Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE:HDB)

HOSE:HDB Statistics

Total Valuation

HOSE:HDB has a market cap or net worth of VND 129.39 trillion.

Market Cap	129.39T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 30, 2026.

Earnings Date	Jul 30, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:HDB has 5.01 billion shares outstanding. The number of shares has decreased by -10.79% in one year.

Current Share Class	5.01B
Shares Outstanding	5.01B
Shares Change (YoY)	-10.79%
Shares Change (QoQ)	+8.39%
Owned by Insiders (%)	3.71%
Owned by Institutions (%)	7.17%
Float	4.23B

Valuation Ratios

The trailing PE ratio is 7.13 and the forward PE ratio is 6.58.

PE Ratio	7.13
Forward PE	6.58
PS Ratio	3.83
PB Ratio	1.56
P/TBV Ratio	1.63
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.66
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.43%.

Return on Equity (ROE)	24.43%
Return on Assets (ROA)	2.08%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.87%
Revenue Per Employee	1.83B
Profits Per Employee	923.71M
Employee Count	18,273
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:HDB has paid 4.48 trillion in taxes.

Income Tax	4.48T
Effective Tax Rate	20.28%

Stock Price Statistics

The stock price has increased by +49.67% in the last 52 weeks. The beta is 0.50, so HOSE:HDB's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+49.67%
50-Day Moving Average	26,111.00
200-Day Moving Average	25,520.33
Relative Strength Index (RSI)	40.52
Average Volume (20 Days)	19,293,240

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:HDB had revenue of VND 33.76 trillion and earned 17.06 trillion in profits. Earnings per share was 3,626.82.

Revenue	33.76T
Gross Profit	33.76T
Operating Income	22.68T
Pretax Income	22.10T
Net Income	17.06T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3,626.82

Balance Sheet

The company has 195.81 trillion in cash and 104.76 trillion in debt, with a net cash position of 91.05 trillion or 18,190.92 per share.

Cash & Cash Equivalents	195.81T
Total Debt	104.76T
Net Cash	91.05T
Net Cash Per Share	18,190.92
Equity (Book Value)	83.19T
Book Value Per Share	16,050.09
Working Capital	-539,167.48B

Cash Flow

In the last 12 months, operating cash flow was -158,680.24 billion and capital expenditures -377.59 billion, giving a free cash flow of -159,057.83 billion.

Operating Cash Flow	-158,680.24B
Capital Expenditures	-377.59B
Depreciation & Amortization	n/a
Net Borrowing	-134.83B
Free Cash Flow	-159,057.83B
FCF Per Share	-31,778.03

Margins

Gross Margin	n/a
Operating Margin	67.16%
Pretax Margin	65.45%
Profit Margin	50.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

HOSE:HDB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	10.79%
Shareholder Yield	10.79%
Earnings Yield	13.18%
FCF Yield	-122.93%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 18, 2025. It was a forward split with a ratio of 1.2969.

Last Split Date	Dec 18, 2025
Split Type	Forward
Split Ratio	1.2969

Scores

Altman Z-Score	n/a
Piotroski F-Score	2