Vietnam Export Import Commercial Joint Stock Bank (HOSE:EIB)

Vietnam · Delayed Price · Currency is VND

17,650

+1,150 (6.97%)

At close: Jul 23, 2026

HOSE:EIB Financials Overview

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	4,821,605	5,292,985	6,754,361	5,005,973	6,714,843	3,719,225
Revenue Growth	-32.46%	-21.64%	34.93%	-25.45%	80.54%	-1.56%
Net Income	747,610	1,136,939	3,096,804	2,015,099	2,745,752	895,437
Earnings Per Share	401.35	610.36	1662.52	1081.80	1474.05	480.71
EPS Growth	-76.84%	-63.29%	53.68%	-26.61%	206.64%	-16.33%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Unallocated Adjustment	-40,159
Banking and Financial Services	6,233,268
Non-Banking Financial Services	63,781
Total	6,256,890

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	38,496,303	44,614,131	35,248,860	45,284,319	28,292,847	27,146,607
Total Debt	11,509,525	16,059,600	13,376,306	280,518	2,525,787	59,010
Net Cash (Debt)	26,986,778	28,554,531	21,872,554	45,003,801	25,767,060	27,087,597
Net Cash Growth	64.48%	30.55%	-51.40%	74.66%	-4.88%	-19.73%
Net Cash Per Share	14487.83	15329.48	11742.26	24160.25	13832.98	14541.82

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-3,349,825	-7,145,329	-35,655,047	-2,959,534	-5,119,982	-12,462,712
Capital Expenditures	-458,671	-450,162	-300,268	-660,423	-219,456	-132,121
Free Cash Flow	-3,808,496	-7,595,491	-35,955,315	-3,619,957	-5,339,438	-12,594,833
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	15.50%	21.48%	45.85%	40.25%	40.89%	24.08%
FCF Margin	-78.99%	-143.50%	-532.33%	-72.31%	-79.52%	-338.64%

Dividends

Fiscal Year	FY 2023
Period Ending	Dec '23 Dec 31, 2023
Dividend Per Share	280.374
Dividend Per Share Growth	-
Dividend Yield	1.66%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	43.60	34.90	11.65	15.84	12.52	46.27
Forward PE	16.68	12.71	12.71	13.87	12.01	23.06
PS Ratio	6.76	7.50	5.34	6.38	5.12	11.14