HOSE:NAB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	37,668,387	21,934,386	24,283,119	18,541,976	985,235
Investment Securities	20,984,616	24,154,097	25,744,067	22,984,238	20,640,359
Trading Asset Securities	-	39,455	104,949	127,921	127,920
Total Investments	20,984,616	24,193,552	25,849,016	23,112,159	20,768,280
Gross Loans	168,054,115	143,260,965	120,240,285	102,903,294	89,171,618
Allowance for Loan Losses	-2,065,107	-1,548,149	-1,248,303	-1,286,837	-851,347
Net Loans	165,989,008	141,712,816	118,991,982	101,616,457	88,320,271
Property, Plant & Equipment	1,788,235	1,298,976	1,150,855	609,249	569,874
Other Intangible Assets	579,517	581,592	423,624	415,610	431,875
Investments in Real Estate	30,439	15,971	15,971	15,971	33,936
Accrued Interest Receivable	3,000,847	2,056,115	2,727,847	2,811,443	2,631,738
Other Receivables	404,140	576,895	1,493,153	474,290	15,803,411
Restricted Cash	13,680,727	16,298,297	1,975,334	5,131,299	4,428,378
Other Current Assets	826,471	1,082,854	583,293	426,106	-
Other Real Estate Owned & Foreclosed	152,902	103,869	70,357	70,357	-
Other Long-Term Assets	23,694	40,916	14,183	12,589	342,198
Total Assets	245,128,983	209,896,239	177,578,734	153,237,506	134,315,195
Accrued Expenses	493,128	325,463	291,924	311,546	-
Interest Bearing Deposits	184,524,546	160,231,445	136,237,735	119,342,148	104,084,931
Non-Interest Bearing Deposits	11,524,751	8,014,467	9,034,648	9,048,287	13,256,856
Total Deposits	196,049,297	168,245,912	145,272,383	128,390,435	117,341,788
Short-Term Borrowings	6,768	-	-	3,112	5,571
Current Portion of Long-Term Debt	7,858,961	345	6,379,565	996	-
Current Income Taxes Payable	289,779	366,965	121,829	96,679	-
Accrued Interest Payable	3,395,608	4,282,773	3,158,821	2,371,244	2,409,958
Other Current Liabilities	364,665	641,624	1,576,954	616,109	-
Long-Term Debt	17,238,100	20,664,914	7,955,862	13,338,148	473,621
Long-Term Leases	44,685	65,126	65,066	37,826	-
Long-Term Unearned Revenue	-	-	33,339	35,674	-
Other Long-Term Liabilities	99,459	61,325	73,211	10,895	7,485,487
Total Liabilities	225,840,450	194,654,447	164,928,954	145,212,664	127,716,425
Common Stock	13,725,506	10,580,416	8,464,347	5,134,405	4,564,479
Additional Paid-In Capital	63	415	1,572,231	171,271	171,271
Retained Earnings	5,545,747	4,648,987	1,042,549	771,368	1,301,715
Comprehensive Income & Other	17,217	11,974	1,570,653	1,947,798	561,306
Shareholders' Equity	19,288,533	15,241,792	12,649,780	8,024,842	6,598,771
Total Liabilities & Equity	245,128,983	209,896,239	177,578,734	153,237,506	134,315,195
Total Debt	25,148,514	20,730,385	14,400,493	13,380,082	479,192
Net Cash (Debt)	12,519,873	1,243,456	9,987,575	5,289,815	873,192
Net Cash Growth	906.86%	-87.55%	88.81%	505.80%	-
Net Cash Per Share	9379.27	940.20	9795.30	6392.08	-
Filing Date Shares Outstanding	1,373	1,323	1,058	827.56	-
Total Common Shares Outstanding	1,373	1,323	1,058	827.56	-
Book Value Per Share	14053.06	11524.53	11955.82	9697.02	-
Tangible Book Value	18,709,016	14,660,200	12,226,156	7,609,232	6,166,896
Tangible Book Value Per Share	13630.84	11084.78	11555.44	9194.81	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.