%	-394.77%
Free Cash Flow Per Share	1.45	3.88	1.67	-0.38	-6.28
Cash Interest Paid	14,695	11,151	9,819	9,937	9,086
Cash Income Tax Paid	2,263	2,441	2,404	1,557	815.44

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.