Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)
Vietnam flag Vietnam · Delayed Price · Currency is VND
27,350
-50 (-0.18%)
At close: Sep 15, 2025

HOSE:BIC Statistics

Total Valuation

HOSE:BIC has a market cap or net worth of VND 5.50 trillion. The enterprise value is 5.88 trillion.

Market Cap5.50T
Enterprise Value 5.88T

Important Dates

The next estimated earnings date is Tuesday, October 28, 2025.

Earnings Date Oct 28, 2025
Ex-Dividend Date Sep 9, 2025

Share Statistics

HOSE:BIC has 202.07 million shares outstanding. The number of shares has increased by 0.52% in one year.

Current Share Class 202.07M
Shares Outstanding 202.07M
Shares Change (YoY) +0.52%
Shares Change (QoQ) -0.00%
Owned by Insiders (%) n/a
Owned by Institutions (%) 4.42%
Float 28.28M

Valuation Ratios

The trailing PE ratio is 10.03.

PE Ratio 10.03
Forward PE n/a
PS Ratio 1.15
PB Ratio 1.80
P/TBV Ratio 1.83
P/FCF Ratio 13.57
P/OCF Ratio 12.85
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.85, with an EV/FCF ratio of 14.51.

EV / Earnings 10.73
EV / Sales 1.23
EV / EBITDA 7.85
EV / EBIT 7.97
EV / FCF 14.51

Financial Position

The company has a current ratio of 1.32, with a Debt / Equity ratio of 0.14.

Current Ratio 1.32
Quick Ratio 1.08
Debt / Equity 0.14
Debt / EBITDA 0.59
Debt / FCF 1.09
Interest Coverage 52.99

Financial Efficiency

Return on equity (ROE) is 19.07% and return on invested capital (ROIC) is 14.35%.

Return on Equity (ROE) 19.07%
Return on Assets (ROA) 5.29%
Return on Invested Capital (ROIC) 14.35%
Return on Capital Employed (ROCE) 22.92%
Revenue Per Employee 3.13B
Profits Per Employee 359.65M
Employee Count1,523
Asset Turnover 0.55
Inventory Turnover 10,350.98

Taxes

In the past 12 months, HOSE:BIC has paid 156.84 billion in taxes.

Income Tax 156.84B
Effective Tax Rate 22.08%

Stock Price Statistics

The stock price has increased by +49.87% in the last 52 weeks. The beta is 0.57, so HOSE:BIC's price volatility has been lower than the market average.

Beta (5Y) 0.57
52-Week Price Change +49.87%
50-Day Moving Average 26,527.76
200-Day Moving Average 22,037.92
Relative Strength Index (RSI) 42.83
Average Volume (20 Days) 751,232

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, HOSE:BIC had revenue of VND 4.77 trillion and earned 547.75 billion in profits. Earnings per share was 2,710.61.

Revenue4.77T
Gross Profit 3.04T
Operating Income 737.75B
Pretax Income 710.41B
Net Income 547.75B
EBITDA 748.47B
EBIT 737.75B
Earnings Per Share (EPS) 2,710.61
Full Income Statement

Balance Sheet

The company has 5.87 trillion in cash and 442.11 billion in debt, giving a net cash position of -360.64 billion or -1,784.77 per share.

Cash & Cash Equivalents 5.87T
Total Debt 442.11B
Net Cash -360.64B
Net Cash Per Share -1,784.77
Equity (Book Value) 3.06T
Book Value Per Share 15,011.38
Working Capital 1.95T
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 427.74 billion and capital expenditures -22.59 billion, giving a free cash flow of 405.16 billion.

Operating Cash Flow 427.74B
Capital Expenditures -22.59B
Free Cash Flow 405.16B
FCF Per Share 2,005.05
Full Cash Flow Statement

Margins

Gross margin is 63.81%, with operating and profit margins of 15.47% and 11.49%.

Gross Margin 63.81%
Operating Margin 15.47%
Pretax Margin 14.90%
Profit Margin 11.49%
EBITDA Margin 15.70%
EBIT Margin 15.47%
FCF Margin 8.50%

Dividends & Yields

This stock pays an annual dividend of 870.57, which amounts to a dividend yield of 3.18%.

Dividend Per Share 870.57
Dividend Yield 3.18%
Dividend Growth (YoY) 72.30%
Years of Dividend Growth 1
Payout Ratio 32.11%
Buyback Yield -0.52%
Shareholder Yield 2.66%
Earnings Yield 9.97%
FCF Yield 7.37%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 9, 2025. It was a forward split with a ratio of 1.723.

Last Split Date Sep 9, 2025
Split Type Forward
Split Ratio 1.723

Scores

Altman Z-Score n/a
Piotroski F-Score 3