Harbin Bank Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,166	1,146	919.67	739.99	554.77	274.13
Depreciation & Amortization	653.17	653.17	716.72	769.68	789.93	742.56
Gain (Loss) on Sale of Assets	-16.81	-16.81	21.77	7.63	-0.07	-124.94
Gain (Loss) on Sale of Investments	-1,171	-1,171	-2,972	-2,031	-1,716	-782.77
Total Asset Writedown	56.71	56.71	102.98	-	-	101.03
Provision for Credit Losses	5,489	5,489	7,116	6,048	5,405	243.96
Change in Other Net Operating Assets	32,953	32,953	-25,882	-33,560	4,908	7,485
Other Operating Activities	2,879	-9,906	-10,521	-10,575	-8,165	-1,689
Operating Cash Flow	42,009	29,203	-30,497	-38,601	1,777	6,250
Operating Cash Flow Growth	-	-	-	-	-71.57%	-
Capital Expenditures	-200.66	-194.26	-391.07	-178.56	-350.31	-534.7
Sale of Property, Plant and Equipment	222.42	224.66	181.59	5.67	3.75	202.21
Investment in Securities	-67,085	-85,056	-29,964	-51,559	-50,484	-29,321
Divestitures	-283.16	-283.16	-	-	-	-
Other Investing Activities	13,178	14,809	13,629	11,794	10,066	8,983
Investing Cash Flow	-54,168	-70,499	-16,544	-39,938	-40,765	-20,671
Long-Term Debt Issued	-	190,190	106,410	52,920	109,199	65,828
Long-Term Debt Repaid	-	-174,989	-90,347	-58,677	-99,229	-68,479
Net Debt Issued (Repaid)	2,324	15,201	16,063	-5,757	9,970	-2,650
Common Dividends Paid	-523.25	-567.6	-567.6	-567.6	-534	-8.12
Net Increase (Decrease) in Deposit Accounts	25,564	25,564	51,174	84,680	56,075	30,447
Other Financing Activities	-452.69	-452.69	-615.87	-107.3	-1,032	-1,770
Financing Cash Flow	26,912	39,745	66,053	78,247	64,479	26,019
Foreign Exchange Rate Adjustments	12.18	12.84	-24.41	-138.3	-38.69	-111.86
Net Cash Flow	14,765	-1,538	18,987	-428.95	25,452	11,486
Free Cash Flow	41,808	29,009	-30,888	-38,779	1,426	5,715
Free Cash Flow Growth	-	-	-	-	-75.04%	-
Free Cash Flow Margin	700.74%	479.87%	-500.61%	-617.13%	22.69%	101.71%
Free Cash Flow Per Share	-	2.64	-2.81	-3.53	0.13	0.52
Cash Interest Paid	18,251	18,251	20,430	19,664	17,127	17,593
Cash Income Tax Paid	522.75	522.75	438.01	522.32	852.41	1,106

Source: S&P Global Market Intelligence. Banks template. Financial Sources.