Joint Stock Commercial Bank for Investment and Development of Vietnam (HOSE: BID)

HOSE: BID Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	11,014,213	173,123,345	186,268,933	96,478,822	49,339,097	35,016,973
Investment Securities	501,159,125	261,502,169	270,276,357	208,425,933	153,145,827	164,144,419
Trading Asset Securities	13,330,855	6,972,474	2,739,678	6,261,195	10,337,644	6,438,320
Total Investments	514,489,980	268,474,643	273,016,035	214,687,128	163,483,471	170,582,739
Gross Loans	1,965,147,058	1,792,229,166	1,540,017,588	1,378,659,218	1,237,591,373	1,127,715,754
Allowance for Loan Losses	-38,732,028	-40,554,270	-38,137,733	-29,233,052	-19,194,774	-14,778,328
Net Loans	1,926,415,030	1,751,674,896	1,501,879,855	1,349,426,166	1,218,396,599	1,112,937,426
Property, Plant & Equipment	6,428,898	8,479,383	8,035,631	8,478,056	9,047,208	8,852,184
Other Intangible Assets	5,126,282	4,694,779	4,436,163	4,403,182	4,259,791	4,310,167
Accrued Interest Receivable	21,014,637	16,172,291	13,178,594	11,178,557	12,922,655	12,786,465
Other Receivables	39,496,018	22,145,168	19,192,615	4,588,760	6,059,864	5,716,896
Restricted Cash	47,435,666	51,615,657	111,418,448	68,851,444	49,432,144	135,255,429
Long-Term Deferred Tax Assets	37,292	36,982	35,542	36,588	37,087	38,579
Other Real Estate Owned & Foreclosed	-	55,420	55,420	55,420	70,750	464,449
Other Long-Term Assets	4,523,259	1,507,659	1,292,355	1,230,862	3,637,046	3,995,986
Total Assets	2,575,981,275	2,300,868,728	2,120,676,711	1,761,695,792	1,516,685,712	1,489,957,293
Accounts Payable	-	6,354,034	4,310,996	-	-	-
Accrued Expenses	2,427,823	2,548,914	2,245,107	2,033,602	2,420,317	2,008,405
Interest Bearing Deposits	1,703,887,835	1,621,234,325	1,512,637,081	1,254,733,085	1,062,522,614	1,080,169,755
Non-Interest Bearing Deposits	451,687,796	396,390,939	345,518,993	281,234,829	235,210,170	187,053,144
Total Deposits	2,155,575,631	2,017,625,264	1,858,156,074	1,535,967,914	1,297,732,784	1,267,222,899
Current Portion of Long-Term Debt	117,376,815	298	297	297	297	297
Current Income Taxes Payable	1,299,600	3,442,246	2,387,003	554,614	448,820	760,378
Accrued Interest Payable	28,356,233	34,433,979	26,051,633	21,527,269	22,428,269	24,695,986
Other Current Liabilities	-	2,336,811	3,744,870	3,634,388	3,719,531	3,115,621
Long-Term Debt	105,757,382	94,606,992	102,467,396	91,458,755	91,661,198	95,154,977
Long-Term Unearned Revenue	10,590,651	89,935	13,237,626	14,349,996	12,853,270	12,386,421
Long-Term Deferred Tax Liabilities	88,505	94,150	97,371	114,444	113,813	111,935
Other Long-Term Liabilities	15,051,452	4,351,422	3,859,833	5,725,487	5,660,801	6,847,393
Total Liabilities	2,437,541,619	2,178,001,839	2,016,558,206	1,675,366,766	1,437,039,100	1,412,304,312
Common Stock	57,004,359	57,004,359	50,585,239	50,585,239	40,220,180	40,220,180
Additional Paid-In Capital	15,361,020	15,361,020	15,351,407	14,292,382	14,292,382	14,292,382
Retained Earnings	61,214,259	45,992,985	33,951,174	18,357,508	21,581,689	19,612,348
Comprehensive Income & Other	-229,761	-457,629	-492,553	-100,031	317,766	397,634
Total Common Equity	133,349,877	117,900,735	99,395,267	83,135,098	76,412,017	74,522,544
Minority Interest	5,089,779	4,966,154	4,723,238	3,193,928	3,234,595	3,130,437
Shareholders' Equity	138,439,656	122,866,889	104,118,505	86,329,026	79,646,612	77,652,981
Total Liabilities & Equity	2,575,981,275	2,300,868,728	2,120,676,711	1,761,695,792	1,516,685,712	1,489,957,293
Total Debt	223,134,197	94,607,290	102,467,693	91,459,052	91,661,495	95,155,274
Net Cash (Debt)	46,727,444	121,484,500	118,212,666	39,770,456	-6,714,511	-30,577,644
Net Cash Growth	-66.52%	2.77%	197.24%	-	-	-
Net Cash Per Share	8197.17	21313.07	20739.06	6976.06	-1177.78	-6144.78
Filing Date Shares Outstanding	5,700	5,700	5,700	5,700	5,700	5,700
Total Common Shares Outstanding	5,700	5,700	5,700	5,700	5,700	5,700
Book Value Per Share	23392.93	20682.76	17436.39	14583.95	13404.51	13073.06
Tangible Book Value	128,223,595	113,205,956	94,959,104	78,731,916	72,152,226	70,212,377
Tangible Book Value Per Share	22493.65	19859.18	16658.18	13811.53	12657.24	12316.95

Source: S&P Capital IQ. Banks template. Financial Sources.