Vietnam Export Import Commercial Joint Stock Bank (HOSE: EIB)

HOSE: EIB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	34,449,101	45,284,319	28,172,665	27,142,345	34,451,476	28,487,880
Investment Securities	21,801,937	6,983,290	16,074,579	15,880,578	15,967,304	14,540,461
Trading Asset Securities	-	-	120,182	4,262	49,073	207,803
Total Investments	21,801,937	6,983,290	16,194,761	15,884,840	16,016,377	14,748,264
Gross Loans	159,483,450	140,687,900	130,746,252	114,831,591	101,567,335	113,529,037
Allowance for Loan Losses	-1,724,961	-1,535,774	-1,309,446	-1,366,550	-1,279,835	-1,072,822
Net Loans	157,758,489	139,152,126	129,436,806	113,465,041	100,287,500	112,456,215
Property, Plant & Equipment	1,101,141	1,366,854	955,169	1,039,630	1,022,974	1,063,707
Other Intangible Assets	2,657,261	2,571,807	2,567,525	2,578,975	2,596,567	2,639,881
Accrued Interest Receivable	1,064,735	805,637	982,699	598,647	610,420	810,673
Other Receivables	1,278,379	-63,591	-63,591	324,698	84,288	109,350
Restricted Cash	2,546,850	4,058,527	5,584,541	3,392,981	3,910,391	5,737,641
Other Current Assets	-	163,727	136,117	520,176	580,296	559,077
Long-Term Deferred Tax Assets	20,549	20,549	20,548	9,545	45,501	-
Other Real Estate Owned & Foreclosed	-	712,399	717,927	749,528	749,528	-
Other Long-Term Assets	1,005,529	361,191	350,884	125,590	79,859	925,630
Total Assets	223,683,971	201,416,835	185,056,051	165,831,996	160,435,177	167,538,318
Accrued Expenses	283,813	461,268	604,976	121,163	89,204	88,149
Interest Bearing Deposits	159,728,470	151,066,020	137,994,037	124,328,137	120,860,665	128,517,483
Non-Interest Bearing Deposits	31,077,534	23,627,017	20,041,860	20,661,513	18,684,437	18,824,789
Total Deposits	190,806,004	174,693,037	158,035,897	144,989,650	139,545,102	147,342,272
Short-Term Borrowings	2,679,833	230,822	2,471,700	-	693,000	579,375
Current Portion of Long-Term Debt	1,533,270	19,870	24,261	29,184	33,805	41,479
Current Income Taxes Payable	-	202,093	136,537	278	79,292	119
Accrued Interest Payable	2,080,043	2,552,457	2,489,667	2,301,087	2,402,606	3,039,261
Other Current Liabilities	-	512,759	588,089	332,247	485,388	459,708
Long-Term Debt	-	29,826	29,826	29,826	29,826	29,826
Other Long-Term Liabilities	2,124,538	269,704	195,198	243,653	257,464	208,816
Total Liabilities	199,507,501	178,971,836	164,576,151	148,047,088	143,615,687	151,789,005
Common Stock	17,469,561	17,469,561	12,355,229	12,355,229	12,355,229	12,355,229
Additional Paid-In Capital	156,322	156,322	156,322	156,322	156,322	156,322
Retained Earnings	6,623,293	4,881,993	8,031,226	5,336,234	4,370,816	3,300,639
Treasury Stock	-78,273	-78,273	-78,273	-78,273	-78,273	-78,273
Comprehensive Income & Other	5,567	15,396	15,396	15,396	15,396	15,396
Shareholders' Equity	24,176,470	22,444,999	20,479,900	17,784,908	16,819,490	15,749,313
Total Liabilities & Equity	223,683,971	201,416,835	185,056,051	165,831,996	160,435,177	167,538,318
Total Debt	4,213,103	280,518	2,525,787	59,010	756,631	650,680
Net Cash (Debt)	30,235,998	45,003,801	25,767,060	27,087,597	33,743,918	28,045,003
Net Cash Growth	-30.09%	74.66%	-4.88%	-19.73%	20.32%	77.18%
Net Cash Per Share	16232.12	24160.17	13832.98	14541.82	18115.22	15055.79
Filing Date Shares Outstanding	1,863	1,863	1,863	1,863	1,863	1,863
Total Common Shares Outstanding	1,863	1,863	1,863	1,863	1,863	1,863
Book Value Per Share	12979.07	12049.54	10994.51	9547.72	9029.44	8454.92
Tangible Book Value	21,519,209	19,873,192	17,912,375	15,205,933	14,222,923	13,109,432
Tangible Book Value Per Share	11552.53	10668.87	9616.15	8163.21	7635.49	7037.72

Source: S&P Capital IQ. Banks template. Financial Sources.