HOSE:HDB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	130,637,712	148,656,709	89,124,049	58,718,777	40,058,282	61,343,335
Market Cap Growth	64.30%	66.80%	51.78%	46.58%	-34.70%	62.06%
Last Close Price	26100.00	29700.00	19662.27	12528.36	8120.78	12565.58
PE Ratio	7.54	9.00	6.99	5.84	5.18	10.15
PS Ratio	3.97	4.51	3.10	2.65	2.12	4.25
PB Ratio	1.67	1.90	1.57	1.26	1.03	1.99
Debt / Equity Ratio	1.45	1.45	1.44	1.77	2.25	2.72
Net Debt / Equity Ratio	-0.60	-0.60	-0.90	-0.59	1.09	0.47
Net Debt / FCF Ratio	0.40	0.40	0.83	0.29	-1.26	-0.56
Return on Equity (ROE)	25.30%	25.30%	25.71%	24.21%	23.53%	23.26%
Return on Assets (ROA)	2.10%	2.10%	2.04%	2.03%	2.08%	1.86%
Earnings Yield	12.65%	11.12%	14.32%	17.15%	19.35%	9.87%
FCF Yield	-90.91%	-79.89%	-69.14%	-160.14%	-84.29%	-41.46%
Dividend Yield	-	-	-	5.13%	6.88%	-
Payout Ratio	-	-	22.82%	24.98%	-	-
Buyback Yield / Dilution	4.90%	4.90%	-12.57%	-0.50%	0.49%	-1.03%
Total Shareholder Return	4.90%	4.90%	-12.57%	4.63%	7.37%	-1.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.