HNX: BAB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	623,818	616,570	711,783	649,952	638,946
Investment Securities	19,619,575	12,451,616	13,948,864	13,928,515	14,013,226
Trading Asset Securities	17,651,700	20,992,851	4,871,313	8,533,098	7,846,239
Total Investments	37,271,275	33,444,467	18,820,177	22,461,613	21,859,465
Gross Loans	114,293,870	113,456,213	105,157,827	93,278,729	91,218,802
Allowance for Loan Losses	-1,344,034	-1,199,686	-1,047,118	-1,060,112	-821,783
Net Loans	112,949,836	112,256,527	104,110,709	92,218,617	90,397,019
Property, Plant & Equipment	160,004	176,559	177,211	174,474	149,708
Other Intangible Assets	881,926	876,428	584,075	584,784	576,306
Investments in Real Estate	3,683	3,683	3,683	14,461	3,683
Accrued Interest Receivable	3,593,374	3,625,739	2,886,583	2,438,595	2,579,789
Other Receivables	391,947	317,979	663,517	191,488	216,626
Restricted Cash	188,190	887,264	786,421	1,023,135	730,267
Other Long-Term Assets	66,162	63,129	49,379	34,687	37,584
Total Assets	156,130,215	152,268,345	128,793,538	119,791,806	117,189,393
Interest Bearing Deposits	120,385,623	118,845,237	96,947,630	93,466,487	86,443,156
Non-Interest Bearing Deposits	11,406,030	10,790,439	11,047,110	9,060,479	13,231,030
Total Deposits	131,791,653	129,635,676	107,994,740	102,526,966	99,674,186
Short-Term Borrowings	135,509	97,173	-	-	-
Accrued Interest Payable	2,225,691	4,121,944	2,624,364	2,540,562	2,732,698
Long-Term Debt	9,888,143	7,096,273	7,893,585	5,413,140	6,040,492
Other Long-Term Liabilities	667,432	449,020	480,418	259,995	378,435
Total Liabilities	144,708,428	141,400,086	118,993,107	110,740,663	108,825,811
Common Stock	8,959,336	8,334,266	8,133,863	7,531,355	7,085,000
Additional Paid-In Capital	107,289	107,289	7,398	7,398	7,398
Retained Earnings	1,309,692	1,507,840	864,353	826,136	672,702
Comprehensive Income & Other	1,045,470	918,864	794,817	686,254	598,482
Shareholders' Equity	11,421,787	10,868,259	9,800,431	9,051,143	8,363,582
Total Liabilities & Equity	156,130,215	152,268,345	128,793,538	119,791,806	117,189,393
Total Debt	10,023,652	7,193,446	7,893,585	5,413,140	6,040,492
Net Cash (Debt)	19,022,528	16,176,237	-1,452,911	5,685,613	3,045,689
Net Cash Growth	26.38%	-	-	86.68%	-
Tangible Book Value	10,539,861	9,991,831	9,216,356	8,466,359	7,787,276

Source: S&P Capital IQ. Banks template. Financial Sources.