Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE:HDB)

HOSE:HDB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	12,763,193	10,070,898	7,749,794	6,053,519	4,248,949
Depreciation & Amortization	195,126	124,322	158,500	149,291	112,323
Other Amortization	-	305,971	-	-	-
Change in Trading Asset Securities	5,583,633	-12,275,475	26,010,304	-6,293,402	-29,942,396
Change in Other Net Operating Assets	-68,455,658	-99,654,161	-71,656,185	-27,619,880	-27,310,673
Other Operating Activities	4,555,222	7,670,998	4,093,834	2,633,034	3,868,191
Operating Cash Flow	-45,358,484	-93,757,447	-33,643,753	-25,077,438	-49,023,606
Capital Expenditures	-541,148	-273,921	-122,001	-353,900	-282,765
Sale of Property, Plant and Equipment	1,764	753	21,447	268	616
Investment in Securities	-658,075	-	500	51,775	-
Other Investing Activities	17,375	9,325	22,069	-	260
Investing Cash Flow	-1,180,084	-263,843	-77,985	-277,831	-254,886
Issuance of Common Stock	200,000	-	200,000	-	32,815
Repurchase of Common Stock	-	-	-	-	-344,752
Common Dividends Paid	-2,912,551	-2,515,261	-	-	-
Net Increase (Decrease) in Deposit Accounts	54,100,878	174,414,492	17,924,675	40,729,857	73,983,750
Financing Cash Flow	51,388,327	171,899,231	18,124,675	40,729,857	73,671,813
Net Cash Flow	4,849,759	77,877,941	-15,597,063	15,374,588	24,393,321
Free Cash Flow	-45,899,632	-94,031,368	-33,765,754	-25,431,338	-49,306,371
Free Cash Flow Margin	-159.89%	-424.60%	-178.67%	-175.97%	-411.65%
Free Cash Flow Per Share	-13201.83	-27090.10	-9775.98	-7326.68	-14351.81
Cash Interest Paid	29,501,519	25,602,661	14,319,631	12,302,702	10,040,444
Cash Income Tax Paid	4,466,687	2,241,447	1,154,553	1,489,686	1,199,487

Source: S&P Global Market Intelligence. Banks template. Financial Sources.