Joint Stock Commercial Bank for Investment and Development of Vietnam (HOSE:BID)
Vietnam flag Vietnam · Delayed Price · Currency is VND
36,000
0.00 (0.00%)
At close: Jul 24, 2026

HOSE:BID Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
70,094,91668,215,27060,055,72552,669,50245,637,24633,012,972
Revenue Growth
15.68%13.59%14.02%15.41%38.24%23.55%
Net Income
27,418,26326,457,80222,170,60018,890,53815,384,3288,733,277
Earnings Per Share
3766.213774.293214.062738.752230.581266.02
EPS Growth
19.13%17.43%17.36%22.78%76.19%71.88%

Revenue by Segment

Fiscal YearFY 2025
Period EndingDec '25
Bank
64,909,014
Financial Leasing
195,076
Insurance
1,498,231
Securities
886,343
Others
68,119
Consolidated Adjustment
658,487
Total
68,215,270

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
560,663,492486,553,493292,536,343215,334,805220,680,359131,229,508
Total Debt
159,419,956173,895,35594,394,00294,607,290102,467,69391,459,052
Net Cash (Debt)
401,243,536312,658,138198,142,341120,727,515118,212,66639,770,456
Net Cash Growth
52.19%57.79%64.12%2.13%197.24%-
Net Cash Per Share
55115.3844601.7328724.6117503.0417139.725765.34

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-138,295,156-261,896,790-200,751,606-306,716,717-168,908,136-110,934,066
Capital Expenditures
-1,574,595-1,825,974-1,249,521-2,007,512-1,091,733-1,015,514
Free Cash Flow
-139,869,751-263,722,764-202,001,127-308,724,229-169,999,869-111,949,580
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
39.12%38.79%36.92%35.87%33.71%26.45%
FCF Margin
-199.54%-386.60%-336.36%-586.15%-372.50%-339.11%

Dividends

Fiscal YearCurrentFY 2025FY 2024
Period EndingJul '26 Dec '25 Dec '24
Dividend Per Share
450.000450.000450.000
Dividend Per Share Growth
0%0%-
Dividend Yield
1.25%1.17%1.23%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.5610.3211.6813.1012.6921.49
Forward PE
8.559.9810.2011.0012.8617.28
PS Ratio
3.744.004.314.704.285.69