Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE:HDB)
Vietnam · Delayed Price · Currency is VND 26,950
-1,000 (-3.58%)
At close: Mar 2, 2026
HOSE:HDB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 61,577,011 | 51,953,744 | 52,640,577 | 33,323,404 | 26,176,210 |
Interest Paid on Deposits | 32,613,252 | 26,545,057 | 30,456,603 | 15,311,836 | 12,285,433 |
Net Interest Income | 28,963,759 | 25,408,687 | 22,183,974 | 18,011,568 | 13,890,777 |
Net Interest Income Growth (YoY) | 13.99% | 14.54% | 23.16% | 29.67% | 16.75% |
Income From Trading Activities | 1,495,370 | 137,182 | 1,208,728 | 329,606 | 100,932 |
Gain (Loss) on Sale of Investments | - | - | - | - | 477,213 |
Other Non-Interest Income | 5,020,442 | 2,032,281 | 3,020,983 | 3,625,930 | 2,289,323 |
Total Non-Interest Income | 6,515,812 | 2,169,463 | 4,229,711 | 3,955,536 | 2,867,468 |
Non-Interest Income Growth (YoY) | 200.34% | -48.71% | 6.93% | 37.95% | 53.46% |
Revenues Before Loan Losses | 35,479,571 | 27,578,150 | 26,413,685 | 21,967,104 | 16,758,245 |
Provision for Loan Losses | 6,786,169 | 2,254,061 | 4,267,751 | 3,068,339 | 2,305,860 |
| 28,693,402 | 25,324,089 | 22,145,934 | 18,898,765 | 14,452,385 | |
Revenue Growth (YoY) | 13.30% | 14.35% | 17.18% | 30.77% | 20.66% |
Salaries and Employee Benefits | 4,902,648 | 5,347,905 | 5,130,179 | 5,428,661 | 3,789,826 |
Occupancy Expenses | 1,130,872 | 1,032,875 | 996,502 | 893,168 | 761,762 |
Federal Deposit Insurance | 542,980 | 429,995 | 285,163 | 162,094 | 140,737 |
Selling, General & Administrative | 2,481,012 | 2,815,218 | 2,073,075 | 1,194,759 | 947,482 |
Other Non-Interest Expense | 6,425 | -863 | 644,283 | 952,027 | 742,961 |
Total Non-Interest Expense | 9,063,937 | 9,625,130 | 9,129,202 | 8,630,709 | 6,382,768 |
EBT Excluding Unusual Items | 19,629,465 | 15,698,959 | 13,016,732 | 10,268,056 | 8,069,617 |
Pretax Income | 19,629,465 | 15,698,959 | 13,016,732 | 10,268,056 | 8,069,617 |
Income Tax Expense | 3,977,181 | 3,238,466 | 2,680,719 | 2,058,586 | 1,616,118 |
Earnings From Continuing Operations | 15,652,284 | 12,460,493 | 10,336,013 | 8,209,470 | 6,453,499 |
Minority Interest in Earnings | - | - | -265,115 | -459,676 | -399,980 |
Net Income | 15,652,284 | 12,460,493 | 10,070,898 | 7,749,794 | 6,053,519 |
Preferred Dividends & Other Adjustments | - | - | 10,000 | 10,000 | 10,000 |
Net Income to Common | 15,652,284 | 12,460,493 | 10,060,898 | 7,739,794 | 6,043,519 |
Net Income Growth | 25.61% | 23.73% | 29.95% | 28.02% | 42.47% |
Basic Shares Outstanding | 4,610 | 4,509 | 4,502 | 4,479 | 4,502 |
Diluted Shares Outstanding | 4,774 | 4,509 | 4,502 | 4,479 | 4,502 |
Shares Change (YoY) | 5.88% | 0.16% | 0.50% | -0.49% | 1.03% |
EPS (Basic) | 3395.36 | 2763.62 | 2234.95 | 1727.85 | 1342.52 |
EPS (Diluted) | 3278.70 | 2763.62 | 2234.95 | 1727.85 | 1342.52 |
EPS Growth | 18.64% | 23.65% | 29.35% | 28.70% | 41.11% |
Dividend Per Share | - | - | 642.558 | 558.746 | - |
Dividend Growth | - | - | 15.00% | - | - |
Effective Tax Rate | 20.26% | 20.63% | 20.59% | 20.05% | 20.03% |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.