HNX:BAB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1,015,251	1,011,255	854,367	832,519	726,339	587,794
Depreciation & Amortization	39,169	36,765	46,447	-	-	-
Other Amortization	14,234	14,234	-	-	-	-
Change in Trading Asset Securities	-197,916	-184,066	103,023	-97,926	4,642	17,901
Change in Other Net Operating Assets	-6,541,293	-7,410,642	-22,156,106	-4,734,271	-8,631,532	-7,631,119
Other Operating Activities	-859,767	-1,892,260	867,141	-94,901	248,802	849,442
Operating Cash Flow	-6,530,322	-8,424,714	-20,285,128	-4,094,579	-7,651,749	-6,175,982
Capital Expenditures	-45,694	-51,776	-338,148	-44,286	-70,091	-87,573
Sale of Property, Plant and Equipment	137	137	300	-	966	-
Investment in Securities	-1,052	-5,260	-	-	32,815	75,000
Other Investing Activities	29,084	12,638	27,639	6,907	1,978	3,228
Investing Cash Flow	-17,525	-44,261	-310,209	-26,601	-45,110	-5,226
Long-Term Debt Issued	-	3,500,000	1,325,000	235,400	-	-
Long-Term Debt Repaid	-	-263,290	-	-	-	-
Net Debt Issued (Repaid)	-679,028	3,236,710	1,325,000	235,400	-	-
Issuance of Common Stock	447,611	-	300,294	-	446,355	-
Common Dividends Paid	-	-	-	-	-446,355	-
Net Increase (Decrease) in Deposit Accounts	16,920,506	4,795,050	21,640,936	5,467,774	2,852,780	8,852,467
Financing Cash Flow	16,693,277	8,031,760	23,266,230	5,703,174	2,852,780	8,852,467
Net Cash Flow	10,145,430	-437,215	2,670,893	1,581,994	-4,844,079	2,671,259
Free Cash Flow	-6,576,016	-8,476,490	-20,623,276	-4,138,865	-7,721,840	-6,263,555
Free Cash Flow Margin	-182.87%	-241.64%	-712.77%	-150.22%	-347.75%	-317.11%
Free Cash Flow Per Share	-6554.91	-8847.91	-21635.66	-	-	-
Cash Interest Paid	8,294,960	10,134,901	9,497,433	7,745,018	7,533,736	7,673,840
Cash Income Tax Paid	275,303	262,060	170,915	183,320	182,810	159,699

Source: S&P Global Market Intelligence. Banks template. Financial Sources.