Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)

HOSE:BIC Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	1,268,630	850,000	450,000	550,000	600,050	547,570
Investments in Equity & Preferred Securities	-	-	-	33,221	29,447	26,771
Other Investments	5,718,799	5,102,874	4,749,364	4,024,558	3,498,137	2,991,907
Total Investments	7,420,983	6,433,062	5,606,406	4,865,713	4,423,113	3,917,339
Cash & Equivalents	152,021	89,593	21,364	28,862	30,489	98,048
Reinsurance Recoverable	1,296,852	1,363,402	1,200,090	1,112,561	984,365	1,283,596
Other Receivables	634,532	357,491	277,764	287,612	309,244	232,643
Property, Plant & Equipment	39,200	43,532	33,978	23,513	20,553	12,519
Other Intangible Assets	26,622	25,789	16,041	7,299	7,850	6,512
Other Current Assets	298,694	284,742	308,402	246,987	189,179	176,445
Other Long-Term Assets	98,344	86,616	86,200	97,188	79,682	84,010
Total Assets	9,967,247	8,684,226	7,550,246	6,669,734	6,044,474	5,811,113
Accounts Payable	2,784	11,001	31,228	37,623	23,809	32,135
Accrued Expenses	609,812	586,778	400,030	304,694	283,415	185,270
Insurance & Annuity Liabilities	1,155,933	286,027	246,637	222,968	203,565	166,652
Unpaid Claims	1,216,704	1,204,376	966,417	844,878	749,323	994,367
Unearned Premiums	2,646,235	2,442,157	2,400,612	2,066,630	1,717,706	1,542,678
Reinsurance Payable	-	592,486	484,233	503,605	414,845	387,978
Short-Term Debt	526,936	283,921	-	-	-	-
Current Income Taxes Payable	78,078	73,153	61,598	25,669	-5,332	26,912
Long-Term Debt	-	-	-	-	7,286	-
Long-Term Deferred Tax Liabilities	3,365	3,365	3,074	2,261	1,298	1,792
Other Current Liabilities	441,460	222,639	160,128	47,996	60,645	47,737
Other Long-Term Liabilities	955.92	1,262	1,262	1,031	1,088	663.42
Total Liabilities	6,698,701	5,721,195	4,766,256	4,068,712	3,468,984	3,393,495
Common Stock	2,020,671	1,172,769	1,172,769	1,172,769	1,172,769	1,172,769
Additional Paid-In Capital	532,424	655,565	655,565	655,565	655,565	655,565
Retained Earnings	585,265	1,143,957	965,582	761,632	728,873	548,184
Comprehensive Income & Other	2,149	-26,691	-32,957	-16,229	-8,795	14,242
Total Common Equity	3,140,508	2,945,600	2,760,959	2,573,737	2,548,412	2,390,760
Minority Interest	128,038	17,431	23,030	27,285	27,078	26,858
Shareholders' Equity	3,268,546	2,963,031	2,783,989	2,601,022	2,575,490	2,417,618
Total Liabilities & Equity	9,967,247	8,684,226	7,550,246	6,669,734	6,044,474	5,811,113
Filing Date Shares Outstanding	20.49	202.07	202.07	202.07	202.07	202.07
Total Common Shares Outstanding	20.49	202.07	202.07	202.07	202.07	202.07
Total Debt	526,936	283,921	-	-	7,286	-
Net Cash (Debt)	-374,915	-194,328	21,364	28,862	23,203	98,048
Net Cash Growth	-	-	-25.98%	24.39%	-76.33%	-3.33%
Net Cash Per Share	-18296.13	-961.69	105.73	142.83	114.83	485.22
Book Value Per Share	153259.10	14577.26	13663.51	12736.98	12611.65	11831.46
Tangible Book Value	3,113,886	2,919,811	2,744,918	2,566,438	2,540,563	2,384,248
Tangible Book Value Per Share	151959.92	14449.64	13584.12	12700.86	12572.80	11799.23
Buildings	-	11,799	3,151	3,151	3,151	3,151
Machinery	-	116,303	103,590	95,474	87,290	74,171
Construction In Progress	-	-	5,715	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.