Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE: BIC)
Vietnam
· Delayed Price · Currency is VND 32,800
-100 (-0.30%)
At close: Nov 22, 2024
BIC Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 3,842,349 | 3,354,210 | 2,408,967 | 1,939,249 | 1,687,422 | 1,458,879 | Upgrade
|
| Total Interest & Dividend Income | 337,744 | 378,823 | 262,457 | 245,676 | 266,461 | 282,986 | Upgrade
|
| Gain (Loss) on Sale of Investments | 48,614 | 3,726 | 71,020 | 68,091 | 8,395 | 292.17 | Upgrade
|
| Other Revenue | 276,180 | 275,857 | 246,933 | 215,821 | 200,394 | 205,039 | Upgrade
|
| Total Revenue | 4,504,888 | 4,012,617 | 2,989,377 | 2,468,838 | 2,162,673 | 1,947,196 | Upgrade
|
| Revenue Growth (YoY) | 19.51% | 34.23% | 21.08% | 14.16% | 11.07% | 12.85% | Upgrade
|
| Policy Benefits | 1,279,929 | 916,946 | 803,069 | 555,720 | 590,920 | 635,335 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 563,783 | 563,783 | 369,979 | 280,559 | 228,637 | 201,144 | Upgrade
|
| Depreciation & Amortization | 9,454 | 8,953 | 8,347 | 6,705 | 5,276 | 6,901 | Upgrade
|
| Selling, General & Administrative | 302,024 | 247,509 | 194,328 | 153,699 | 169,361 | 144,714 | Upgrade
|
| Provision for Bad Debts | 10,970 | 7,110 | -2,828 | -7,269 | -3,222 | 10,697 | Upgrade
|
| Other Operating Expenses | 1,299,027 | 1,293,082 | 926,061 | 680,480 | 564,330 | 455,823 | Upgrade
|
| Total Operating Expenses | 3,916,261 | 3,450,065 | 2,612,958 | 1,975,418 | 1,791,181 | 1,658,542 | Upgrade
|
| Operating Income | 588,626 | 562,551 | 376,419 | 493,420 | 371,492 | 288,654 | Upgrade
|
| Interest Expense | -2,237 | -4.23 | -33.02 | -87.42 | -51.98 | -71.45 | Upgrade
|
| Currency Exchange Gain (Loss) | 11,603 | 10,684 | 20,548 | 8,238 | 3,395 | -18,894 | Upgrade
|
| Other Non Operating Income (Expenses) | -267.46 | 818.46 | 167.88 | 65.94 | 511.32 | 499.73 | Upgrade
|
| EBT Excluding Unusual Items | 597,726 | 574,050 | 397,102 | 501,636 | 375,346 | 270,189 | Upgrade
|
| Gain (Loss) on Sale of Assets | 187.64 | 9.37 | 11.89 | 5.96 | 3.63 | 23.39 | Upgrade
|
| Pretax Income | 597,913 | 574,059 | 397,113 | 501,642 | 375,349 | 270,212 | Upgrade
|
| Income Tax Expense | 123,119 | 118,011 | 76,226 | 101,947 | 77,696 | 58,896 | Upgrade
|
| Earnings From Continuing Ops. | 474,794 | 456,048 | 320,888 | 399,695 | 297,653 | 211,317 | Upgrade
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| Minority Interest in Earnings | -6,008 | -6,255 | -6,719 | -4,729 | -3,377 | -229.26 | Upgrade
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| Net Income | 468,786 | 449,794 | 314,169 | 394,966 | 294,276 | 211,088 | Upgrade
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| Preferred Dividends & Other Adjustments | 88,583 | 88,583 | 98,737 | 71,237 | 34,660 | 25,000 | Upgrade
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| Net Income to Common | 380,204 | 361,211 | 215,432 | 323,729 | 259,616 | 186,088 | Upgrade
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| Net Income Growth | 1.66% | 43.17% | -20.46% | 34.22% | 39.41% | 36.26% | Upgrade
|
| Shares Outstanding (Basic) | 117 | 117 | 117 | 117 | 117 | 117 | Upgrade
|
| Shares Outstanding (Diluted) | 117 | 117 | 117 | 117 | 117 | 117 | Upgrade
|
| Shares Change (YoY) | -0.00% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 3241.93 | 3079.98 | 1836.95 | 2760.38 | 2213.70 | 1586.74 | Upgrade
|
| EPS (Diluted) | 3241.93 | 3079.98 | 1836.95 | 2760.38 | 2213.70 | 1586.74 | Upgrade
|
| EPS Growth | 4.92% | 67.67% | -33.45% | 24.70% | 39.51% | 41.06% | Upgrade
|
| Free Cash Flow | 358,985 | 412,986 | 415,711 | 250,973 | -36,019 | 86,236 | Upgrade
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| Free Cash Flow Per Share | 3061.00 | 3521.46 | 3544.70 | 2140.00 | -307.12 | 735.32 | Upgrade
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| Dividend Per Share | 1500.000 | 1500.000 | 1300.000 | 1500.000 | 1200.000 | 800.000 | Upgrade
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| Dividend Growth | 15.38% | 15.38% | -13.33% | 25.00% | 50.00% | 14.29% | Upgrade
|
| Operating Margin | 13.07% | 14.02% | 12.59% | 19.99% | 17.18% | 14.82% | Upgrade
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| Profit Margin | 8.44% | 9.00% | 7.21% | 13.11% | 12.00% | 9.56% | Upgrade
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| Free Cash Flow Margin | 7.97% | 10.29% | 13.91% | 10.17% | -1.67% | 4.43% | Upgrade
|
| EBITDA | 599,507 | 570,996 | 384,766 | 500,124 | 376,767 | 295,555 | Upgrade
|
| EBITDA Margin | 13.31% | 14.23% | 12.87% | 20.26% | 17.42% | 15.18% | Upgrade
|
| D&A For EBITDA | 10,881 | 8,444 | 8,347 | 6,705 | 5,276 | 6,901 | Upgrade
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| EBIT | 588,626 | 562,551 | 376,419 | 493,420 | 371,492 | 288,654 | Upgrade
|
| EBIT Margin | 13.07% | 14.02% | 12.59% | 19.99% | 17.18% | 14.82% | Upgrade
|
| Effective Tax Rate | 20.59% | 20.56% | 19.19% | 20.32% | 20.70% | 21.80% | Upgrade
|
| Revenue as Reported | 3,630,068 | 3,630,068 | 2,655,900 | 2,155,070 | 1,887,816 | 1,663,919 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.