Ho Chi Minh City Development Joint Stock Commercial Bank (HOSE:HDB)

HOSE:HDB Statistics

Total Valuation

HOSE:HDB has a market cap or net worth of VND 139.90 trillion.

Market Cap	139.90T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date	Apr 24, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:HDB has 5.01 billion shares outstanding. The number of shares has increased by 5.88% in one year.

Current Share Class	5.01B
Shares Outstanding	5.01B
Shares Change (YoY)	+5.88%
Shares Change (QoQ)	-6.03%
Owned by Insiders (%)	3.64%
Owned by Institutions (%)	5.55%
Float	4.24B

Valuation Ratios

The trailing PE ratio is 8.52 and the forward PE ratio is 7.20.

PE Ratio	8.52
Forward PE	7.20
PS Ratio	4.88
PB Ratio	1.90
P/TBV Ratio	1.92
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.95
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.62%.

Return on Equity (ROE)	24.62%
Return on Assets (ROA)	1.96%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.98%
Revenue Per Employee	2.75B
Profits Per Employee	1.50B
Employee Count	10,426
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:HDB has paid 3.98 trillion in taxes.

Income Tax	3.98T
Effective Tax Rate	20.26%

Stock Price Statistics

The stock price has increased by +51.63% in the last 52 weeks. The beta is 0.53, so HOSE:HDB's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	+51.63%
50-Day Moving Average	27,734.42
200-Day Moving Average	23,197.77
Relative Strength Index (RSI)	41.60
Average Volume (20 Days)	26,773,089

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:HDB had revenue of VND 28.69 trillion and earned 15.65 trillion in profits. Earnings per share was 3,278.70.

Revenue	28.69T
Gross Profit	28.69T
Operating Income	20.17T
Pretax Income	19.63T
Net Income	15.65T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3,278.70

Balance Sheet

The company has 161.17 trillion in cash and 111.38 trillion in debt, with a net cash position of 49.79 trillion or 9,947.87 per share.

Cash & Cash Equivalents	161.17T
Total Debt	111.38T
Net Cash	49.79T
Net Cash Per Share	9,947.87
Equity (Book Value)	73.67T
Book Value Per Share	14,719.45
Working Capital	-494,393.46B

Cash Flow

In the last 12 months, operating cash flow was -117,089.50 billion and capital expenditures -349.19 billion, giving a free cash flow of -117,438.68 billion.

Operating Cash Flow	-117,089.50B
Capital Expenditures	-349.19B
Free Cash Flow	-117,438.68B
FCF Per Share	-23,462.98

Margins

Gross Margin	n/a
Operating Margin	70.30%
Pretax Margin	68.41%
Profit Margin	54.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

HOSE:HDB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-5.88%
Shareholder Yield	-5.88%
Earnings Yield	11.19%
FCF Yield	-83.95%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 18, 2025. It was a forward split with a ratio of 1.2969.

Last Split Date	Dec 18, 2025
Split Type	Forward
Split Ratio	1.2969

Scores

Altman Z-Score	n/a
Piotroski F-Score	2