Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE: BIC)

HOSE: BIC Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 16, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	3,981,551	2,961,242	3,137,157	3,500,715	2,720,824	2,990,561
Market Cap Growth	29.80%	-5.61%	-10.39%	28.66%	-9.02%	-1.92%
Enterprise Value	4,202,552	2,874,840	3,081,686	3,443,487	2,645,005	2,928,933
PE Ratio	10.47	8.20	14.56	10.81	10.48	16.07
PS Ratio	0.88	0.74	1.05	1.42	1.26	1.54
PB Ratio	1.42	1.06	1.21	1.36	1.13	1.33
P/FCF Ratio	11.09	7.17	7.55	13.95	-	34.68
P/OCF Ratio	9.56	6.71	7.36	13.10	-	34.19
EV/Sales Ratio	0.93	0.72	1.03	1.39	1.22	1.50
EV/EBITDA Ratio	7.01	5.03	8.01	6.89	7.02	9.91
EV/EBIT Ratio	7.14	5.11	8.19	6.98	7.12	10.15
EV/FCF Ratio	11.71	6.96	7.41	13.72	-	33.96
Debt / Equity Ratio	0.10	-	-	0.00	-	0.01
Debt / EBITDA Ratio	0.45	-	-	0.01	-	0.06
Debt / FCF Ratio	0.75	-	-	0.03	-	0.21
Quick Ratio	1.03	1.08	1.09	1.13	0.95	0.78
Current Ratio	1.32	1.44	1.45	1.50	1.42	1.30
Asset Turnover	0.55	0.56	0.47	0.42	0.38	0.37
Return on Equity (ROE)	17.31%	16.94%	12.40%	16.01%	12.78%	9.64%
Return on Assets (ROA)	4.46%	4.95%	3.70%	5.20%	4.11%	3.39%
Return on Capital (ROIC)	12.79%	13.06%	9.08%	12.33%	9.93%	8.20%
Earnings Yield	9.55%	15.19%	10.01%	11.28%	10.82%	7.06%
FCF Yield	9.02%	13.95%	13.25%	7.17%	-1.32%	2.88%
Dividend Yield	4.43%	6.23%	5.35%	5.80%	6.28%	3.96%
Payout Ratio	32.51%	33.89%	55.97%	0.00%	31.95%	40.29%
Buyback Yield / Dilution	0.00%	-	-	-	-	-
Total Shareholder Return	4.43%	6.23%	5.35%	5.80%	6.28%	3.96%

Source: S&P Capital IQ. Insurance template. Financial Sources.