Harbin Bank Co., Ltd. (HKG:6138)

Harbin Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	30,155	30,273	29,719	26,065	26,448	29,004
Interest Paid on Deposits	20,062	20,436	20,170	17,058	16,387	16,695
Net Interest Income	10,093	9,837	9,549	9,007	10,061	12,309
Net Interest Income Growth (YoY)	2.27%	3.02%	6.02%	-10.47%	-18.26%	5.25%
Income From Trading Activities	2,425	2,425	2,692	2,423	1,129	1,200
Gain (Loss) on Sale of Assets	-14.47	-21.78	-7.63	0.07	124.94	-1.8
Gain (Loss) on Sale of Investments	1,522	1,522	264.93	416.4	247.07	216.92
Other Non-Interest Income	833.33	481.62	743.57	1,024	758.01	882.04
Total Non-Interest Income	4,765	4,406	3,693	3,863	2,259	2,297
Non-Interest Income Growth (YoY)	11.34%	19.32%	-4.42%	71.06%	-1.68%	-33.01%
Revenues Before Loan Losses	14,858	14,243	13,242	12,871	12,320	14,606
Provision for Loan Losses	7,807	8,073	6,958	6,584	6,701	8,301
Revenue	7,051	6,170	6,284	6,286	5,619	6,305
Revenue Growth (YoY)	13.25%	-1.81%	-0.04%	11.88%	-10.88%	-36.59%
Salaries and Employee Benefits	2,578	2,578	2,645	2,503	2,334	2,427
Occupancy Expenses	837.08	837.08	902.76	865.33	910.72	942.87
Selling, General & Administrative	1,720	1,582	1,784	1,544	1,294	828.59
Other Non-Interest Expense	530.97	522.22	494.79	372.89	418.29	697.37
Total Non-Interest Expense	5,652	5,519	5,827	5,285	4,957	4,896
EBT Excluding Unusual Items	1,399	651.43	457.31	1,001	662.28	1,409
Asset Writedown	-0.55	-	-	-	-101.03	-
Pretax Income	1,398	651.43	457.31	1,001	561.25	1,409
Income Tax Expense	-317.94	-430.93	-430.8	288.69	162.56	613.06
Earnings From Continuing Operations	1,716	1,082	888.11	712.5	398.69	795.83
Minority Interest in Earnings	-165.86	-162.69	-148.11	-157.73	-124.56	-50.16
Net Income	1,550	919.67	739.99	554.77	274.13	745.68
Preferred Dividends & Other Adjustments	567.6	567.6	567.6	534	-	-
Net Income to Common	982.72	352.07	172.39	20.77	274.13	745.68
Net Income Growth	97.73%	24.28%	33.39%	102.37%	-63.24%	-79.05%
Basic Shares Outstanding	10,996	10,996	10,996	10,996	10,996	10,996
Diluted Shares Outstanding	10,996	10,996	10,996	10,996	10,996	10,996
EPS (Basic)	0.09	0.03	0.02	0.00	0.02	0.07
EPS (Diluted)	0.09	0.03	0.02	0.00	0.02	0.07
EPS Growth	354.02%	104.22%	730.40%	-92.43%	-63.24%	-79.05%
Effective Tax Rate	-	-	-	28.83%	28.96%	43.51%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.