Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)

Vietnam · Delayed Price · Currency is VND

23,550

0.00 (0.00%)

At close: Apr 14, 2026

HOSE:BIC Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	542,667	495,809	449,786	314,169	394,966
Depreciation & Amortization	11,290	10,032	8,953	8,347	6,705
Other Amortization	1.56	-	-	-	-
Gain (Loss) on Sale of Assets	-368,328	-328,431	-378,700	-262,448	-245,679
Change in Accounts Receivable	81,149	-93,864	54,640	-37,016	113,065
Change in Accounts Payable	92,631	255,307	-	151,806	-35,478
Change in Other Net Operating Assets	-	-	80,160	-71,045	-23,200
Other Operating Activities	11,132	75,540	384,845	300,385	2,084
Operating Cash Flow	325,959	359,706	441,276	426,396	267,232
Operating Cash Flow Growth	-9.38%	-18.48%	3.49%	59.56%	-
Capital Expenditures	-20,604	-29,564	-28,290	-10,685	-16,259
Sale of Property, Plant & Equipment	372.49	40.27	-	-	5.75
Investment in Securities	-73,727	-	-4,996,637	-	-
Other Investing Activities	321,862	380,155	332,007	274,529	268,249
Investing Cash Flow	-285,339	-402,695	-299,758	-246,987	-321,568
Short-Term Debt Issued	1,684,858	767,953	-	-	-
Total Debt Issued	1,684,858	767,953	-	-	-
Total Debt Repaid	-1,550,362	-484,032	-	-7,286	-
Net Debt Issued (Repaid)	134,497	283,921	-	-7,286	-
Common Dividends Paid	-180,772	-175,863	-152,440	-175,854	-12.32
Financing Cash Flow	-46,275	108,058	-152,440	-183,140	-12.32
Foreign Exchange Rate Adjustments	2,349	3,160	3,425	2,103	-13,211
Net Cash Flow	-3,305	68,229	-7,497	-1,627	-67,559
Free Cash Flow	305,355	330,143	412,986	415,711	250,973
Free Cash Flow Growth	-7.51%	-20.06%	-0.66%	65.64%	-
Free Cash Flow Margin	6.34%	7.11%	10.29%	13.91%	10.17%
Free Cash Flow Per Share	1511.16	1633.82	2043.80	2057.28	1242.02
Cash Interest Paid	16,422	5,076	4.23	33.02	87.42
Cash Income Tax Paid	166,165	139,133	80,638	44,884	134,559
Levered Free Cash Flow	715,833	424,451	78,458	127,283	-80,066
Unlevered Free Cash Flow	726,162	427,765	78,460	127,304	-80,012
Change in Working Capital	129,196	106,757	-23,609	65,943	109,155

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.