Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE:HDB)

HOSE:HDB Statistics

Total Valuation

HOSE:HDB has a market cap or net worth of VND 130.64 trillion.

Market Cap	130.64T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:HDB has 5.01 billion shares outstanding. The number of shares has decreased by -4.90% in one year.

Current Share Class	5.01B
Shares Outstanding	5.01B
Shares Change (YoY)	-4.90%
Shares Change (QoQ)	-6.02%
Owned by Insiders (%)	3.72%
Owned by Institutions (%)	6.87%
Float	4.23B

Valuation Ratios

The trailing PE ratio is 7.54 and the forward PE ratio is 6.77.

PE Ratio	7.54
Forward PE	6.77
PS Ratio	3.97
PB Ratio	1.67
P/TBV Ratio	1.75
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 25.30%.

Return on Equity (ROE)	25.30%
Return on Assets (ROA)	2.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.88%
Revenue Per Employee	1.80B
Profits Per Employee	904.31M
Employee Count	18,273
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:HDB has paid 4.27 trillion in taxes.

Income Tax	4.27T
Effective Tax Rate	20.02%

Stock Price Statistics

The stock price has increased by +62.27% in the last 52 weeks. The beta is 0.55, so HOSE:HDB's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+62.27%
50-Day Moving Average	26,422.00
200-Day Moving Average	24,481.84
Relative Strength Index (RSI)	51.17
Average Volume (20 Days)	20,811,253

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:HDB had revenue of VND 32.95 trillion and earned 16.52 trillion in profits. Earnings per share was 3,461.27.

Revenue	32.95T
Gross Profit	32.95T
Operating Income	21.89T
Pretax Income	21.35T
Net Income	16.52T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3,461.27

Balance Sheet

The company has 160.96 trillion in cash and 113.69 trillion in debt, with a net cash position of 47.27 trillion or 9,444.23 per share.

Cash & Cash Equivalents	160.96T
Total Debt	113.69T
Net Cash	47.27T
Net Cash Per Share	9,444.23
Equity (Book Value)	78.29T
Book Value Per Share	15,098.09
Working Capital	-477,032.36B

Cash Flow

In the last 12 months, operating cash flow was -118,413.31 billion and capital expenditures -350.34 billion, giving a free cash flow of -118,763.65 billion.

Operating Cash Flow	-118,413.31B
Capital Expenditures	-350.34B
Depreciation & Amortization	n/a
Net Borrowing	3.18T
Free Cash Flow	-118,763.65B
FCF Per Share	-23,727.69

Margins

Gross Margin	n/a
Operating Margin	66.44%
Pretax Margin	64.79%
Profit Margin	50.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

HOSE:HDB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	4.90%
Shareholder Yield	4.90%
Earnings Yield	12.65%
FCF Yield	-90.91%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 18, 2025. It was a forward split with a ratio of 1.2969.

Last Split Date	Dec 18, 2025
Split Type	Forward
Split Ratio	1.2969

Scores

Altman Z-Score	n/a
Piotroski F-Score	2