Post & Telecommunication Joint Stock Insurance Corporation (HNX:PTI)
Vietnam · Delayed Price · Currency is VND 20,000
-900 (-4.31%)
At close: Aug 20, 2026
HNX:PTI Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 3,025,198 | 2,874,851 | 3,325,454 | 4,176,598 | 4,377,316 | 4,963,702 |
Total Interest & Dividend Income | -32,884 | -42,779 | 99,330 | 271,718 | 114,728 | 133,501 |
Gain (Loss) on Sale of Investments | 208,467 | 172,439 | 54,603 | - | 9,231 | 28,531 |
Non-Insurance Activities Revenue | 11,793 | 51,111 | 2,299 | 9,419 | 13,643 | 39,664 |
Other Revenue | 392,334 | 417,656 | 565,827 | 701,743 | 775,652 | 3,994 |
| 3,604,908 | 3,473,279 | 4,047,512 | 5,159,478 | 5,290,570 | 5,169,392 | |
Revenue Growth | -0.54% | -14.19% | -21.55% | -2.48% | 2.34% | 3.59% |
Policy Benefits | 1,470,224 | 1,155,953 | 1,671,419 | 2,223,526 | 2,309,233 | 4,558,194 |
Policy Acquisition & Underwriting Costs | 409,166 | 414,589 | 493,543 | 618,821 | 658,151 | - |
Depreciation & Amortization | 30,985 | 30,985 | 19,598 | - | - | - |
Selling, General & Administrative | 88,118 | 91,731 | 86,545 | 208,654 | 252,912 | 245,881 |
Non-Insurance Activities Expense | 6,045 | 38,407 | 1,240 | 6,241 | 7,768 | 20,496 |
Other Operating Expenses | 1,187,279 | 1,302,565 | 1,302,562 | 1,725,405 | 2,386,023 | 463.74 |
Total Operating Expenses | 3,237,610 | 3,080,025 | 3,635,940 | 4,782,646 | 5,614,086 | 4,825,035 |
Operating Income | 367,298 | 393,254 | 411,572 | 376,832 | -323,516 | 344,358 |
Interest Expense | -16,848 | -15,692 | -8,664 | -65,750 | -9,847 | -8,744 |
Earnings From Equity Investments | 3,119 | 2,996 | 2,773 | 589.52 | 2,301 | -6,719 |
Currency Exchange Gain (Loss) | 3,903 | 2,873 | 3,246 | - | -12,490 | -829.55 |
Other Non Operating Income (Expenses) | -14,243 | -10,623 | -6,184 | 4,152 | -21.51 | -61.75 |
EBT Excluding Unusual Items | 343,230 | 372,809 | 402,743 | 315,823 | -343,574 | 328,004 |
Gain (Loss) on Sale of Assets | - | - | - | 3,935 | - | - |
Pretax Income | 343,230 | 372,809 | 402,743 | 319,758 | -343,574 | 328,004 |
Income Tax Expense | 76,603 | 81,350 | 80,991 | 66,889 | 3,802 | 70,521 |
Earnings From Continuing Ops. | 266,626 | 291,459 | 321,752 | 252,869 | -347,376 | 257,483 |
Minority Interest in Earnings | 95.15 | -2.85 | -79.82 | -80.93 | -18.3 | -115.48 |
Net Income | 266,722 | 291,456 | 321,672 | 252,788 | -347,395 | 257,367 |
Preferred Dividends & Other Adjustments | - | - | 9,566 | - | - | 21,249 |
Net Income to Common | 266,722 | 291,456 | 312,107 | 252,788 | -347,395 | 236,118 |
Net Income Growth | 1.58% | -6.62% | 23.47% | - | - | 3.52% |
Shares Outstanding (Basic) | 121 | 121 | 121 | 121 | 121 | 121 |
Shares Outstanding (Diluted) | 121 | 121 | 121 | 121 | 121 | 121 |
Shares Change | 0.00% | - | -0.00% | - | - | - |
EPS (Basic) | 2211.77 | 2416.87 | 2588.12 | 2096.20 | -2880.71 | 1957.96 |
EPS (Diluted) | 2211.77 | 2416.87 | 2588.12 | 2096.20 | -2880.71 | 1957.96 |
EPS Growth | 1.58% | -6.62% | 23.47% | - | - | 3.52% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 33,662 | -485,989 | -447,274 | -284,175 | -687,167 | 168,458 |
Free Cash Flow Per Share | 279.14 | -4030.03 | -3708.98 | -2356.47 | -5698.21 | 1396.91 |
Operating Margin | 10.19% | 11.32% | 10.17% | 7.30% | -6.12% | 6.66% |
Profit Margin | 7.40% | 8.39% | 7.71% | 4.90% | -6.57% | 4.57% |
Free Cash Flow Margin | 0.93% | -13.99% | -11.05% | -5.51% | -12.99% | 3.26% |
EBITDA | 385,112 | 415,438 | 439,188 | 407,247 | -294,610 | 370,963 |
EBITDA Margin | 10.68% | 11.96% | 10.85% | 7.89% | -5.57% | 7.18% |
D&A For EBITDA | 17,815 | 22,183 | 27,616 | 30,415 | 28,906 | 26,605 |
EBIT | 367,298 | 393,254 | 411,572 | 376,832 | -323,516 | 344,358 |
EBIT Margin | 10.19% | 11.32% | 10.17% | 7.30% | -6.12% | 6.66% |
Effective Tax Rate | 22.32% | 21.82% | 20.11% | 20.92% | - | 21.50% |
Revenue as Reported | - | - | - | - | 2,930,580 | - |