HOSE:HDB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	144,073,671	160,467,468	110,581,256	90,930,129	43,260,481	58,282,909
Investment Securities	104,266,406	77,969,888	36,359,067	44,236,070	51,183,207	65,637,256
Trading Asset Securities	11,230,308	490,537	21,955,775	18,691,011	1,797,822	11,198,067
Total Investments	115,496,714	78,460,425	58,314,842	62,927,081	52,981,029	76,835,323
Gross Loans	689,598,854	598,218,032	449,859,194	351,799,073	272,666,213	203,316,247
Allowance for Loan Losses	-9,340,775	-7,478,889	-5,878,604	-4,054,457	-3,101,572	-2,452,068
Net Loans	680,258,079	590,739,143	443,980,590	347,744,616	269,564,641	200,864,179
Property, Plant & Equipment	973,352	2,621,801	2,598,135	3,082,471	631,621	663,478
Goodwill	6,320,312	-	-	-	4,799	10,562
Other Intangible Assets	879,752	887,279	878,472	709,618	683,436	702,847
Accrued Interest Receivable	8,761,876	6,121,518	4,531,325	6,602,101	4,403,501	3,256,425
Other Receivables	26,455,638	19,554,891	44,541,258	6,068,625	4,038,407	2,753,426
Restricted Cash	48,994,133	59,907,114	26,680,270	41,481,638	11,273,345	11,847,980
Other Current Assets	-141,130	11,148,619	4,181,870	41,742,613	26,188,610	17,274,831
Long-Term Deferred Tax Assets	96,742	72,726	155,916	76,708	32,798	-
Other Real Estate Owned & Foreclosed	-	229,044	229,044	290,642	267,373	280,755
Other Long-Term Assets	13,266,312	893,917	693,480	658,617	2,942,982	1,838,856
Total Assets	1,045,435,451	931,103,945	697,366,458	602,314,859	416,273,023	374,611,571
Accounts Payable	-	-	-	-	804,793	-
Accrued Expenses	13,520,847	119,516	115,424	737,086	984,990	471,920
Interest Bearing Deposits	755,557,940	644,399,441	481,356,143	404,275,888	267,665,424	249,525,505
Non-Interest Bearing Deposits	74,659,598	70,695,786	55,567,069	47,229,790	8,351,390	22,316
Total Deposits	830,217,538	715,095,227	536,923,212	451,505,678	276,016,814	249,547,821
Short-Term Borrowings	10,342,310	2,710,540	4,342,381	17,560,491	24,898,692	32,075,748
Current Portion of Long-Term Debt	-	-	-	-	10,783,557	10,463
Current Income Taxes Payable	-	2,513,751	915,608	1,820,741	1,337,559	400,126
Accrued Interest Payable	-	9,306,729	8,013,166	10,346,499	5,052,933	4,383,088
Other Current Liabilities	156,245	5,205,787	6,264,573	4,226,268	1,892,674	819,505
Long-Term Debt	89,229,975	110,976,474	77,083,778	64,763,435	51,960,689	51,755,986
Long-Term Unearned Revenue	-	1,466,945	2,100,473	1,223,782	134,519	-
Long-Term Deferred Tax Liabilities	-	-	-	-	-	602
Other Long-Term Liabilities	11,742,191	5,423,454	4,950,582	3,730,557	3,410,917	4,356,199
Total Liabilities	955,209,106	852,818,423	640,709,197	555,914,537	377,278,137	343,821,458
Common Stock	50,052,763	50,052,763	35,101,423	29,076,321	25,303,429	20,072,906
Additional Paid-In Capital	1,274,857	1,274,874	535,956	535,956	535,956	1,261,735
Retained Earnings	24,460,192	24,159,092	19,138,309	15,148,008	11,400,263	7,999,648
Treasury Stock	-	-	-413,448	-413,448	-413,448	-413,448
Comprehensive Income & Other	10,059,798	83,401	128,863	122,022	127,338	112,600
Total Common Equity	85,847,610	75,570,130	54,491,103	44,468,859	36,953,538	29,033,441
Minority Interest	4,378,735	2,715,392	2,166,158	1,931,463	2,041,348	1,756,672
Shareholders' Equity	90,226,345	78,285,522	56,657,261	46,400,322	38,994,886	30,790,113
Total Liabilities & Equity	1,045,435,451	931,103,945	697,366,458	602,314,859	416,273,023	374,611,571
Total Debt	99,572,285	113,687,014	81,426,159	82,323,926	87,642,938	83,842,197
Net Cash (Debt)	55,731,694	47,270,991	51,110,872	27,297,214	-42,584,635	-14,361,221
Net Cash Growth	141.71%	-7.51%	87.24%	-	-	-
Net Cash Per Share	11911.41	9808.79	10086.42	6063.87	-9506.71	-3190.23
Filing Date Shares Outstanding	5,005	5,005	4,533	4,502	4,502	4,457
Total Common Shares Outstanding	5,005	5,005	4,533	4,502	4,502	4,457
Book Value Per Share	17151.42	15098.09	12021.66	9878.42	8208.94	6514.30
Tangible Book Value	78,647,546	74,682,851	53,612,631	43,759,241	36,265,303	28,320,032
Tangible Book Value Per Share	15712.93	14920.82	11827.85	9720.78	8056.06	6354.23