Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)

HOSE:BIC Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 5, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	4,456,522	3,969,823	2,961,242	3,137,157	3,500,715	2,720,824
Market Cap Growth	20.27%	34.06%	-5.61%	-10.38%	28.66%	-9.02%
Enterprise Value	4,782,123	4,190,824	2,874,840	3,081,686	3,443,487	2,645,005
PE Ratio	8.19	8.04	9.34	14.56	10.81	10.48
PS Ratio	0.94	0.85	0.74	1.05	1.42	1.26
PB Ratio	1.43	1.34	1.06	1.21	1.36	1.13
P/FCF Ratio	18.87	12.03	7.17	7.55	13.95	-
P/OCF Ratio	16.76	11.04	6.71	7.36	13.10	-
EV/Sales Ratio	1.01	0.90	0.72	1.03	1.40	1.22
EV/EBITDA Ratio	6.63	6.28	5.03	8.01	6.89	7.02
EV/EBIT Ratio	6.72	6.37	5.11	8.19	6.98	7.12
EV/FCF Ratio	20.25	12.69	6.96	7.41	13.72	-
Debt / Equity Ratio	0.13	0.10	-	-	0.00	-
Debt / EBITDA Ratio	0.57	0.43	-	-	0.01	-
Debt / FCF Ratio	1.75	0.86	-	-	0.03	-
Quick Ratio	1.07	1.01	1.08	1.09	1.13	0.95
Current Ratio	1.32	1.32	1.44	1.45	1.50	1.42
Asset Turnover	0.57	0.57	0.56	0.47	0.42	0.38
Return on Equity (ROE)	18.25%	17.36%	16.94%	12.40%	16.01%	12.78%
Return on Assets (ROA)	5.38%	5.07%	4.95%	3.70%	5.20%	4.11%
Return on Capital (ROIC)	13.79%	13.63%	13.06%	9.08%	12.34%	9.93%
Earnings Yield	12.18%	12.43%	15.19%	10.01%	11.28%	10.82%
Earnings Yield	12.18%	12.43%	15.19%	10.01%	11.28%	10.82%
FCF Yield	5.30%	8.32%	13.95%	13.25%	7.17%	-1.32%
Dividend Yield	3.90%	-	6.23%	5.35%	5.80%	6.28%
Payout Ratio	32.40%	35.63%	33.89%	55.97%	0.00%	31.95%
Buyback Yield / Dilution	0.24%	-	-	-	-	-
Total Shareholder Return	4.14%	-	6.23%	5.35%	5.80%	6.28%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.