Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)

HOSE:BIC Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 20, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	4,427,203	3,969,823	2,961,242	3,137,157	3,500,715	2,720,824
Market Cap Growth	34.06%	34.06%	-5.61%	-10.39%	28.66%	-9.02%
Enterprise Value	4,639,050	4,190,824	2,874,840	3,081,686	3,443,487	2,645,005
PE Ratio	12.06	8.02	8.20	14.56	10.81	10.48
PS Ratio	1.28	0.85	0.74	1.05	1.42	1.26
PB Ratio	1.50	1.34	1.06	1.21	1.36	1.13
P/FCF Ratio	10.14	9.09	7.17	7.55	13.95	-
P/OCF Ratio	8.50	8.50	6.71	7.36	13.10	-
EV/Sales Ratio	1.00	0.90	0.72	1.03	1.39	1.22
EV/EBITDA Ratio	6.92	6.26	5.03	8.01	6.89	7.02
EV/EBIT Ratio	7.03	6.35	5.11	8.19	6.98	7.12
EV/FCF Ratio	10.62	9.60	6.96	7.41	13.72	-
Debt / Equity Ratio	0.10	0.10	-	-	0.00	-
Debt / EBITDA Ratio	0.42	0.42	-	-	0.01	-
Debt / FCF Ratio	0.65	0.65	-	-	0.03	-
Quick Ratio	1.06	1.06	1.08	1.09	1.13	0.95
Current Ratio	1.32	1.32	1.44	1.45	1.50	1.42
Asset Turnover	0.57	0.57	0.56	0.47	0.42	0.38
Return on Equity (ROE)	17.39%	17.39%	16.94%	12.40%	16.01%	12.78%
Return on Assets (ROA)	5.09%	5.09%	4.95%	3.70%	5.20%	4.11%
Return on Capital (ROIC)	13.67%	13.67%	13.06%	9.08%	12.33%	9.93%
Return on Capital Employed (ROCE)	7.61%	7.61%	7.45%	5.64%	8.16%	6.39%
Earnings Yield	11.17%	12.46%	15.19%	10.01%	11.28%	10.82%
Earnings Yield	11.17%	12.46%	15.19%	10.01%	11.28%	10.82%
FCF Yield	9.87%	11.00%	13.95%	13.25%	7.17%	-1.32%
Dividend Yield	3.97%	-	6.23%	5.35%	5.80%	6.28%
Payout Ratio	35.47%	35.47%	33.89%	55.97%	0.00%	31.95%
Buyback Yield / Dilution	-34.72%	-34.72%	-	-	-	-
Total Shareholder Return	-30.75%	-34.72%	6.23%	5.35%	5.80%	6.28%

Source: S&P Capital IQ. Insurance template. Financial Sources.