HOSE:NAB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	4,516,984	4,182,234	3,607,093	2,621,619	1,807,876	1,434,363
Depreciation & Amortization	234,236	226,377	175,048	-	100,519	108,914
Other Amortization	-	-	-	-	10,142	-
Change in Trading Asset Securities	-20,574,955	-19,237,388	3,270,426	65,494	-104,949	-
Change in Other Net Operating Assets	99,861,000	114,128,070	-5,703,541	-15,684,054	-18,406,427	-9,184,243
Other Operating Activities	-1,183,782	-229,562	-854,932	2,407,968	1,469,493	738,583
Operating Cash Flow	82,853,483	99,069,731	494,094	-10,588,973	-15,123,346	-6,902,383
Operating Cash Flow Growth	-	19950.79%	-	-	-	-
Capital Expenditures	-754,029	-782,310	-669,877	-581,238	-633,182	-96,896
Sale of Property, Plant and Equipment	2,106	1,640	1,191	1,191	1,688	1,156
Investment in Securities	-	-	-138,691	-	140,800	-10,520
Other Investing Activities	2,222	2,222	22	38	32	151
Investing Cash Flow	-723,493	-742,859	-799,828	-580,009	-490,662	-87,488
Issuance of Common Stock	-	-	499,648	-	2,830,960	-
Common Dividends Paid	-46	-159	-86	-226	-222	-540
Net Increase (Decrease) in Deposit Accounts	479,804	19,476,690	12,905,058	23,113,188	15,368,448	13,595,759
Financing Cash Flow	479,758	19,476,531	13,404,620	23,112,962	18,199,186	13,595,219
Net Cash Flow	82,618,668	117,803,403	13,098,886	11,943,980	2,585,178	6,605,348
Free Cash Flow	82,099,454	98,287,421	-175,783	-11,170,211	-15,756,528	-6,999,279
Free Cash Flow Margin	859.33%	1085.59%	-2.08%	-162.38%	-308.35%	-173.30%
Free Cash Flow Per Share	39876.87	47739.60	-87.79	-5630.64	-10302.13	-5638.50
Cash Interest Paid	15,089,090	12,492,186	10,346,973	11,539,747	7,093,872	6,813,229
Cash Income Tax Paid	1,084,392	799,233	950,901	501,892	449,979	411,221