HNX:BAB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	596,489	566,596	616,570	711,783	649,952	638,946
Investment Securities	22,477,130	9,526,715	10,691,354	13,948,864	13,928,515	14,013,226
Trading Asset Securities	29,793,162	24,783,992	20,992,851	4,871,313	8,533,098	7,846,239
Total Investments	52,270,292	34,310,707	31,684,205	18,820,177	22,461,613	21,859,465
Gross Loans	117,109,214	125,576,426	115,216,475	105,157,827	93,278,729	91,218,802
Allowance for Loan Losses	-1,378,575	-1,324,433	-1,199,686	-1,047,118	-1,060,112	-821,783
Net Loans	115,730,639	124,251,993	114,016,789	104,110,709	92,218,617	90,397,019
Property, Plant & Equipment	170,665	171,659	176,559	177,211	174,474	149,708
Other Intangible Assets	884,300	886,932	876,428	584,075	584,784	576,306
Investments in Real Estate	3,683	3,683	3,683	3,683	14,461	3,683
Accrued Interest Receivable	5,079,341	4,123,702	3,624,930	2,886,583	2,438,595	2,579,789
Other Receivables	437,849	241,855	265,405	663,517	191,488	216,626
Restricted Cash	61,484	798,225	887,264	786,421	1,023,135	730,267
Other Current Assets	101,341	60,021	28,109	-	-	-
Other Long-Term Assets	29,458	71,320	63,129	49,379	34,687	37,584
Total Assets	175,365,541	165,486,693	152,243,071	128,793,538	119,791,806	117,189,393
Accrued Expenses	97,841	97,926	145,002	-	-	-
Interest Bearing Deposits	134,479,809	126,096,247	119,609,367	96,947,630	93,466,487	86,443,156
Non-Interest Bearing Deposits	9,231,826	8,334,479	10,026,309	11,047,110	9,060,479	13,231,030
Total Deposits	143,711,635	134,430,726	129,635,676	107,994,740	102,526,966	99,674,186
Short-Term Borrowings	30,162	-	97,173	-	-	-
Current Portion of Long-Term Debt	3,000,000	3,004,680	-	-	-	-
Current Income Taxes Payable	-	111,408	116,721	-	-	-
Accrued Interest Payable	2,803,866	2,456,206	4,121,944	2,624,364	2,540,562	2,732,698
Other Current Liabilities	456,036	702,463	307,653	-	-	-
Long-Term Debt	13,190,341	13,049,276	7,096,273	7,893,585	5,413,140	6,040,492
Other Long-Term Liabilities	-	-148,442	-145,630	480,418	259,995	378,435
Total Liabilities	163,289,881	153,704,243	141,374,812	118,993,107	110,740,663	108,825,811
Common Stock	9,580,218	8,959,336	8,334,266	8,133,863	7,531,355	7,085,000
Additional Paid-In Capital	107,289	107,289	107,289	7,398	7,398	7,398
Retained Earnings	1,342,683	1,670,355	1,507,840	864,353	826,136	672,702
Comprehensive Income & Other	1,045,470	1,045,470	918,864	794,817	686,254	598,482
Shareholders' Equity	12,075,660	11,782,450	10,868,259	9,800,431	9,051,143	8,363,582
Total Liabilities & Equity	175,365,541	165,486,693	152,243,071	128,793,538	119,791,806	117,189,393
Total Debt	16,220,503	16,053,956	7,193,446	7,893,585	5,413,140	6,040,492
Net Cash (Debt)	28,494,385	9,296,632	14,415,975	-1,452,911	5,685,613	3,045,689
Net Cash Growth	71.77%	-35.51%	-	-	86.68%	-
Net Cash Per Share	29742.94	9703.99	15123.65	-	-	-
Filing Date Shares Outstanding	958.02	958.02	953.21	-	-	-
Total Common Shares Outstanding	958.02	958.02	953.21	-	-	-
Book Value Per Share	12604.79	12298.73	11401.78	-	-	-
Tangible Book Value	11,191,360	10,895,518	9,991,831	9,216,356	8,466,359	7,787,276
Tangible Book Value Per Share	11681.74	11372.93	10482.32	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.