Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)

HOSE:BIC Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Investments in Debt Securities	1,043,316	850,000	450,000	550,000	600,050
Investments in Equity & Preferred Securities	-	-	-	33,221	29,447
Other Investments	5,672,307	5,102,874	4,749,364	4,024,558	3,498,137
Total Investments	7,221,632	6,433,062	5,606,406	4,865,713	4,423,113
Cash & Equivalents	86,288	89,593	21,364	28,862	30,489
Reinsurance Recoverable	1,871,212	1,357,437	1,200,090	1,112,561	984,365
Other Receivables	400,845	361,746	277,764	287,612	309,244
Property, Plant & Equipment	52,897	43,532	33,978	23,513	20,553
Other Intangible Assets	25,874	25,789	16,041	7,299	7,850
Other Current Assets	333,553	284,753	308,402	246,987	189,179
Other Long-Term Assets	100,406	86,616	86,200	97,188	79,682
Total Assets	10,092,706	8,682,527	7,550,246	6,669,734	6,044,474
Accounts Payable	26,016	11,001	31,228	37,623	23,809
Accrued Expenses	600,745	587,028	400,030	304,694	283,415
Insurance & Annuity Liabilities	336,423	286,055	246,637	222,968	203,565
Unpaid Claims	1,545,522	1,197,389	966,417	844,878	749,323
Unearned Premiums	2,787,562	2,443,406	2,400,612	2,066,630	1,717,706
Reinsurance Payable	722,118	593,518	484,233	503,605	414,845
Short-Term Debt	418,418	283,921	-	-	-
Current Income Taxes Payable	38,973	73,699	61,598	25,669	-5,332
Long-Term Debt	-	-	-	-	7,286
Long-Term Deferred Tax Liabilities	3,437	3,365	3,074	2,261	1,298
Other Current Liabilities	213,303	222,639	160,128	47,996	60,645
Other Long-Term Liabilities	955.92	1,262	1,262	1,031	1,088
Total Liabilities	6,709,612	5,717,313	4,766,256	4,068,712	3,468,984
Common Stock	2,020,671	1,172,769	1,172,769	1,172,769	1,172,769
Additional Paid-In Capital	532,424	655,565	655,565	655,565	655,565
Retained Earnings	712,684	1,146,140	965,582	761,632	728,873
Comprehensive Income & Other	-15,721	-26,691	-32,957	-16,229	-8,795
Total Common Equity	3,250,058	2,947,783	2,760,959	2,573,737	2,548,412
Minority Interest	133,036	17,431	23,030	27,285	27,078
Shareholders' Equity	3,383,094	2,965,214	2,783,989	2,601,022	2,575,490
Total Liabilities & Equity	10,092,706	8,682,527	7,550,246	6,669,734	6,044,474
Filing Date Shares Outstanding	202.07	202.07	202.07	202.07	202.07
Total Common Shares Outstanding	202.07	202.07	202.07	202.07	202.07
Total Debt	418,418	283,921	-	-	7,286
Net Cash (Debt)	-332,130	-194,328	21,364	28,862	23,203
Net Cash Growth	-	-	-25.98%	24.39%	-76.33%
Net Cash Per Share	-1643.66	-961.69	105.73	142.83	114.83
Book Value Per Share	16084.06	14588.07	13663.51	12736.98	12611.65
Tangible Book Value	3,224,183	2,921,994	2,744,918	2,566,438	2,540,563
Tangible Book Value Per Share	15956.01	14460.44	13584.12	12700.86	12572.80
Buildings	9,499	11,799	3,151	3,151	3,151
Machinery	136,365	116,303	103,590	95,474	87,290
Construction In Progress	1,839	-	5,715	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.