HNX:BAB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	601,223	566,596	616,570	711,783	9,330,302	12,417,325
Investment Securities	30,860,396	9,526,715	10,691,354	13,948,864	12,012,812	13,412,230
Trading Asset Securities	27,080,965	24,783,992	20,992,851	4,871,313	8,533,098	7,846,239
Total Investments	57,941,361	34,310,707	31,684,205	18,820,177	20,545,910	21,258,469
Gross Loans	127,158,275	125,576,426	115,216,475	105,157,827	86,514,082	80,041,419
Allowance for Loan Losses	-1,541,810	-1,324,433	-1,199,686	-1,047,118	-1,060,112	-821,783
Net Loans	125,616,465	124,251,993	114,016,789	104,110,709	85,453,970	79,219,636
Property, Plant & Equipment	162,930	171,659	176,559	177,211	174,474	149,708
Other Intangible Assets	876,121	886,932	876,428	584,075	584,784	576,306
Investments in Real Estate	3,683	3,683	3,683	3,683	14,461	3,683
Accrued Interest Receivable	5,907,506	4,123,702	3,624,930	2,886,583	2,438,595	2,579,789
Other Receivables	163,781	241,855	265,405	663,517	169,453	194,305
Restricted Cash	529,843	798,225	887,264	786,421	1,023,135	730,267
Other Current Assets	135,078	60,021	28,109	-	21,952	21,488
Long-Term Deferred Tax Assets	-	-	-	-	83	833
Other Long-Term Assets	26,545	71,320	63,129	49,379	34,687	37,584
Total Assets	191,964,536	165,486,693	152,243,071	128,793,538	119,791,806	117,189,393
Accrued Expenses	205,155	97,926	145,002	-	25,484	42,128
Interest Bearing Deposits	138,932,159	126,096,247	119,609,367	96,947,630	101,630,487	99,674,186
Non-Interest Bearing Deposits	9,579,185	8,334,479	10,026,309	11,047,110	896,479	-
Total Deposits	148,511,344	134,430,726	129,635,676	107,994,740	102,526,966	99,674,186
Short-Term Borrowings	-	-	97,173	-	-	-
Current Portion of Long-Term Debt	7,000,000	3,004,680	-	-	-	-
Current Income Taxes Payable	-	111,408	116,721	-	40,823	42,357
Accrued Interest Payable	3,399,102	2,456,206	4,121,944	2,624,364	2,540,562	2,732,698
Other Current Liabilities	476,345	702,463	307,653	-	185	10,419
Long-Term Debt	19,598,658	13,049,276	7,096,273	7,893,585	5,413,140	6,040,492
Other Long-Term Liabilities	-	-148,442	-145,630	480,418	193,503	283,531
Total Liabilities	179,190,604	153,704,243	141,374,812	118,993,107	110,740,663	108,825,811
Common Stock	10,032,190	8,959,336	8,334,266	8,133,863	7,531,355	7,085,000
Additional Paid-In Capital	107,117	107,289	107,289	7,398	7,398	7,398
Retained Earnings	1,389,317	1,670,355	1,507,840	864,353	1,512,390	1,271,184
Comprehensive Income & Other	1,245,308	1,045,470	918,864	794,817	-	-
Shareholders' Equity	12,773,932	11,782,450	10,868,259	9,800,431	9,051,143	8,363,582
Total Liabilities & Equity	191,964,536	165,486,693	152,243,071	128,793,538	119,791,806	117,189,393
Total Debt	26,598,658	16,053,956	7,193,446	7,893,585	5,413,140	6,040,492
Net Cash (Debt)	19,908,348	9,296,632	14,415,975	-1,452,911	12,450,260	14,223,072
Net Cash Growth	7.40%	-35.51%	-	-	-12.46%	-
Net Cash Per Share	19844.47	9703.99	15123.65	-	13315.99	15212.08
Filing Date Shares Outstanding	1,003	958.02	953.21	-	934.99	934.99
Total Common Shares Outstanding	1,003	958.02	953.21	-	934.99	934.99
Book Value Per Share	12732.94	12298.73	11401.78	-	9680.52	8945.15
Tangible Book Value	11,897,811	10,895,518	9,991,831	9,216,356	8,466,359	7,787,276
Tangible Book Value Per Share	11859.63	11372.93	10482.32	-	9055.07	8328.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.