HOSE:BID Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	30,864,725	29,904,264	25,212,049	21,504,918	18,158,502	10,540,138
Depreciation & Amortization	1,031,592	1,016,197	1,305,764	12,933,999	871,959	1,222,703
Other Amortization	264,294	264,294	-	-	185,811	-
Change in Trading Asset Securities	-13,934,573	-23,220,272	-67,170,652	9,323,056	-56,492,910	-47,864,595
Change in Other Net Operating Assets	-181,037,984	-292,852,533	-173,224,298	-365,090,271	-161,881,268	-106,661,785
Other Operating Activities	24,554,283	22,929,660	13,351,793	15,641,477	30,249,770	31,829,473
Operating Cash Flow	-138,295,156	-261,896,790	-200,751,606	-306,716,717	-168,908,136	-110,934,066
Capital Expenditures	-1,574,595	-1,825,974	-1,249,521	-2,007,512	-1,091,733	-1,015,514
Sale of Property, Plant and Equipment	11,836	11,375	19,896	11,710	9,868	8,383
Investment in Securities	-	-	13,080	-	-	-53,725
Other Investing Activities	180,451	175,906	88,105	182,104	163,982	83,497
Investing Cash Flow	-1,382,308	-1,638,693	-1,128,440	-1,813,698	-917,883	-977,359
Long-Term Debt Issued	-	26,043,000	19,000,000	-	-	-
Long-Term Debt Repaid	-	-13,296,520	-16,638,410	-	-	-
Net Debt Issued (Repaid)	17,127,076	12,746,480	2,361,590	-	-	-
Issuance of Common Stock	10,020,912	4,753,174	-	-	1,059,025	-
Common Dividends Paid	-	-	-	-	-301,930	-1,353,760
Net Increase (Decrease) in Deposit Accounts	296,469,349	454,837,275	299,598,378	235,701,730	301,426,039	179,824,210
Other Financing Activities	-3,248,220	-3,248,220	-94,460	-119,694	-	-
Financing Cash Flow	320,369,117	469,088,709	301,865,508	235,582,036	302,183,134	178,470,450
Net Cash Flow	180,691,653	205,553,226	99,985,462	-72,948,379	132,357,115	66,559,025
Free Cash Flow	-139,869,751	-263,722,764	-202,001,127	-308,724,229	-169,999,869	-111,949,580
Free Cash Flow Margin	-199.54%	-386.60%	-336.36%	-586.15%	-372.50%	-339.11%
Free Cash Flow Per Share	-19212.71	-37620.94	-29284.01	-44758.76	-24648.38	-16228.82
Cash Interest Paid	91,102,994	86,565,006	86,044,709	88,243,401	60,516,671	55,085,600
Cash Income Tax Paid	7,376,805	6,769,278	6,884,931	4,551,443	2,756,764	2,614,061

Source: S&P Global Market Intelligence. Banks template. Financial Sources.