HOSE:EIB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	38,487,500	44,484,203	31,925,611	45,284,319	28,172,665	27,142,345
Investment Securities	23,047,610	22,782,269	29,119,180	6,983,290	16,074,579	15,880,578
Trading Asset Securities	8,803	129,928	3,323,249	-	120,182	4,262
Total Investments	23,056,413	22,912,197	32,442,429	6,983,290	16,194,761	15,884,840
Gross Loans	199,564,301	194,957,344	166,154,019	140,687,900	130,746,252	114,831,591
Allowance for Loan Losses	-2,272,078	-2,393,747	-1,775,153	-1,535,774	-1,309,446	-1,366,550
Net Loans	197,292,223	192,563,597	164,378,866	139,152,126	129,436,806	113,465,041
Property, Plant & Equipment	1,102,056	1,485,842	1,368,582	1,109,933	703,560	1,039,630
Other Intangible Assets	2,710,084	2,715,684	2,666,693	2,571,807	2,567,525	2,578,975
Accrued Interest Receivable	-	1,593,454	1,540,576	805,637	982,699	598,647
Other Receivables	2,645,868	86,649	127,812	81,573	115,493	324,698
Restricted Cash	3,920,508	6,358,545	4,335,534	4,058,527	5,584,541	3,392,981
Other Current Assets	-	500,747	343,756	150,216	136,049	520,176
Long-Term Deferred Tax Assets	20,726	20,726	20,727	20,549	20,548	9,545
Other Real Estate Owned & Foreclosed	-	427,872	475,109	712,399	717,927	749,528
Other Long-Term Assets	723,028	120,891	142,299	486,459	423,477	125,590
Total Assets	269,958,406	273,270,407	239,767,994	201,416,835	185,056,051	165,831,996
Accrued Expenses	139,299	181,937	391,161	461,268	604,976	121,163
Interest Bearing Deposits	202,186,314	203,209,900	173,266,856	151,066,020	137,994,037	124,328,137
Non-Interest Bearing Deposits	24,630,544	23,429,193	23,448,651	23,627,017	20,041,860	20,661,513
Total Deposits	226,816,858	226,639,093	196,715,507	174,693,037	158,035,897	144,989,650
Short-Term Borrowings	9,127,715	10,072,867	7,602,467	230,822	2,471,700	-
Current Portion of Long-Term Debt	813,375	4,389,250	2,079,510	19,870	24,261	29,184
Current Income Taxes Payable	-	18,798	373,669	202,093	136,537	278
Accrued Interest Payable	3,545,728	2,943,938	2,119,353	2,552,457	2,489,667	2,301,087
Other Current Liabilities	-	687,812	933,836	463,386	588,089	332,247
Long-Term Debt	1,568,435	1,597,483	3,694,329	29,826	29,826	29,826
Long-Term Unearned Revenue	-	36,958	32,312	-	-	-
Other Long-Term Liabilities	1,512,767	695,928	726,444	319,077	195,198	243,653
Total Liabilities	243,524,177	247,264,064	214,668,588	178,971,836	164,576,151	148,047,088
Common Stock	18,688,106	18,688,106	18,688,106	17,469,561	12,355,229	12,355,229
Additional Paid-In Capital	156,322	156,322	156,322	156,322	156,322	156,322
Retained Earnings	7,493,952	7,224,792	6,317,855	4,881,993	8,031,226	5,336,234
Treasury Stock	-78,273	-78,273	-78,273	-78,273	-78,273	-78,273
Comprehensive Income & Other	174,122	15,396	15,396	15,396	15,396	15,396
Shareholders' Equity	26,434,229	26,006,343	25,099,406	22,444,999	20,479,900	17,784,908
Total Liabilities & Equity	269,958,406	273,270,407	239,767,994	201,416,835	185,056,051	165,831,996
Total Debt	11,509,525	16,059,600	13,376,306	280,518	2,525,787	59,010
Net Cash (Debt)	26,986,778	28,554,531	21,872,554	45,003,801	25,767,060	27,087,597
Net Cash Growth	64.48%	30.55%	-51.40%	74.66%	-4.88%	-19.73%
Net Cash Per Share	14487.83	15329.48	11742.26	24160.25	13832.98	14541.82
Filing Date Shares Outstanding	1,863	1,863	1,863	1,863	1,863	1,863
Total Common Shares Outstanding	1,863	1,863	1,863	1,863	1,863	1,863
Book Value Per Share	14191.19	13961.48	13474.60	12049.54	10994.51	9547.72
Tangible Book Value	23,724,145	23,290,659	22,432,713	19,873,192	17,912,375	15,205,933
Tangible Book Value Per Share	12736.29	12503.57	12042.98	10668.87	9616.15	8163.21

Source: S&P Global Market Intelligence. Banks template. Financial Sources.