Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)
Vietnam flag Vietnam · Delayed Price · Currency is VND
35,950
+100 (0.28%)
At close: Apr 2, 2025

HOSE:BIC Income Statement

Millions VND. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Premiums & Annuity Revenue
3,988,5713,354,2032,408,9671,939,2491,687,422
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Total Interest & Dividend Income
328,525378,823262,457245,676266,461
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Gain (Loss) on Sale of Investments
53,0913,72671,02068,0918,395
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Other Revenue
275,674275,857246,933215,821200,394
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Total Revenue
4,645,8614,012,6092,989,3772,468,8382,162,673
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Revenue Growth (YoY)
15.78%34.23%21.08%14.16%11.07%
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Policy Benefits
974,104916,946803,069555,720590,920
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Policy Acquisition & Underwriting Costs
671,010563,783369,979280,559228,637
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Depreciation & Amortization
10,0328,9538,3476,7055,276
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Selling, General & Administrative
299,929247,509194,328153,699169,361
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Provision for Bad Debts
2,5707,110-2,828-7,269-3,222
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Other Operating Expenses
1,460,8231,293,082926,061680,480564,330
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Total Operating Expenses
3,988,0003,450,0652,612,9581,975,4181,791,181
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Operating Income
657,861562,544376,419493,420371,492
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Interest Expense
-5,302-4.23-33.02-87.42-51.98
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Currency Exchange Gain (Loss)
-2,88610,68420,5488,2383,395
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Other Non Operating Income (Expenses)
210.28818.46167.8865.94511.32
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EBT Excluding Unusual Items
649,884574,042397,102501,636375,346
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Gain (Loss) on Sale of Assets
190.289.3711.895.963.63
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Pretax Income
650,074574,052397,113501,642375,349
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Income Tax Expense
151,208118,01176,226101,94777,696
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Earnings From Continuing Ops.
498,866456,041320,888399,695297,653
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Minority Interest in Earnings
-5,241-6,255-6,719-4,729-3,377
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Net Income
493,625449,786314,169394,966294,276
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Preferred Dividends & Other Adjustments
-132,77198,73771,23734,660
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Net Income to Common
493,625317,016215,432323,729259,616
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Net Income Growth
9.75%43.17%-20.46%34.22%39.41%
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Shares Outstanding (Basic)
117117117117117
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Shares Outstanding (Diluted)
117117117117117
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EPS (Basic)
4209.062703.141836.952760.382213.70
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EPS (Diluted)
4209.062703.141836.952760.382213.70
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EPS Growth
55.71%47.15%-33.45%24.70%39.51%
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Free Cash Flow
330,143412,986415,711250,973-36,019
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Free Cash Flow Per Share
2815.073521.463544.702140.00-307.12
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Dividend Per Share
-1500.0001300.0001500.0001200.000
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Dividend Growth
-15.38%-13.33%25.00%50.00%
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Operating Margin
14.16%14.02%12.59%19.99%17.18%
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Profit Margin
10.63%7.90%7.21%13.11%12.00%
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Free Cash Flow Margin
7.11%10.29%13.91%10.17%-1.67%
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EBITDA
667,626571,497384,766500,124376,767
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EBITDA Margin
14.37%14.24%12.87%20.26%17.42%
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D&A For EBITDA
9,7658,9538,3476,7055,276
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EBIT
657,861562,544376,419493,420371,492
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EBIT Margin
14.16%14.02%12.59%19.99%17.18%
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Effective Tax Rate
23.26%20.56%19.20%20.32%20.70%
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Revenue as Reported
4,264,2453,630,0602,655,9002,155,0701,887,816
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Source: S&P Global Market Intelligence. Insurance template. Financial Sources.