Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)
Vietnam
· Delayed Price · Currency is VND 37,750
-50 (-0.13%)
At close: Feb 21, 2025
HOSE:BIC Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 4,263,652 | 3,354,210 | 2,408,967 | 1,939,249 | 1,687,422 | Upgrade
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| Total Interest & Dividend Income | 328,550 | 378,823 | 262,457 | 245,676 | 266,461 | Upgrade
|
| Gain (Loss) on Sale of Investments | 51,824 | 3,726 | 71,020 | 68,091 | 8,395 | Upgrade
|
| Other Revenue | 2,073 | 275,857 | 246,933 | 215,821 | 200,394 | Upgrade
|
| Total Revenue | 4,646,100 | 4,012,617 | 2,989,377 | 2,468,838 | 2,162,673 | Upgrade
|
| Revenue Growth (YoY) | 15.79% | 34.23% | 21.08% | 14.16% | 11.07% | Upgrade
|
| Policy Benefits | 3,076,423 | 916,946 | 803,069 | 555,720 | 590,920 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | 563,783 | 369,979 | 280,559 | 228,637 | Upgrade
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| Depreciation & Amortization | 10,133 | 8,953 | 8,347 | 6,705 | 5,276 | Upgrade
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| Selling, General & Administrative | 299,281 | 247,509 | 194,328 | 153,699 | 169,361 | Upgrade
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| Provision for Bad Debts | 2,846 | 7,110 | -2,828 | -7,269 | -3,222 | Upgrade
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| Other Operating Expenses | 29,089 | 1,293,082 | 926,061 | 680,480 | 564,330 | Upgrade
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| Total Operating Expenses | 3,986,247 | 3,450,065 | 2,612,958 | 1,975,418 | 1,791,181 | Upgrade
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| Operating Income | 659,853 | 562,551 | 376,419 | 493,420 | 371,492 | Upgrade
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| Interest Expense | -5,302 | -4.23 | -33.02 | -87.42 | -51.98 | Upgrade
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| Currency Exchange Gain (Loss) | -2,888 | 10,684 | 20,548 | 8,238 | 3,395 | Upgrade
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| Other Non Operating Income (Expenses) | -1,827 | 818.46 | 167.88 | 65.94 | 511.32 | Upgrade
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| EBT Excluding Unusual Items | 649,836 | 574,050 | 397,102 | 501,636 | 375,346 | Upgrade
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| Gain (Loss) on Sale of Assets | 190.28 | 9.37 | 11.89 | 5.96 | 3.63 | Upgrade
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| Pretax Income | 650,026 | 574,059 | 397,113 | 501,642 | 375,349 | Upgrade
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| Income Tax Expense | 150,100 | 118,011 | 76,226 | 101,947 | 77,696 | Upgrade
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| Earnings From Continuing Ops. | 499,927 | 456,048 | 320,888 | 399,695 | 297,653 | Upgrade
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| Minority Interest in Earnings | -5,241 | -6,255 | -6,719 | -4,729 | -3,377 | Upgrade
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| Net Income | 494,686 | 449,794 | 314,169 | 394,966 | 294,276 | Upgrade
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| Preferred Dividends & Other Adjustments | - | 88,583 | 98,737 | 71,237 | 34,660 | Upgrade
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| Net Income to Common | 494,686 | 361,211 | 215,432 | 323,729 | 259,616 | Upgrade
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| Net Income Growth | 9.98% | 43.17% | -20.46% | 34.22% | 39.41% | Upgrade
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| Shares Outstanding (Basic) | 158 | 117 | 117 | 117 | 117 | Upgrade
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| Shares Outstanding (Diluted) | 158 | 117 | 117 | 117 | 117 | Upgrade
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| Shares Change (YoY) | 34.72% | - | - | - | - | Upgrade
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| EPS (Basic) | 3131.00 | 3079.98 | 1836.95 | 2760.38 | 2213.70 | Upgrade
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| EPS (Diluted) | 3131.00 | 3079.98 | 1836.95 | 2760.38 | 2213.70 | Upgrade
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| EPS Growth | 1.66% | 67.67% | -33.45% | 24.70% | 39.51% | Upgrade
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| Free Cash Flow | 436,754 | 412,986 | 415,711 | 250,973 | -36,019 | Upgrade
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| Free Cash Flow Per Share | 2764.33 | 3521.46 | 3544.70 | 2140.00 | -307.12 | Upgrade
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| Dividend Per Share | - | 1500.000 | 1300.000 | 1500.000 | 1200.000 | Upgrade
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| Dividend Growth | - | 15.38% | -13.33% | 25.00% | 50.00% | Upgrade
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| Operating Margin | 14.20% | 14.02% | 12.59% | 19.99% | 17.18% | Upgrade
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| Profit Margin | 10.65% | 9.00% | 7.21% | 13.11% | 12.00% | Upgrade
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| Free Cash Flow Margin | 9.40% | 10.29% | 13.91% | 10.17% | -1.67% | Upgrade
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| EBITDA | 669,985 | 570,996 | 384,766 | 500,124 | 376,767 | Upgrade
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| EBITDA Margin | 14.42% | 14.23% | 12.87% | 20.26% | 17.42% | Upgrade
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| D&A For EBITDA | 10,133 | 8,444 | 8,347 | 6,705 | 5,276 | Upgrade
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| EBIT | 659,853 | 562,551 | 376,419 | 493,420 | 371,492 | Upgrade
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| EBIT Margin | 14.20% | 14.02% | 12.59% | 19.99% | 17.18% | Upgrade
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| Effective Tax Rate | 23.09% | 20.56% | 19.19% | 20.32% | 20.70% | Upgrade
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| Revenue as Reported | - | 3,630,068 | 2,655,900 | 2,155,070 | 1,887,816 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.