HOSE:EIB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	39,489,677	39,675,949	36,068,045	31,924,779	34,362,650	41,431,889
Market Cap Growth	11.58%	10.00%	12.98%	-7.09%	-17.06%	75.06%
Last Close Price	21200.00	21300.00	19300.00	16872.18	18149.04	21882.75
PE Ratio	52.82	34.90	11.65	15.84	12.52	46.27
PS Ratio	8.19	7.50	5.34	6.38	5.12	11.14
PB Ratio	1.49	1.53	1.44	1.42	1.68	2.33
Debt / Equity Ratio	0.44	0.62	0.53	0.01	0.12	0.00
Net Debt / Equity Ratio	-1.02	-1.10	-0.87	-2.00	-1.26	-1.52
Net Debt / FCF Ratio	7.09	3.76	0.61	12.43	4.83	2.15
Return on Equity (ROE)	2.86%	4.45%	13.99%	10.09%	15.40%	5.58%
Return on Assets (ROA)	0.29%	0.44%	1.51%	1.12%	1.68%	0.59%
Earnings Yield	1.89%	2.87%	9.22%	6.78%	8.57%	2.33%
FCF Yield	-9.64%	-19.14%	-99.69%	-11.34%	-15.54%	-30.40%
Dividend Yield	-	-	-	1.66%	-	-
Payout Ratio	-	-	15.70%	-	-	-
Buyback Yield / Dilution	-	-	-	0.00%	0.00%	-
Total Shareholder Return	-	-	-	1.66%	0.00%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.