HOSE:HDB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	133,640,878	148,656,709	89,124,049	58,718,777	40,058,282	61,343,335
Market Cap Growth	32.31%	66.80%	51.78%	46.58%	-34.70%	62.06%
Last Close Price	26700.00	29700.00	19662.27	12528.36	8120.78	12565.58
PE Ratio	6.49	9.00	6.99	5.84	5.18	10.15
PS Ratio	3.67	4.51	3.10	2.65	2.12	4.25
PB Ratio	1.48	1.90	1.57	1.26	1.03	1.99
Debt / Equity Ratio	1.10	1.45	1.44	1.77	2.25	2.72
Net Debt / Equity Ratio	-0.62	-0.60	-0.90	-0.59	1.09	0.47
Net Debt / FCF Ratio	0.30	0.40	0.83	0.29	-1.26	-0.56
Return on Equity (ROE)	25.50%	25.30%	25.71%	24.21%	23.53%	23.26%
Return on Assets (ROA)	2.16%	2.10%	2.04%	2.03%	2.08%	1.86%
Earnings Yield	14.29%	11.12%	14.32%	17.15%	19.35%	9.87%
FCF Yield	-140.22%	-79.89%	-69.14%	-160.14%	-84.29%	-41.46%
Dividend Yield	-	-	-	5.13%	6.88%	-
Payout Ratio	-	-	22.82%	24.98%	-	-
Buyback Yield / Dilution	15.86%	4.90%	-12.57%	-0.50%	0.49%	-1.03%
Total Shareholder Return	15.86%	4.90%	-12.57%	4.63%	7.37%	-1.03%