Vietnam Export Import Commercial Joint Stock Bank (HOSE:EIB)

HOSE:EIB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	31,925,611	45,284,319	28,172,665	27,142,345	34,451,476
Investment Securities	29,119,180	6,983,290	16,074,579	15,880,578	15,967,304
Trading Asset Securities	3,323,249	-	120,182	4,262	49,073
Total Investments	32,442,429	6,983,290	16,194,761	15,884,840	16,016,377
Gross Loans	165,154,897	140,687,900	130,746,252	114,831,591	101,567,335
Allowance for Loan Losses	-1,769,153	-1,535,774	-1,309,446	-1,366,550	-1,279,835
Net Loans	163,385,744	139,152,126	129,436,806	113,465,041	100,287,500
Property, Plant & Equipment	1,109,154	1,366,854	955,169	1,039,630	1,022,974
Other Intangible Assets	2,666,693	2,571,807	2,567,525	2,578,975	2,596,567
Accrued Interest Receivable	1,140,576	805,637	982,699	598,647	610,420
Other Receivables	1,298,579	-63,591	-63,591	324,698	84,288
Restricted Cash	4,335,534	4,058,527	5,584,541	3,392,981	3,910,391
Other Current Assets	-	163,727	136,117	520,176	580,296
Long-Term Deferred Tax Assets	20,727	20,549	20,548	9,545	45,501
Other Real Estate Owned & Foreclosed	-	712,399	717,927	749,528	749,528
Other Long-Term Assets	1,442,947	361,191	350,884	125,590	79,859
Total Assets	239,767,994	201,416,835	185,056,051	165,831,996	160,435,177
Accrued Expenses	279,654	461,268	604,976	121,163	89,204
Interest Bearing Deposits	173,266,856	151,066,020	137,994,037	124,328,137	120,860,665
Non-Interest Bearing Deposits	23,448,651	23,627,017	20,041,860	20,661,513	18,684,437
Total Deposits	196,715,507	174,693,037	158,035,897	144,989,650	139,545,102
Short-Term Borrowings	7,602,467	230,822	2,471,700	-	693,000
Current Portion of Long-Term Debt	2,079,510	19,870	24,261	29,184	33,805
Current Income Taxes Payable	-	202,093	136,537	278	79,292
Accrued Interest Payable	2,119,353	2,552,457	2,489,667	2,301,087	2,402,606
Other Current Liabilities	-	512,759	588,089	332,247	485,388
Long-Term Debt	3,664,503	29,826	29,826	29,826	29,826
Other Long-Term Liabilities	2,207,594	269,704	195,198	243,653	257,464
Total Liabilities	214,668,588	178,971,836	164,576,151	148,047,088	143,615,687
Common Stock	18,688,106	17,469,561	12,355,229	12,355,229	12,355,229
Additional Paid-In Capital	156,322	156,322	156,322	156,322	156,322
Retained Earnings	6,317,855	4,881,993	8,031,226	5,336,234	4,370,816
Treasury Stock	-78,273	-78,273	-78,273	-78,273	-78,273
Comprehensive Income & Other	15,396	15,396	15,396	15,396	15,396
Shareholders' Equity	25,099,406	22,444,999	20,479,900	17,784,908	16,819,490
Total Liabilities & Equity	239,767,994	201,416,835	185,056,051	165,831,996	160,435,177
Total Debt	13,346,480	280,518	2,525,787	59,010	756,631
Net Cash (Debt)	21,902,380	45,003,801	25,767,060	27,087,597	33,743,918
Net Cash Growth	-51.33%	74.66%	-4.88%	-19.73%	20.32%
Net Cash Per Share	11758.27	24160.17	13832.98	14541.82	18115.22
Filing Date Shares Outstanding	1,863	1,863	1,863	1,863	1,863
Total Common Shares Outstanding	1,863	1,863	1,863	1,863	1,863
Book Value Per Share	13474.60	12049.54	10994.51	9547.72	9029.44
Tangible Book Value	22,432,713	19,873,192	17,912,375	15,205,933	14,222,923
Tangible Book Value Per Share	12042.98	10668.87	9616.15	8163.21	7635.49

Source: S&P Capital IQ. Banks template. Financial Sources.