Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)
Vietnam flag Vietnam · Delayed Price · Currency is VND
21,400
-600 (-2.73%)
At close: Aug 13, 2026

HOSE:BIC Statistics

Total Valuation

HOSE:BIC has a market cap or net worth of VND 4.32 trillion. The enterprise value is 4.69 trillion.

Market Cap4.32T
Enterprise Value 4.69T

Important Dates

The next estimated earnings date is Tuesday, October 27, 2026.

Earnings Date Oct 27, 2026
Ex-Dividend Date n/a

Share Statistics

HOSE:BIC has 202.07 million shares outstanding. The number of shares has decreased by -0.88% in one year.

Current Share Class 202.07M
Shares Outstanding 202.07M
Shares Change (YoY) -0.88%
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 28.27M

Valuation Ratios

The trailing PE ratio is 9.93.

PE Ratio 9.93
Forward PE n/a
PS Ratio 0.89
PB Ratio 1.22
P/TBV Ratio 1.28
P/FCF Ratio 211.56
P/OCF Ratio 94.33
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.91, with an EV/FCF ratio of 229.47.

EV / Earnings 10.86
EV / Sales 0.97
EV / EBITDA 7.91
EV / EBIT 8.08
EV / FCF 229.47

Financial Position

The company has a current ratio of 1.18, with a Debt / Equity ratio of 0.08.

Current Ratio 1.18
Quick Ratio 0.91
Debt / Equity 0.08
Debt / EBITDA 0.48
Debt / FCF 13.91
Interest Coverage 31.43

Financial Efficiency

Return on equity (ROE) is 13.38% and return on invested capital (ROIC) is 11.95%.

Return on Equity (ROE) 13.38%
Return on Assets (ROA) 3.75%
Return on Invested Capital (ROIC) 11.95%
Return on Capital Employed (ROCE) 16.30%
Weighted Average Cost of Capital (WACC) 6.06%
Revenue Per Employee 3.00B
Profits Per Employee 267.19M
Employee Count1,616
Asset Turnover 0.50
Inventory Turnover 4,373.78

Taxes

In the past 12 months, HOSE:BIC has paid 111.66 billion in taxes.

Income Tax 111.66B
Effective Tax Rate 20.16%

Stock Price Statistics

The stock price has decreased by -24.29% in the last 52 weeks. The beta is 0.34, so HOSE:BIC's price volatility has been lower than the market average.

Beta (5Y) 0.34
52-Week Price Change -24.29%
50-Day Moving Average 22,697.00
200-Day Moving Average 23,471.75
Relative Strength Index (RSI) 44.53
Average Volume (20 Days) 25,031

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, HOSE:BIC had revenue of VND 4.85 trillion and earned 431.78 billion in profits. Earnings per share was 2,155.58.

Revenue4.85T
Gross Profit 2.97T
Operating Income 580.38B
Pretax Income 553.97B
Net Income 431.78B
EBITDA 592.65B
EBIT 580.38B
Earnings Per Share (EPS) 2,155.58
Full Income Statement

Balance Sheet

The company has 5.33 trillion in cash and 284.25 billion in debt, with a net cash position of -220.23 billion or -1,089.87 per share.

Cash & Cash Equivalents 5.33T
Total Debt 284.25B
Net Cash -220.23B
Net Cash Per Share -1,089.87
Equity (Book Value) 3.56T
Book Value Per Share 16,877.88
Working Capital 1.17T
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 45.84 billion and capital expenditures -25.40 billion, giving a free cash flow of 20.44 billion.

Operating Cash Flow 45.84B
Capital Expenditures -25.40B
Depreciation & Amortization n/a
Net Borrowing -157.87B
Free Cash Flow 20.44B
FCF Per Share 101.15
Full Cash Flow Statement

Margins

Gross margin is 61.26%, with operating and profit margins of 11.97% and 8.91%.

Gross Margin 61.26%
Operating Margin 11.97%
Pretax Margin 11.43%
Profit Margin 8.91%
EBITDA Margin 12.23%
EBIT Margin 11.97%
FCF Margin 0.42%

Dividends & Yields

This stock pays an annual dividend of 870.57, which amounts to a dividend yield of 3.96%.

Dividend Per Share 870.57
Dividend Yield 3.96%
Dividend Growth (YoY) 72.30%
Years of Dividend Growth 2
Payout Ratio 41.87%
Buyback Yield 0.88%
Shareholder Yield 4.97%
Earnings Yield 9.99%
FCF Yield 0.47%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 9, 2025. It was a forward split with a ratio of 1.723.

Last Split Date Sep 9, 2025
Split Type Forward
Split Ratio 1.723

Scores

Altman Z-Score n/a
Piotroski F-Score 3