Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE: HDB)

HDB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	79,559,804	90,930,129	43,260,481	58,282,909	46,968,189	25,859,440
Investment Securities	61,551,285	45,236,070	51,183,207	65,637,256	58,390,442	36,208,715
Trading Asset Securities	8,987,618	18,691,011	1,797,822	11,198,067	12,478,102	4,643,488
Total Investments	70,538,903	63,927,081	52,981,029	76,835,323	70,868,544	40,852,203
Gross Loans	393,652,894	351,799,073	272,666,213	203,316,247	178,423,092	147,134,378
Allowance for Loan Losses	-4,767,018	-4,054,457	-3,101,572	-2,452,068	-1,935,436	-1,624,742
Net Loans	388,885,876	347,744,616	269,564,641	200,864,179	176,487,656	145,509,636
Property, Plant & Equipment	785,388	713,141	631,621	663,478	601,398	532,148
Goodwill	-	-	4,799	10,562	16,325	22,088
Other Intangible Assets	757,498	709,618	683,436	702,847	458,030	371,414
Investments in Real Estate	-	-	-	-	20,860	44,098
Accrued Interest Receivable	7,223,915	6,602,101	4,403,501	3,256,425	3,090,539	3,157,978
Other Receivables	7,686,680	6,218,419	4,038,407	2,753,426	3,992,474	1,503,374
Restricted Cash	22,236,514	41,481,638	11,273,345	11,847,980	7,788,112	4,503,540
Other Current Assets	43,126,975	40,683,804	26,188,610	17,274,831	7,113,162	4,027,383
Long-Term Deferred Tax Assets	64,755	76,708	32,798	-	-	2,413
Other Real Estate Owned & Foreclosed	369,385	290,642	267,373	280,755	269,059	220,913
Other Long-Term Assets	3,207,806	2,936,962	2,942,982	1,838,856	1,453,132	2,870,634
Total Assets	624,443,499	602,314,859	416,273,023	374,611,571	319,127,480	229,477,262
Accounts Payable	690,234	293,439	804,793	-	222,309	196,953
Accrued Expenses	1,082,485	810,807	984,990	471,920	553,543	380,739
Interest Bearing Deposits	464,192,107	442,497,393	267,665,424	249,525,505	223,518,390	146,620,209
Non-Interest Bearing Deposits	6,667,917	9,006,181	8,351,390	22,316	28,347	12,200,121
Total Deposits	470,860,024	451,503,574	276,016,814	249,547,821	223,546,737	158,820,330
Short-Term Borrowings	31,287,225	17,560,491	24,898,692	32,075,748	25,322,827	14,873,644
Current Portion of Long-Term Debt	14,963	9,700	10,783,557	10,463	-	-
Current Income Taxes Payable	878,842	1,820,741	1,337,559	400,126	269,632	335,611
Accrued Interest Payable	7,661,383	10,346,499	5,052,933	4,383,088	4,435,108	3,249,358
Other Current Liabilities	5,933,937	4,233,768	1,892,674	819,505	537,678	98,540
Long-Term Debt	47,712,179	64,755,839	51,960,689	51,755,986	35,616,489	27,354,595
Long-Term Unearned Revenue	825,626	1,223,782	134,519	-	207,273	115,534
Long-Term Deferred Tax Liabilities	-	-	-	602	4,664	-
Other Long-Term Liabilities	4,670,891	3,355,897	3,410,917	4,356,199	3,707,172	3,670,842
Total Liabilities	571,617,789	555,914,537	377,278,137	343,821,458	294,423,432	209,096,146
Common Stock	29,076,321	29,076,321	25,303,429	20,072,906	16,088,488	9,810,000
Additional Paid-In Capital	535,956	535,956	535,956	1,261,735	535,956	2,042,255
Retained Earnings	21,483,111	15,148,008	11,400,263	7,999,648	6,786,271	7,379,157
Treasury Stock	-413,448	-413,448	-413,448	-413,448	-413,448	-158,929
Comprehensive Income & Other	-28,054	122,022	127,338	112,600	89	89
Total Common Equity	50,653,886	44,468,859	36,953,538	29,033,441	22,997,356	19,072,572
Minority Interest	2,171,824	1,931,463	2,041,348	1,756,672	1,706,692	1,308,544
Shareholders' Equity	52,825,710	46,400,322	38,994,886	30,790,113	24,704,048	20,381,116
Total Liabilities & Equity	624,443,499	602,314,859	416,273,023	374,611,571	319,127,480	229,477,262
Total Debt	79,014,367	82,326,030	87,642,938	83,842,197	60,939,316	42,228,239
Net Cash (Debt)	9,533,055	27,295,110	-42,584,635	-14,361,221	-1,493,025	-11,725,311
Net Cash Growth	-48.14%	-	-	-	-	-
Net Cash Per Share	3295.73	9436.35	-14795.10	-4964.90	-521.50	-4056.28
Filing Date Shares Outstanding	2,893	2,893	2,893	2,864	2,864	2,891
Total Common Shares Outstanding	2,893	2,893	2,893	2,864	2,864	2,891
Book Value Per Share	17511.84	15373.58	12775.42	10138.08	8030.36	6597.19
Tangible Book Value	49,896,388	43,759,241	36,265,303	28,320,032	22,523,001	18,679,070
Tangible Book Value Per Share	17249.96	15128.25	12537.48	9888.97	7864.72	6461.08

Source: S&P Capital IQ. Banks template. Financial Sources.