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Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)
Vietnam flag Vietnam · Delayed Price · Currency is VND
21,550
-350 (-1.60%)
At close: Sep 24, 2026

HOSE:BIC Ratios and Metrics

Millions VND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
4,354,5454,607,1293,969,8232,961,2423,137,1573,500,715
Market Cap Growth
-18.53%16.05%34.06%-5.61%-10.38%28.66%
Enterprise Value
4,720,4955,110,0824,190,8242,874,8403,081,6863,443,487

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.508.498.019.3414.5610.81
PS Ratio
0.900.960.850.741.051.42
PB Ratio
1.221.361.341.061.211.36
P/FCF Ratio
213.7515.0912.037.177.5513.95
P/OCF Ratio
95.1314.1311.046.717.3613.10

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
EV/Sales Ratio
0.971.060.900.721.031.40
EV/EBITDA Ratio
7.977.236.255.038.016.89
EV/EBIT Ratio
8.147.356.345.118.196.98
EV/FCF Ratio
231.7116.7412.696.967.4113.72

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.080.120.10--0.00
Debt / EBITDA Ratio
0.480.590.42--0.01
Debt / FCF Ratio
13.951.370.86--0.03
Net Debt / Equity Ratio
0.060.100.07-0.01-0.01-0.01
Net Debt / EBITDA Ratio
0.370.470.29-0.04-0.07-0.05
Net Debt / FCF Ratio
10.811.090.59-0.05-0.07-0.09
Quick Ratio
0.910.851.011.081.091.13
Current Ratio
1.191.211.321.441.451.50
Asset Turnover
0.500.510.570.560.470.42
Return on Equity (ROE)
13.38%17.34%17.43%16.94%12.40%16.01%
Return on Assets (ROA)
3.74%4.63%5.09%4.95%3.70%5.20%
Return on Invested Capital (ROIC)
11.95%16.00%16.81%16.60%11.73%15.72%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.53%11.78%12.49%15.19%10.01%11.28%
FCF Yield
0.47%6.63%8.32%13.95%13.25%7.17%
Dividend Yield
4.04%-4.57%6.42%5.51%5.98%
Payout Ratio
41.87%33.31%35.47%33.89%55.97%0.00%
Buyback Yield / Dilution
0.50%0.00%----
Total Shareholder Return
4.54%0.00%4.57%6.42%5.51%5.98%