Vietnam Export Import Commercial Joint Stock Bank (HOSE:EIB)

Model N Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-	3,326,804	2,165,099	2,945,752	965,437	1,070,181
Depreciation & Amortization	-	196,133	194,189	140,056	144,741	154,355
Other Amortization	-	53,239	-	-	-	-
Change in Trading Asset Securities	-	-24,492,329	2,187,269	6,671,983	-1,045,879	-2,307,346
Change in Other Net Operating Assets	-	-15,016,030	-8,236,967	-15,679,604	-13,373,256	12,702,027
Other Operating Activities	-	277,136	730,876	801,831	846,245	244,543
Operating Cash Flow	-	-35,655,047	-2,959,534	-5,119,982	-12,462,712	11,863,760
Capital Expenditures	-	-300,268	-660,423	-219,456	-132,121	-95,028
Sale of Property, Plant and Equipment	-	5,194	19,009	37,728	12,005	47,310
Other Investing Activities	-	1,385	1,148	5,643	4,739	3,849
Investing Cash Flow	-	-293,689	-640,266	-176,085	-115,377	-43,869
Common Dividends Paid	-	-522,260	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	-	24,424,937	12,185,440	15,517,947	4,751,548	-7,683,545
Financing Cash Flow	-	23,902,677	12,185,440	15,517,947	4,751,548	-7,683,545
Net Cash Flow	-	-12,046,059	8,585,640	10,221,880	-7,826,541	4,136,346
Free Cash Flow	-	-35,955,315	-3,619,957	-5,339,438	-12,594,833	11,768,732
Free Cash Flow Margin	-	-532.33%	-72.31%	-79.52%	-338.64%	311.49%
Free Cash Flow Per Share	-	-19302.58	-1943.37	-2866.46	-6761.46	6317.97
Cash Interest Paid	-	7,731,193	9,957,447	6,442,933	6,678,241	8,069,937
Cash Income Tax Paid	-	690,214	488,166	628,234	293,073	229,631

Source: S&P Global Market Intelligence. Banks template. Financial Sources.