Joint Stock Commercial Bank for Investment and Development of Vietnam (HOSE:BID)

HOSE:BID Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	26,358,455	25,140,037	21,504,918	18,158,502	10,540,138	6,996,622
Depreciation & Amortization	993,189	1,038,232	12,933,999	871,959	1,222,703	980,093
Other Amortization	274,629	274,629	-	185,811	-	-
Change in Trading Asset Securities	-20,181,505	-67,170,652	9,323,056	-56,492,910	-47,864,595	13,429,787
Change in Other Net Operating Assets	-187,051,420	-173,224,298	-365,090,271	-161,881,268	-106,661,785	-115,678,527
Other Operating Activities	24,476,886	13,416,708	15,641,477	30,249,770	31,829,473	20,781,546
Operating Cash Flow	-154,402,858	-200,751,606	-306,716,717	-168,908,136	-110,934,066	-73,490,479
Capital Expenditures	-1,685,443	-1,249,521	-2,007,512	-1,091,733	-1,015,514	-1,061,633
Sale of Property, Plant and Equipment	14,743	19,896	11,710	9,868	8,383	8,545
Investment in Securities	13,080	13,080	-	-	-53,725	-
Other Investing Activities	133,653	88,105	182,104	163,982	83,497	133,833
Investing Cash Flow	-1,523,967	-1,128,440	-1,813,698	-917,883	-977,359	-919,255
Long-Term Debt Issued	-	19,000,000	-	-	-	-
Long-Term Debt Repaid	-	-16,638,410	-	-	-	-
Net Debt Issued (Repaid)	11,915,070	2,361,590	-	-	-	-
Issuance of Common Stock	4,753,175	-	-	1,059,025	-	-
Common Dividends Paid	-	-	-	-301,930	-1,353,760	-2,669,096
Net Increase (Decrease) in Deposit Accounts	326,844,152	299,598,378	235,701,730	301,426,039	179,824,210	5,577,669
Other Financing Activities	-85,823	-94,460	-119,694	-	-	-
Financing Cash Flow	343,426,574	301,865,508	235,582,036	302,183,134	178,470,450	2,908,573
Net Cash Flow	187,499,749	99,985,462	-72,948,379	132,357,115	66,559,025	-71,501,161
Free Cash Flow	-156,088,301	-202,001,127	-308,724,229	-169,999,869	-111,949,580	-74,552,112
Free Cash Flow Margin	-244.75%	-336.94%	-586.15%	-372.50%	-339.11%	-279.02%
Free Cash Flow Per Share	-22230.49	-29286.07	-44758.76	-24648.38	-16228.82	-10807.48
Cash Interest Paid	84,046,602	86,044,709	88,243,401	60,516,671	55,085,600	67,158,420
Cash Income Tax Paid	6,037,911	6,384,931	4,551,443	2,756,764	2,614,061	2,109,973

Source: S&P Global Market Intelligence. Banks template. Financial Sources.