Vietnam Export Import Commercial Joint Stock Bank (HOSE:EIB)
Vietnam · Delayed Price · Currency is VND 23,400
-500 (-2.09%)
At close: Feb 27, 2026
HOSE:EIB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 15,521,993 | 13,234,075 | 14,699,192 | 12,170,179 | 10,084,491 |
Interest Paid on Deposits | 9,542,308 | 7,310,550 | 10,102,088 | 6,578,208 | 6,560,189 |
Net Interest Income | 5,979,685 | 5,923,525 | 4,597,104 | 5,591,971 | 3,524,302 |
Net Interest Income Growth (YoY) | 0.95% | 28.85% | -17.79% | 58.67% | 6.35% |
Income From Trading Activities | 4,938 | -68,479 | 121,282 | 87,550 | 99,397 |
Gain (Loss) on Sale of Assets | - | 175,197 | 19,009 | - | 4,265 |
Gain (Loss) on Sale of Equity Investments | - | 1,385 | 1,148 | - | - |
Other Non-Interest Income | 1,306,933 | 1,691,805 | 961,829 | 1,138,912 | 1,081,385 |
Total Non-Interest Income | 1,311,871 | 1,799,908 | 1,103,268 | 1,226,462 | 1,185,047 |
Non-Interest Income Growth (YoY) | -27.12% | 63.14% | -10.04% | 3.50% | 4.70% |
Revenues Before Loan Losses | 7,291,556 | 7,723,433 | 5,700,372 | 6,818,433 | 4,709,349 |
Provision for Loan Losses | 1,526,402 | 969,072 | 694,399 | 103,590 | 990,124 |
| 5,765,154 | 6,754,361 | 5,005,973 | 6,714,843 | 3,719,225 | |
Revenue Growth (YoY) | -14.64% | 34.93% | -25.45% | 80.54% | -1.56% |
Salaries and Employee Benefits | - | 1,866,829 | 1,731,432 | 2,181,150 | 1,562,230 |
Occupancy Expenses | - | 769,807 | 656,777 | 253,247 | 144,741 |
Federal Deposit Insurance | - | 150,047 | 146,885 | 132,658 | - |
Selling, General & Administrative | - | 386,506 | 403,867 | 592,312 | 330,900 |
Other Non-Interest Expense | 4,253,362 | 226,957 | 201,847 | 316,042 | 476,288 |
Total Non-Interest Expense | 4,253,362 | 3,400,146 | 3,140,808 | 3,475,409 | 2,514,159 |
EBT Excluding Unusual Items | 1,511,792 | 3,354,215 | 1,865,165 | 3,239,434 | 1,205,066 |
Other Unusual Items | - | 834,202 | 854,461 | 469,632 | - |
Pretax Income | 1,511,792 | 4,188,417 | 2,719,626 | 3,709,066 | 1,205,066 |
Income Tax Expense | 374,853 | 861,613 | 554,527 | 763,314 | 239,629 |
Net Income | 1,136,939 | 3,326,804 | 2,165,099 | 2,945,752 | 965,437 |
Preferred Dividends & Other Adjustments | - | - | 150,000 | 200,000 | 70,000 |
Net Income to Common | 1,136,939 | 3,326,804 | 2,015,099 | 2,745,752 | 895,437 |
Net Income Growth | -65.83% | 53.66% | -26.50% | 205.12% | -9.79% |
Basic Shares Outstanding | 1,863 | 1,863 | 1,863 | 1,863 | 1,863 |
Diluted Shares Outstanding | 1,863 | 1,863 | 1,863 | 1,863 | 1,863 |
Shares Change (YoY) | - | - | - | -0.00% | - |
EPS (Basic) | 610.36 | 1785.99 | 1081.80 | 1474.05 | 480.71 |
EPS (Diluted) | 610.36 | 1785.99 | 1081.80 | 1474.05 | 480.71 |
EPS Growth | -65.83% | 65.09% | -26.61% | 206.64% | -16.33% |
Dividend Per Share | - | - | 280.374 | - | - |
Effective Tax Rate | 24.80% | 20.57% | 20.39% | 20.58% | 19.89% |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.