Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE:HDB)

HOSE:HDB Statistics

Total Valuation

HOSE:HDB has a market cap or net worth of VND 127.17 trillion.

Market Cap	127.17T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, January 23, 2026.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:HDB has 3.86 billion shares outstanding. The number of shares has decreased by -8.41% in one year.

Current Share Class	3.86B
Shares Outstanding	3.86B
Shares Change (YoY)	-8.41%
Shares Change (QoQ)	+13.68%
Owned by Insiders (%)	6.12%
Owned by Institutions (%)	10.42%
Float	3.17B

Valuation Ratios

The trailing PE ratio is 7.95 and the forward PE ratio is 7.33.

PE Ratio	7.95
Forward PE	7.33
PS Ratio	4.21
PB Ratio	1.86
P/TBV Ratio	1.96
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.71%.

Return on Equity (ROE)	24.71%
Return on Assets (ROA)	2.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.67B
Profits Per Employee	804.14M
Employee Count	18,533
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:HDB has paid 3.81 trillion in taxes.

Income Tax	3.81T
Effective Tax Rate	20.17%

Stock Price Statistics

The stock price has increased by +52.66% in the last 52 weeks. The beta is 0.57, so HOSE:HDB's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+52.66%
50-Day Moving Average	31,525.00
200-Day Moving Average	26,384.25
Relative Strength Index (RSI)	61.70
Average Volume (20 Days)	20,667,884

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:HDB had revenue of VND 30.22 trillion and earned 14.51 trillion in profits. Earnings per share was 4,146.49.

Revenue	30.22T
Gross Profit	30.22T
Operating Income	19.39T
Pretax Income	18.88T
Net Income	14.51T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4,146.49

Balance Sheet

The company has 144.60 trillion in cash and 83.12 trillion in debt, giving a net cash position of 61.48 trillion or 15,930.93 per share.

Cash & Cash Equivalents	144.60T
Total Debt	83.12T
Net Cash	61.48T
Net Cash Per Share	15,930.93
Equity (Book Value)	68.41T
Book Value Per Share	18,827.88
Working Capital	-410,393.92B

Cash Flow

In the last 12 months, operating cash flow was -81,707.34 billion and capital expenditures -329.65 billion, giving a free cash flow of -82,036.99 billion.

Operating Cash Flow	-81,707.34B
Capital Expenditures	-329.65B
Free Cash Flow	-82,036.99B
FCF Per Share	-21,256.32

Margins

Gross Margin	n/a
Operating Margin	64.16%
Pretax Margin	62.47%
Profit Margin	48.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 833.33, which amounts to a dividend yield of 2.53%.

Dividend Per Share	833.33
Dividend Yield	2.53%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	3
Payout Ratio	n/a
Buyback Yield	8.41%
Shareholder Yield	10.94%
Earnings Yield	11.41%
FCF Yield	-64.51%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 11, 2024. It was a forward split with a ratio of 1.2.

Last Split Date	Dec 11, 2024
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2