HOSE:BID Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	12,509,837	406,647,857	232,383,435	173,123,345	186,268,933	96,478,822
Investment Securities	725,232,809	339,589,917	328,017,294	260,745,184	270,276,357	208,425,933
Trading Asset Securities	25,457,386	30,152,464	13,397,316	6,972,474	2,739,678	6,261,195
Total Investments	750,690,195	369,742,381	341,414,610	267,717,658	273,016,035	214,687,128
Gross Loans	2,514,484,193	2,387,045,922	2,067,768,652	1,792,229,166	1,540,017,588	1,378,659,218
Allowance for Loan Losses	-34,765,009	-35,008,875	-38,051,335	-40,554,270	-38,137,733	-29,233,052
Net Loans	2,479,719,184	2,352,037,047	2,029,717,317	1,751,674,896	1,501,879,855	1,349,426,166
Property, Plant & Equipment	7,242,138	8,416,511	7,872,634	8,479,383	8,035,631	8,478,056
Other Intangible Assets	5,548,729	5,582,260	5,320,612	4,694,779	4,436,163	4,403,182
Accrued Interest Receivable	29,323,417	27,936,689	22,842,980	15,230,261	13,178,594	11,178,557
Other Receivables	32,543,706	-	-	-	19,192,615	4,588,760
Restricted Cash	117,294,507	123,629,833	92,341,029	51,615,657	111,418,448	68,851,444
Long-Term Deferred Tax Assets	27,678	27,682	27,056	36,982	35,542	36,588
Other Real Estate Owned & Foreclosed	-	55,420	55,420	55,420	55,420	55,420
Other Long-Term Assets	5,944,146	34,657,670	26,711,661	25,351,842	1,292,355	1,230,862
Total Assets	3,440,843,537	3,330,825,720	2,760,906,964	2,300,868,728	2,120,676,711	1,761,695,792
Accounts Payable	-	-	-	-	4,310,996	-
Accrued Expenses	1,620,733	3,550,100	3,411,778	2,548,914	2,245,107	2,033,602
Interest Bearing Deposits	2,301,217,394	2,188,231,445	1,954,608,980	1,621,234,325	1,512,637,081	1,254,733,085
Non-Interest Bearing Deposits	710,779,713	723,293,885	504,405,694	396,390,939	345,518,993	281,234,829
Total Deposits	3,011,997,107	2,911,525,330	2,459,014,674	2,017,625,264	1,858,156,074	1,535,967,914
Short-Term Borrowings	-	230,557	-	328,155	-	-
Current Portion of Long-Term Debt	312	312	306	298	297	297
Current Income Taxes Payable	2,048,589	3,591,694	2,992,028	3,442,246	2,387,003	554,614
Accrued Interest Payable	39,647,968	33,802,929	28,670,105	34,433,979	26,051,633	21,527,269
Other Current Liabilities	-	-	-	-	3,744,870	3,634,388
Long-Term Debt	159,915,903	173,664,486	94,393,696	94,278,837	102,467,396	91,458,755
Long-Term Unearned Revenue	10,424,862	12,043,069	11,981,467	12,207,729	13,237,626	14,349,996
Long-Term Deferred Tax Liabilities	65,589	65,589	79,819	94,150	97,371	114,444
Other Long-Term Liabilities	15,180,475	18,798,752	15,378,897	13,042,267	3,859,833	5,725,487
Total Liabilities	3,242,065,527	3,157,272,818	2,615,922,770	2,178,001,839	2,016,558,206	1,675,366,766
Common Stock	72,800,652	70,213,619	68,975,153	57,004,359	50,585,239	50,585,239
Additional Paid-In Capital	26,309,607	18,875,728	15,361,020	15,361,020	15,351,407	14,292,382
Retained Earnings	93,267,666	78,496,925	55,661,326	45,992,985	33,951,174	18,357,508
Comprehensive Income & Other	671,904	402,687	-248,413	-457,629	-492,553	-100,031
Total Common Equity	193,049,829	167,988,959	139,749,086	117,900,735	99,395,267	83,135,098
Minority Interest	5,728,181	5,563,943	5,235,108	4,966,154	4,723,238	3,193,928
Shareholders' Equity	198,778,010	173,552,902	144,984,194	122,866,889	104,118,505	86,329,026
Total Liabilities & Equity	3,440,843,537	3,330,825,720	2,760,906,964	2,300,868,728	2,120,676,711	1,761,695,792
Total Debt	159,916,215	173,895,355	94,394,002	94,607,290	102,467,693	91,459,052
Net Cash (Debt)	323,694,603	312,658,138	198,142,341	120,727,515	118,212,666	39,770,456
Net Cash Growth	0.82%	57.79%	64.12%	2.13%	197.24%	-
Net Cash Per Share	44463.15	44601.73	28724.61	17503.04	17139.72	5765.34
Filing Date Shares Outstanding	7,280	7,021	6,898	6,898	6,898	6,898
Total Common Shares Outstanding	7,280	7,021	6,898	6,898	6,898	6,898
Book Value Per Share	26517.60	23925.41	20260.79	17093.19	14410.24	12052.85
Tangible Book Value	187,501,100	162,406,699	134,428,474	113,205,956	94,959,104	78,731,916
Tangible Book Value Per Share	25755.41	23130.37	19489.41	16412.54	13767.09	11414.48