Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation (HOSE:BIC)
Vietnam flag Vietnam · Delayed Price · Currency is VND
24,200
0.00 (0.00%)
At close: Feb 27, 2026

HOSE:BIC Statistics

Total Valuation

HOSE:BIC has a market cap or net worth of VND 4.76 trillion. The enterprise value is 5.20 trillion.

Market Cap4.76T
Enterprise Value 5.20T

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date Apr 24, 2026
Ex-Dividend Date Sep 9, 2025

Share Statistics

HOSE:BIC has 202.07 million shares outstanding. The number of shares has decreased by -1.41% in one year.

Current Share Class 202.07M
Shares Outstanding 202.07M
Shares Change (YoY) -1.41%
Shares Change (QoQ) +168.42%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 8.62.

PE Ratio 8.62
Forward PE n/a
PS Ratio 0.99
PB Ratio 1.41
P/TBV Ratio 1.47
P/FCF Ratio 20.04
P/OCF Ratio 18.34
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.28, with an EV/FCF ratio of 21.91.

EV / Earnings 9.56
EV / Sales 1.08
EV / EBITDA 7.28
EV / EBIT 7.39
EV / FCF 21.91

Financial Position

The company has a current ratio of 1.21, with a Debt / Equity ratio of 0.12.

Current Ratio 1.21
Quick Ratio 0.92
Debt / Equity 0.12
Debt / EBITDA 0.59
Debt / FCF 1.76
Interest Coverage 42.58

Financial Efficiency

Return on equity (ROE) is 17.39% and return on invested capital (ROIC) is 15.06%.

Return on Equity (ROE) 17.39%
Return on Assets (ROA) 4.69%
Return on Invested Capital (ROIC) 15.06%
Return on Capital Employed (ROCE) 20.77%
Weighted Average Cost of Capital (WACC) 6.66%
Revenue Per Employee 3.17B
Profits Per Employee 357.23M
Employee Count1,523
Asset Turnover 0.51
Inventory Turnover 387.43

Taxes

In the past 12 months, HOSE:BIC has paid 126.90 billion in taxes.

Income Tax 126.90B
Effective Tax Rate 18.69%

Stock Price Statistics

The stock price has increased by +14.55% in the last 52 weeks. The beta is 0.49, so HOSE:BIC's price volatility has been lower than the market average.

Beta (5Y) 0.49
52-Week Price Change +14.55%
50-Day Moving Average 23,920.00
200-Day Moving Average 24,402.82
Relative Strength Index (RSI) 45.97
Average Volume (20 Days) 220,247

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, HOSE:BIC had revenue of VND 4.83 trillion and earned 544.06 billion in profits. Earnings per share was 2,731.00.

Revenue4.83T
Gross Profit 3.03T
Operating Income 703.70B
Pretax Income 678.79B
Net Income 544.06B
EBITDA 715.02B
EBIT 703.70B
Earnings Per Share (EPS) 2,731.00
Full Income Statement

Balance Sheet

The company has 5.50 trillion in cash and 418.42 billion in debt, with a net cash position of -313.78 billion or -1,552.83 per share.

Cash & Cash Equivalents 5.50T
Total Debt 418.42B
Net Cash -313.78B
Net Cash Per Share -1,552.83
Equity (Book Value) 3.38T
Book Value Per Share 16,099.55
Working Capital 1.40T
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 259.51 billion and capital expenditures -22.01 billion, giving a free cash flow of 237.50 billion.

Operating Cash Flow 259.51B
Capital Expenditures -22.01B
Free Cash Flow 237.50B
FCF Per Share 1,175.36
Full Cash Flow Statement

Margins

Gross margin is 62.87%, with operating and profit margins of 14.58% and 11.27%.

Gross Margin 62.87%
Operating Margin 14.58%
Pretax Margin 14.06%
Profit Margin 11.27%
EBITDA Margin 14.81%
EBIT Margin 14.58%
FCF Margin 4.92%

Dividends & Yields

This stock pays an annual dividend of 870.57, which amounts to a dividend yield of 3.60%.

Dividend Per Share 870.57
Dividend Yield 3.60%
Dividend Growth (YoY) 72.30%
Years of Dividend Growth 2
Payout Ratio 54.92%
Buyback Yield 1.41%
Shareholder Yield 5.01%
Earnings Yield 11.43%
FCF Yield 4.99%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 9, 2025. It was a forward split with a ratio of 1.723.

Last Split Date Sep 9, 2025
Split Type Forward
Split Ratio 1.723

Scores

Altman Z-Score n/a
Piotroski F-Score 3