Harbin Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	80,863	74,481	75,869	37,085	56,460	32,008
Investment Securities	385,028	375,587	295,793	278,291	209,547	183,980
Trading Asset Securities	86,172	81,907	82,022	86,559	83,641	63,313
Total Investments	471,200	457,494	377,815	364,850	293,188	247,293
Gross Loans	410,238	438,057	404,954	349,028	307,979	320,828
Allowance for Loan Losses	-	-24,356	-23,058	-19,283	-15,848	-15,183
Other Adjustments to Gross Loans	-	-1,935	-2,029	-2,200	-1,977	-2,363
Net Loans	410,238	411,767	379,867	327,545	290,154	303,282
Property, Plant & Equipment	7,035	7,665	8,109	8,479	8,969	9,077
Other Intangible Assets	339.76	348.86	380.22	436.89	477.98	488.86
Accrued Interest Receivable	-	7,537	6,384	4,712	3,689	4,209
Other Receivables	-	10,211	18,056	16,576	9,069	3,987
Restricted Cash	-	36,265	38,460	42,762	38,447	36,648
Other Current Assets	-	183.2	292.91	471	850.24	322.71
Long-Term Deferred Tax Assets	7,918	7,919	6,172	5,531	4,834	4,356
Other Real Estate Owned & Foreclosed	-	4,132	4,144	4,495	4,145	51.58
Other Long-Term Assets	32,292	1,338	681.9	385.14	2,450	3,323
Total Assets	1,009,886	1,019,340	916,232	813,329	712,733	645,046
Accrued Expenses	658.6	3,871	3,869	3,965	3,413	2,942
Interest Bearing Deposits	736,910	767,105	716,808	666,090	582,420	521,763
Total Deposits	736,910	767,105	716,808	666,090	582,420	521,763
Short-Term Borrowings	105,433	54,414	35,097	11,403	4,276	10,837
Current Portion of Long-Term Debt	-	95,643	70,805	49,157	47,362	37,748
Current Income Taxes Payable	596.03	396.61	398.3	234.69	390.69	586.08
Accrued Interest Payable	-	19,540	19,612	14,602	8,032	5,348
Other Current Liabilities	-	29.85	29.85	30.75	74.13	74.57
Long-Term Debt	85,765	1,530	1,138	928.19	721.46	355.04
Long-Term Leases	-	267.55	292.94	338.1	450.89	377.49
Long-Term Unearned Revenue	-	43.15	73.01	140.44	159.46	174.29
Pension & Post-Retirement Benefits	-	35.58	35.39	32.79	35.72	41.23
Other Long-Term Liabilities	14,668	11,681	2,478	2,519	2,078	2,019
Total Liabilities	944,031	954,557	850,636	749,441	649,412	582,266
Common Stock	10,996	10,996	10,996	10,996	10,996	10,996
Additional Paid-In Capital	-	7,625	7,421	7,421	7,625	7,625
Retained Earnings	32,904	31,910	31,332	30,947	30,772	30,759
Comprehensive Income & Other	19,419	11,761	13,414	12,241	11,782	11,414
Total Common Equity	63,319	62,291	63,162	61,604	61,174	60,794
Minority Interest	2,536	2,492	2,434	2,284	2,146	1,986
Shareholders' Equity	65,855	64,783	65,596	63,888	63,321	62,780
Total Liabilities & Equity	1,009,886	1,019,340	916,232	813,329	712,733	645,046
Total Debt	191,198	151,855	107,333	61,826	52,810	49,318
Net Cash (Debt)	-8,305	4,653	50,877	81,858	88,438	46,356
Net Cash Growth	-	-90.85%	-37.85%	-7.44%	90.78%	95.35%
Net Cash Per Share	-	0.42	4.63	7.44	8.04	4.22
Filing Date Shares Outstanding	-	10,996	10,996	10,996	10,996	10,996
Total Common Shares Outstanding	-	10,996	10,996	10,996	10,996	10,996
Book Value Per Share	-	5.67	5.74	5.60	5.56	5.53
Tangible Book Value	62,979	61,942	62,782	61,167	60,697	60,305
Tangible Book Value Per Share	-	5.63	5.71	5.56	5.52	5.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.