HOSE:HDB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Apr '25 Apr 23, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	74,270,041	89,124,049	58,718,777	40,058,282	61,343,335	37,851,973	Upgrade
Market Cap Growth	51.78%	51.78%	46.58%	-34.70%	62.06%	40.05%	Upgrade
Last Close Price	21250.00	25500.00	16248.02	10531.85	16296.30	10036.62	Upgrade
PE Ratio	5.79	6.98	5.84	5.18	10.15	8.93	Upgrade
PS Ratio	2.59	3.10	2.65	2.12	4.25	3.16	Upgrade
PB Ratio	1.31	1.57	1.26	1.03	1.99	1.53	Upgrade
Debt / Equity Ratio	1.44	1.44	1.77	2.25	2.72	2.47	Upgrade
Return on Equity (ROE)	25.71%	25.71%	24.21%	23.53%	23.26%	20.61%	Upgrade
Return on Assets (ROA)	2.04%	2.04%	2.03%	2.08%	1.86%	1.69%	Upgrade
Earnings Yield	17.18%	14.32%	17.15%	19.35%	9.87%	11.22%	Upgrade
FCF Yield	-61.80%	-51.50%	-160.14%	-84.29%	-41.46%	-130.26%	Upgrade
Dividend Yield	4.09%	-	5.13%	6.88%	-	-	Upgrade
Payout Ratio	22.82%	22.82%	24.98%	-	-	-	Upgrade
Buyback Yield / Dilution	-0.16%	-0.16%	-0.50%	0.49%	-1.03%	0.96%	Upgrade
Total Shareholder Return	3.94%	-0.16%	4.63%	7.37%	-1.03%	0.96%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.