Bank of Qingdao Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	16,423	26,911	30,408	14,929	11,509	40,665
Investment Securities	302,991	252,809	198,704	180,744	154,417	146,687
Trading Asset Securities	79,254	75,196	64,042	58,419	47,368	56,094
Total Investments	382,245	328,005	262,746	239,163	201,785	202,780
Gross Loans	435,155	432,757	371,302	329,680	292,832	257,240
Allowance for Loan Losses	-11,378	-11,138	-9,791	-8,572	-7,575	-6,735
Other Adjustments to Gross Loans	-	-232.54	-137.01	-91.33	-53.98	-1,163
Net Loans	423,777	421,386	361,374	321,017	285,203	249,341
Property, Plant & Equipment	3,993	4,075	4,202	4,379	4,293	4,236
Other Intangible Assets	-	405.79	379.12	420.09	353.08	296.61
Accrued Interest Receivable	1,178	3,071	2,902	3,125	2,489	2,140
Restricted Cash	-	24,981	21,368	18,920	17,662	18,295
Other Current Assets	-	112.71	115.01	175.4	297.38	367.28
Long-Term Deferred Tax Assets	4,419	4,373	3,554	3,794	3,446	2,505
Other Real Estate Owned & Foreclosed	-	26.1	9.65	6.06	-	59.69
Other Long-Term Assets	2,167	1,241	2,531	1,659	2,191	1,211
Total Assets	834,203	814,960	689,963	607,985	529,614	522,250
Accrued Expenses	-	2,424	1,677	1,458	1,016	982.53
Interest Bearing Deposits	559,946	510,140	434,739	386,825	346,589	314,905
Non-Interest Bearing Deposits	-	21,727	9,612	1,462	1,159	4,952
Total Deposits	559,946	531,867	444,351	388,288	347,747	319,857
Short-Term Borrowings	13,491	23,101	35,667	36,952	25,823	25,450
Current Portion of Long-Term Debt	55,544	179,707	130,088	114,234	95,838	119,628
Current Portion of Leases	-	161.42	152.61	153.46	133.54	139.58
Current Income Taxes Payable	852.87	770.25	306.54	477.98	703.88	124.03
Accrued Interest Payable	7,971	9,283	11,430	9,422	6,735	4,451
Other Current Liabilities	-	21.74	20.93	20.09	19.26	18.47
Long-Term Debt	138,979	15,263	18,441	14,361	11,924	14,989
Long-Term Leases	473.46	349.6	361.67	401.57	381.5	366.32
Pension & Post-Retirement Benefits	-	86.48	94.34	84.31	80.86	103.14
Other Long-Term Liabilities	4,867	1,671	2,474	2,194	2,618	2,813
Total Liabilities	782,124	764,706	645,063	568,046	493,021	488,922
Preferred Stock, Convertible	-	-	-	-	-	7,883
Preferred Stock, Other	-	-	-	-	-	-29.3
Total Preferred Equity	-	-	-	-	-	7,854
Common Stock	5,820	5,820	5,820	5,820	5,820	4,510
Additional Paid-In Capital	10,687	10,687	10,687	10,688	10,688	-
Retained Earnings	23,861	22,336	18,313	15,213	12,829	11,187
Comprehensive Income & Other	10,576	10,324	9,112	7,343	6,480	9,084
Total Common Equity	50,944	49,167	43,932	39,064	35,816	24,782
Minority Interest	1,134	1,087	967.45	875.3	776.98	692.23
Shareholders' Equity	52,078	50,254	44,900	39,939	36,593	33,328
Total Liabilities & Equity	834,203	814,960	689,963	607,985	529,614	522,250
Total Debt	208,488	218,582	184,709	166,102	134,099	160,573
Net Cash (Debt)	-67,714	-96,993	-81,699	-77,914	-74,276	-50,018
Net Cash Per Share	-11.56	-16.66	-14.04	-13.39	-13.05	-11.09
Filing Date Shares Outstanding	5,820	5,820	5,820	5,820	5,820	4,510
Total Common Shares Outstanding	5,820	5,820	5,820	5,820	5,820	4,510
Book Value Per Share	7.31	7.00	6.45	5.61	5.05	5.50
Tangible Book Value	50,944	48,761	43,553	38,644	35,463	24,485
Tangible Book Value Per Share	7.31	6.94	6.38	5.54	4.99	5.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.