Skip to main content
logo
Joint Stock Commercial Bank for Investment and Development of Vietnam (HOSE:BID)
Vietnam flag Vietnam · Delayed Price · Currency is VND
38,850
-400 (-1.02%)
At close: Aug 13, 2026

HOSE:BID Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
71,921,45468,215,27060,055,72552,669,50245,637,24633,012,972
Revenue Growth
16.53%13.59%14.02%15.41%38.24%23.55%
Net Income
28,809,51026,457,80222,170,60018,890,53815,384,3288,733,277
Earnings Per Share
3957.313774.293214.062738.752230.581266.02
EPS Growth
23.01%17.43%17.36%22.78%76.19%71.88%

Revenue by Segment
Chart
Fiscal YearFY 2025
Period EndingDec '25
Bank
64,909,014
Financial Leasing
195,076
Insurance
1,498,231
Securities
886,343
Others
68,119
Consolidated Adjustment
658,487
Total
68,215,270

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
483,610,818486,553,493292,536,343215,334,805220,680,359131,229,508
Total Debt
159,916,215173,895,35594,394,00294,607,290102,467,69391,459,052
Net Cash (Debt)
323,694,603312,658,138198,142,341120,727,515118,212,66639,770,456
Net Cash Growth
0.82%57.79%64.12%2.13%197.24%-
Net Cash Per Share
44463.1544601.7328724.6117503.0417139.725765.34

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-183,139,111-261,896,790-200,751,606-306,716,717-168,908,136-110,934,066
Capital Expenditures
-2,007,537-1,825,974-1,249,521-2,007,512-1,091,733-1,015,514
Free Cash Flow
-185,146,648-263,722,764-202,001,127-308,724,229-169,999,869-111,949,580
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
40.06%38.79%36.92%35.87%33.71%26.45%
FCF Margin
-257.43%-386.60%-336.36%-586.15%-372.50%-339.11%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024
Period EndingAug '26 Dec '25 Dec '24
Dividend Per Share
450.000450.000450.000
Dividend Per Share Growth
0%0%-
Dividend Yield
1.15%1.17%1.23%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.8210.3211.6813.1012.6921.49
Forward PE
8.809.9810.2011.0012.8617.28
PS Ratio
3.934.004.314.704.285.69