Joint Stock Commercial Bank for Investment and Development of Vietnam (HOSE:BID)

HOSE:BID Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	10,523,745	232,383,435	173,123,345	186,268,933	96,478,822	49,339,097
Investment Securities	705,284,466	328,017,294	260,745,184	270,276,357	208,425,933	153,145,827
Trading Asset Securities	24,553,325	13,397,316	6,972,474	2,739,678	6,261,195	10,337,644
Total Investments	729,837,791	341,414,610	267,717,658	273,016,035	214,687,128	163,483,471
Gross Loans	2,251,224,634	2,067,768,652	1,792,229,166	1,540,017,588	1,378,659,218	1,237,591,373
Allowance for Loan Losses	-39,750,329	-38,119,625	-40,554,270	-38,137,733	-29,233,052	-19,194,774
Net Loans	2,211,474,305	2,029,649,027	1,751,674,896	1,501,879,855	1,349,426,166	1,218,396,599
Property, Plant & Equipment	6,844,000	7,827,602	8,479,383	8,035,631	8,478,056	9,047,208
Other Intangible Assets	5,166,249	5,320,612	4,694,779	4,436,163	4,403,182	4,259,791
Accrued Interest Receivable	24,749,433	22,846,598	15,230,261	13,178,594	11,178,557	12,922,655
Other Receivables	31,978,073	-	-	19,192,615	4,588,760	6,059,864
Restricted Cash	48,303,371	92,341,029	51,615,657	111,418,448	68,851,444	49,432,144
Long-Term Deferred Tax Assets	27,915	27,056	36,982	35,542	36,588	37,087
Other Real Estate Owned & Foreclosed	-	55,420	55,420	55,420	55,420	70,750
Other Long-Term Assets	3,065,314	26,706,813	25,351,842	1,292,355	1,230,862	3,637,046
Total Assets	3,071,970,196	2,760,791,854	2,300,868,728	2,120,676,711	1,761,695,792	1,516,685,712
Accounts Payable	-	-	-	4,310,996	-	-
Accrued Expenses	1,732,661	3,391,487	2,548,914	2,245,107	2,033,602	2,420,317
Interest Bearing Deposits	2,063,992,488	1,954,608,980	1,621,234,325	1,512,637,081	1,254,733,085	1,062,522,614
Non-Interest Bearing Deposits	636,888,975	504,405,694	396,390,939	345,518,993	281,234,829	235,210,170
Total Deposits	2,700,881,463	2,459,014,674	2,017,625,264	1,858,156,074	1,535,967,914	1,297,732,784
Current Portion of Long-Term Debt	1,670,863	306	298	297	297	297
Current Income Taxes Payable	-	2,973,756	3,442,246	2,387,003	554,614	448,820
Accrued Interest Payable	32,288,251	28,670,105	34,433,979	26,051,633	21,527,269	22,428,269
Other Current Liabilities	-	-	-	3,744,870	3,634,388	3,719,531
Long-Term Debt	135,428,406	94,393,696	94,606,992	102,467,396	91,458,755	91,661,198
Long-Term Unearned Revenue	132,415	-132,411,555	12,207,729	13,237,626	14,349,996	12,853,270
Long-Term Deferred Tax Liabilities	68,079	79,819	94,150	97,371	114,444	113,813
Other Long-Term Liabilities	19,578,686	15,375,431	13,042,267	3,859,833	5,725,487	5,660,801
Total Liabilities	2,903,983,495	2,615,880,741	2,178,001,839	2,016,558,206	1,675,366,766	1,437,039,100
Common Stock	70,213,619	68,975,153	57,004,359	50,585,239	50,585,239	40,220,180
Additional Paid-In Capital	18,875,728	15,361,020	15,361,020	15,351,407	14,292,382	14,292,382
Retained Earnings	72,695,619	55,589,314	45,992,985	33,951,174	18,357,508	21,581,689
Comprehensive Income & Other	765,131	-248,413	-457,629	-492,553	-100,031	317,766
Total Common Equity	162,550,097	139,677,074	117,900,735	99,395,267	83,135,098	76,412,017
Minority Interest	5,436,604	5,234,039	4,966,154	4,723,238	3,193,928	3,234,595
Shareholders' Equity	167,986,701	144,911,113	122,866,889	104,118,505	86,329,026	79,646,612
Total Liabilities & Equity	3,071,970,196	2,760,791,854	2,300,868,728	2,120,676,711	1,761,695,792	1,516,685,712
Total Debt	137,099,269	94,394,002	94,607,290	102,467,693	91,459,052	91,661,495
Net Cash (Debt)	337,457,845	198,142,341	120,727,515	118,212,666	39,770,456	-6,714,511
Net Cash Growth	82.64%	64.12%	2.13%	197.24%	-	-
Net Cash Per Share	48061.59	28726.63	17503.04	17139.72	5765.34	-973.37
Filing Date Shares Outstanding	7,021	6,898	6,898	6,898	6,898	6,898
Total Common Shares Outstanding	7,021	6,898	6,898	6,898	6,898	6,898
Book Value Per Share	23150.79	20250.35	17093.19	14410.24	12052.85	11078.11
Tangible Book Value	157,383,848	134,356,462	113,205,956	94,959,104	78,731,916	72,152,226
Tangible Book Value Per Share	22415.00	19478.97	16412.54	13767.09	11414.48	10460.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.