HOSE:BID Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	25,140,037	21,504,918	18,158,502	10,540,138
Depreciation & Amortization	-	1,038,232	12,933,999	871,959	1,222,703
Other Amortization	-	274,629	-	185,811	-
Change in Trading Asset Securities	-23,220,272	-67,170,652	9,323,056	-56,492,910	-47,864,595
Change in Other Net Operating Assets	-292,827,628	-173,224,298	-365,090,271	-161,881,268	-106,661,785
Other Operating Activities	54,096,862	13,416,708	15,641,477	30,249,770	31,829,473
Operating Cash Flow	-261,889,438	-200,751,606	-306,716,717	-168,908,136	-110,934,066
Capital Expenditures	-1,825,974	-1,249,521	-2,007,512	-1,091,733	-1,015,514
Sale of Property, Plant and Equipment	11,375	19,896	11,710	9,868	8,383
Investment in Securities	-	13,080	-	-	-53,725
Other Investing Activities	175,906	88,105	182,104	163,982	83,497
Investing Cash Flow	-1,638,693	-1,128,440	-1,813,698	-917,883	-977,359
Long-Term Debt Issued	26,043,000	19,000,000	-	-	-
Long-Term Debt Repaid	-13,296,520	-16,638,410	-	-	-
Net Debt Issued (Repaid)	12,746,480	2,361,590	-	-	-
Issuance of Common Stock	4,753,174	-	-	1,059,025	-
Common Dividends Paid	-3,245,811	-	-	-301,930	-1,353,760
Net Increase (Decrease) in Deposit Accounts	454,845,822	299,598,378	235,701,730	301,426,039	179,824,210
Other Financing Activities	-	-94,460	-119,694	-	-
Financing Cash Flow	469,099,665	301,865,508	235,582,036	302,183,134	178,470,450
Net Cash Flow	205,571,534	99,985,462	-72,948,379	132,357,115	66,559,025
Free Cash Flow	-263,715,412	-202,001,127	-308,724,229	-169,999,869	-111,949,580
Free Cash Flow Margin	-385.96%	-336.94%	-586.15%	-372.50%	-339.11%
Free Cash Flow Per Share	-37559.01	-29286.07	-44758.76	-24648.38	-16228.82
Cash Interest Paid	86,565,003	86,044,709	88,243,401	60,516,671	55,085,600
Cash Income Tax Paid	6,768,355	6,384,931	4,551,443	2,756,764	2,614,061

Source: S&P Global Market Intelligence. Banks template. Financial Sources.