Bank of Qingdao Ratios and Metrics

Market cap in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	35,108	26,392	21,192	16,256	20,576	23,879
Market Cap Growth	23.02%	24.53%	30.36%	-21.00%	-13.83%	-12.17%
Last Close Price	4.64	3.66	2.63	1.62	2.46	3.39
PE Ratio	4.59	4.79	4.94	4.45	7.08	7.95
PS Ratio	2.67	2.15	2.02	1.77	2.51	2.71
PB Ratio	0.59	0.47	0.44	0.37	0.50	0.58
P/FCF Ratio	2.57	2.82	0.88	1.52	-	-
P/OCF Ratio	2.49	2.70	0.87	1.46	-	-
Debt / Equity Ratio	4.00	4.35	4.11	4.16	3.67	4.82
Debt / FCF Ratio	17.34	25.95	8.18	17.07	-	-
Net Debt / Equity Ratio	1.30	1.93	1.82	1.95	2.03	1.50
Net Debt / FCF Ratio	5.63	11.52	3.62	8.01	-34.25	-1.77
Return on Equity (ROE)	11.48%	11.26%	10.38%	9.59%	9.06%	9.32%
Return on Assets (ROA)	0.73%	0.71%	0.68%	0.65%	0.60%	0.61%
Earnings Yield	16.90%	21.87%	21.41%	24.05%	16.94%	15.02%
FCF Yield	38.94%	35.51%	113.39%	65.96%	-11.92%	-145.53%
Dividend Yield	4.49%	5.47%	6.47%	10.87%	7.36%	5.79%
Payout Ratio	22.23%	23.38%	28.44%	33.48%	46.73%	43.98%
Buyback Yield / Dilution	-0.48%	-	-	-2.25%	-26.22%	-
Total Shareholder Return	4.01%	5.47%	6.47%	8.62%	-18.86%	5.79%