Nam A Commercial Joint Stock Bank (HOSE:NAB)

HOSE:NAB Statistics

Total Valuation

HOSE:NAB has a market cap or net worth of VND 25.32 trillion.

Market Cap	25.32T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026.

Earnings Date	Jul 29, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:NAB has 2.06 billion shares outstanding.

Current Share Class	2.06B
Shares Outstanding	2.06B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.17%
Owned by Institutions (%)	0.52%
Float	2.01B

Valuation Ratios

The trailing PE ratio is 5.61.

PE Ratio	5.61
Forward PE	n/a
PS Ratio	2.65
PB Ratio	1.03
P/TBV Ratio	1.05
P/FCF Ratio	0.31
P/OCF Ratio	0.31
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.79
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.12%.

Return on Equity (ROE)	20.12%
Return on Assets (ROA)	1.35%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.54%
Revenue Per Employee	1.71B
Profits Per Employee	808.63M
Employee Count	5,586
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:NAB has paid 1.15 trillion in taxes.

Income Tax	1.15T
Effective Tax Rate	20.36%

Stock Price Statistics

The stock price has increased by +8.21% in the last 52 weeks. The beta is 0.23, so HOSE:NAB's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+8.21%
50-Day Moving Average	11,385.83
200-Day Moving Average	12,023.75
Relative Strength Index (RSI)	67.32
Average Volume (20 Days)	2,539,365

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:NAB had revenue of VND 9.55 trillion and earned 4.52 trillion in profits. Earnings per share was 2,193.96.

Revenue	9.55T
Gross Profit	9.55T
Operating Income	5.90T
Pretax Income	5.67T
Net Income	4.52T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,193.96

Balance Sheet

The company has 126.77 trillion in cash and 65.05 trillion in debt, with a net cash position of 61.72 trillion or 29,976.58 per share.

Cash & Cash Equivalents	126.77T
Total Debt	65.05T
Net Cash	61.72T
Net Cash Per Share	29,976.58
Equity (Book Value)	24.68T
Book Value Per Share	11,987.20
Working Capital	-217,877.27B

Cash Flow

In the last 12 months, operating cash flow was 82.85 trillion and capital expenditures -754.03 billion, giving a free cash flow of 82.10 trillion.

Operating Cash Flow	82.85T
Capital Expenditures	-754.03B
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	82.10T
FCF Per Share	39,876.87

Margins

Gross Margin	n/a
Operating Margin	61.75%
Pretax Margin	59.37%
Profit Margin	47.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	859.33%

Dividends & Yields

HOSE:NAB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	0.00%
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	17.84%
FCF Yield	324.20%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 11, 2026. It was a forward split with a ratio of 1.2.

Last Split Date	May 11, 2026
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4