Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE: HDB)

HDB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	79,979,024	58,718,777	40,058,282	61,343,335	37,851,973	27,026,544
Market Cap Growth	42.20%	46.58%	-34.70%	62.06%	40.05%	-9.08%
Last Close Price	27650.00	19497.63	12638.21	19555.56	12043.94	8467.25
PE Ratio	6.63	5.60	4.70	9.36	8.13	6.81
PS Ratio	3.06	2.65	2.12	4.24	3.16	2.68
PB Ratio	1.58	1.27	1.03	1.99	1.53	1.33
P/FCF Ratio	-0.59	-0.62	-1.19	-2.41	-0.77	-1.67
P/OCF Ratio	-0.60	-0.63	-1.19	-2.45	-0.77	-1.69
Debt / Equity Ratio	1.50	1.77	2.25	2.72	2.47	2.07
Debt / FCF Ratio	-0.71	-0.88	-2.60	-3.30	-1.24	-2.61
Return on Equity (ROE)	26.64%	24.21%	23.53%	23.26%	20.61%	21.61%
Return on Assets (ROA)	2.24%	2.03%	2.08%	1.86%	1.69%	1.80%
Earnings Yield	15.08%	17.15%	19.35%	9.87%	11.23%	13.34%
FCF Yield	-139.82%	-160.14%	-84.29%	-41.46%	-130.26%	-59.85%
Dividend Yield	3.63%	5.13%	6.88%	-	-	-
Payout Ratio	0.00%	24.98%	-	-	-	-
Buyback Yield / Dilution	-0.25%	-0.50%	0.49%	-1.03%	0.96%	0.61%
Total Shareholder Return	3.38%	4.63%	7.37%	-1.03%	0.96%	0.61%

Source: S&P Capital IQ. Banks template. Financial Sources.