Harbin Bank Co., Ltd. (HKG:6138)

Hong Kong · Delayed Price · Currency is HKD

0.3200

0.00 (0.00%)

Jul 24, 2026, 3:04 PM HKT

Harbin Bank Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	5,966	6,045	6,170	6,284	6,286	5,619
Revenue Growth	-15.38%	-2.03%	-1.81%	-0.04%	11.88%	-10.88%
Net Income	597.98	577.95	352.07	172.39	20.77	274.13
Earnings Per Share	0.05	0.05	0.03	0.02	0.00	0.02
EPS Growth	-39.15%	64.16%	104.22%	730.40%	-92.43%	-63.24%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Corporate Financial Business	2,446	1,301	1,099	1,250	2,051
Retail Financial Business	2,989	3,355	3,107	3,904	164.48
Interbank Financial Business	610.82	1,450	912.69	751.69	3,169
Other Business	-0.89	63.94	1,166	380.16	234.28
Total	6,045	6,170	6,284	6,286	5,619

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	182,893	156,507	158,210	143,684	141,248	95,674
Total Debt	146,801	151,855	107,333	61,826	52,810	49,318
Net Cash (Debt)	36,092	4,653	50,877	81,858	88,438	46,356
Net Cash Growth	-22.35%	-90.85%	-37.85%	-7.44%	90.78%	95.35%
Net Cash Per Share	3.28	0.42	4.63	7.44	8.04	4.22

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	42,009	29,203	-30,497	-38,601	1,777	6,250
Capital Expenditures	-200.66	-194.26	-391.07	-178.56	-350.31	-534.7
Free Cash Flow	41,808	29,009	-30,888	-38,779	1,426	5,715
Free Cash Flow Growth	-	-	-	-	-75.04%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	10.02%	9.56%	5.71%	2.74%	0.33%	4.88%
FCF Margin	700.74%	479.87%	-500.61%	-617.13%	22.69%	101.71%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.18	5.98	9.83	13.84	156.88	25.82
Forward PE	-	2.29	2.29	2.29	2.29	2.29
P/FCF Ratio	0.07	0.12	-	-	2.28	1.24
PS Ratio	0.52	0.57	0.56	0.38	0.52	1.26