HOSE:HDB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	126,132,963	148,656,709	89,124,049	58,718,777	40,058,282	61,343,335
Market Cap Growth	59.69%	66.80%	51.78%	46.58%	-34.70%	62.06%
Last Close Price	25200.00	29700.00	19662.27	12528.36	8120.78	12565.58
PE Ratio	6.95	9.00	6.99	5.84	5.18	10.15
PS Ratio	3.74	4.51	3.10	2.65	2.12	4.25
PB Ratio	1.52	1.90	1.57	1.26	1.03	1.99
Debt / Equity Ratio	1.26	1.45	1.44	1.77	2.25	2.72
Net Debt / Equity Ratio	-1.09	-0.60	-0.90	-0.59	1.09	0.47
Net Debt / FCF Ratio	0.57	0.40	0.83	0.29	-1.26	-0.56
Return on Equity (ROE)	24.43%	25.30%	25.71%	24.21%	23.53%	23.26%
Return on Assets (ROA)	2.08%	2.10%	2.04%	2.03%	2.08%	1.86%
Earnings Yield	13.52%	11.12%	14.32%	17.15%	19.35%	9.87%
FCF Yield	-126.10%	-79.89%	-69.14%	-160.14%	-84.29%	-41.46%
Dividend Yield	-	-	-	5.13%	6.88%	-
Payout Ratio	-	-	22.82%	24.98%	-	-
Buyback Yield / Dilution	10.79%	4.90%	-12.57%	-0.50%	0.49%	-1.03%
Total Shareholder Return	10.79%	4.90%	-12.57%	4.63%	7.37%	-1.03%