NAB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '23 Dec 31, 2023	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,132,969	1,132,969	1,062,738	1,001,628	985,235
Investment Securities	25,943,983	25,943,983	26,429,212	23,214,123	20,640,359
Trading Asset Securities	39,455	39,455	104,949	127,920	127,920
Total Investments	25,983,438	25,983,438	26,534,161	23,342,044	20,768,280
Gross Loans	141,438,441	141,438,441	119,538,340	102,653,266	89,171,618
Allowance for Loan Losses	-1,543,800	-1,543,800	-1,244,228	-1,282,762	-851,347
Net Loans	139,894,642	139,894,642	118,294,112	101,370,504	88,320,271
Property, Plant & Equipment	1,005,404	1,005,404	618,905	566,382	569,874
Other Intangible Assets	581,592	581,592	423,624	415,610	431,875
Investments in Real Estate	15,971	15,971	15,971	15,971	33,936
Accrued Interest Receivable	2,043,262	2,043,262	2,701,224	2,794,899	2,631,738
Other Receivables	22,268,128	22,268,128	25,480,998	18,227,669	15,803,411
Restricted Cash	16,268,047	16,268,047	1,975,334	5,131,299	4,428,378
Other Long-Term Assets	702,786	702,786	471,666	371,500	342,198
Total Assets	209,896,239	209,896,239	177,578,734	153,237,506	134,315,195
Interest Bearing Deposits	146,633,653	146,633,653	126,058,323	117,870,636	104,084,931
Non-Interest Bearing Deposits	22,816,967	22,816,967	20,279,048	13,071,047	13,256,856
Total Deposits	169,450,619	169,450,619	146,337,371	130,941,682	117,341,788
Short-Term Borrowings	-	-	-	3,112	5,571
Accrued Interest Payable	4,282,773	4,282,773	3,158,821	2,371,244	2,409,958
Long-Term Debt	1,066,810	1,066,810	951,843	465,619	473,621
Other Long-Term Liabilities	19,854,245	19,854,245	14,480,919	11,431,006	7,485,487
Total Liabilities	194,654,447	194,654,447	164,928,953	145,212,664	127,716,425
Common Stock	10,580,426	10,580,426	8,464,357	5,134,415	4,564,479
Additional Paid-In Capital	414.99	414.99	1,572,231	171,271	171,271
Retained Earnings	3,213,195	3,213,195	1,561,753	1,941,335	1,301,715
Comprehensive Income & Other	1,447,756	1,447,756	1,051,440	777,820	561,306
Shareholders' Equity	15,241,793	15,241,793	12,649,781	8,024,842	6,598,771
Total Liabilities & Equity	209,896,239	209,896,239	177,578,734	153,237,506	134,315,195
Total Debt	1,066,810	1,066,810	951,843	468,731	479,192
Net Cash (Debt)	1,895,500	1,895,500	900,991	890,702	873,192
Net Cash Growth	110.38%	110.38%	1.16%	2.01%	-
Tangible Book Value	14,660,201	14,660,201	12,226,157	7,609,232	6,166,896

Source: S&P Capital IQ. Banks template. Financial Sources.