Nam A Commercial Joint Stock Bank (HOSE:NAB)

HOSE:NAB Statistics

Total Valuation

HOSE:NAB has a market cap or net worth of VND 24.53 trillion.

Market Cap	24.53T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, May 5, 2026.

Earnings Date	May 5, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:NAB has 1.72 billion shares outstanding.

Current Share Class	1.72B
Shares Outstanding	1.72B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.18%
Owned by Institutions (%)	0.52%
Float	1.68B

Valuation Ratios

The trailing PE ratio is 5.43.

PE Ratio	5.43
Forward PE	n/a
PS Ratio	2.57
PB Ratio	0.99
P/TBV Ratio	1.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.82
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.12%.

Return on Equity (ROE)	20.12%
Return on Assets (ROA)	1.35%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.51%
Revenue Per Employee	1.72B
Profits Per Employee	811.68M
Employee Count	5,565
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:NAB has paid 1.15 trillion in taxes.

Income Tax	1.15T
Effective Tax Rate	20.36%

Stock Price Statistics

The stock price has increased by +7.68% in the last 52 weeks. The beta is 0.23, so HOSE:NAB's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+7.68%
50-Day Moving Average	13,392.00
200-Day Moving Average	14,438.75
Relative Strength Index (RSI)	68.17
Average Volume (20 Days)	1,847,197

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:NAB had revenue of VND 9.55 trillion and earned 4.52 trillion in profits.

Revenue	9.55T
Gross Profit	9.55T
Operating Income	5.89T
Pretax Income	5.67T
Net Income	4.52T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 1.35 trillion in cash and 65.05 trillion in debt, with a net cash position of -63,702.36 billion or -37,129.37 per share.

Cash & Cash Equivalents	1.35T
Total Debt	65.05T
Net Cash	-63,702.36B
Net Cash Per Share	-37,129.37
Equity (Book Value)	24.68T
Book Value Per Share	n/a
Working Capital	-173,580.67B

Cash Flow

In the last 12 months, operating cash flow was -35,056.13 billion and capital expenditures -754.03 billion, giving a free cash flow of -35,810.16 billion.

Operating Cash Flow	-35,056.13B
Capital Expenditures	-754.03B
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-35,810.16B
FCF Per Share	-20,872.20

Margins

Gross Margin	n/a
Operating Margin	61.66%
Pretax Margin	59.37%
Profit Margin	47.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

HOSE:NAB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	0.00%
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	18.41%
FCF Yield	-145.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on July 10, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Jul 10, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	2