Skip to main content
logo
Nam A Commercial Joint Stock Bank (HOSE:NAB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
11,750
-150 (-1.26%)
At close: Aug 13, 2026

HOSE:NAB Balance Sheet

Millions VND. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
133,400,852155,385,17837,668,38721,934,38624,283,11918,541,976
Investment Securities
50,350,99840,192,66320,984,61624,154,09725,744,06722,984,238
Trading Asset Securities
68,59821,781-39,455104,949127,921
Total Investments
50,419,59640,214,44420,984,61624,193,55225,849,01623,112,159
Gross Loans
226,462,332198,656,872168,027,882143,260,965120,240,285102,903,294
Allowance for Loan Losses
-2,201,264-2,274,559-2,065,107-1,548,149-1,248,303-1,286,837
Net Loans
224,261,068196,382,313165,962,775141,712,816118,991,982101,616,457
Property, Plant & Equipment
1,818,7311,793,7601,608,5911,298,9761,150,855609,249
Other Intangible Assets
608,937575,773579,517581,592423,624415,610
Investments in Real Estate
--30,43915,97115,97115,971
Accrued Interest Receivable
10,147,3456,986,8103,001,1162,056,1152,727,8472,811,443
Other Receivables
3,385,3261,774,666880,321576,8951,493,153474,290
Restricted Cash
19,127,65513,719,54413,632,93216,298,2971,975,3345,131,299
Other Current Assets
---1,082,854583,293426,106
Other Real Estate Owned & Foreclosed
---103,86970,35770,357
Other Long-Term Assets
8,347,7541,500,834780,28940,91614,18312,589
Total Assets
451,517,264418,333,322245,128,983209,896,239177,578,734153,237,506

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
128,422144,496106,888325,463291,924311,546
Interest Bearing Deposits
319,835,807309,690,748184,524,546160,231,445136,237,735119,342,148
Non-Interest Bearing Deposits
22,552,88022,539,00811,524,7518,014,4679,034,6489,048,287
Total Deposits
342,388,687332,229,756196,049,297168,245,912145,272,383128,390,435
Short-Term Borrowings
-2,412,3586,768--3,112
Current Portion of Long-Term Debt
50,531,48232,868,9636,577,6113456,379,565996
Current Income Taxes Payable
---366,965121,82996,679
Accrued Interest Payable
5,377,039--4,282,7733,158,8212,371,244
Other Current Liabilities
---641,6241,576,954616,109
Long-Term Debt
25,319,63321,202,74818,564,13520,664,9147,955,86213,338,148
Long-Term Leases
---65,12665,06637,826
Long-Term Unearned Revenue
----33,33935,674
Other Long-Term Liabilities
1,879,5086,044,2344,535,75161,32573,21110,895
Total Liabilities
425,624,771394,902,555225,840,450194,654,447164,928,954145,212,664

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
20,588,22317,156,86513,725,50610,580,4168,464,3475,134,405
Additional Paid-In Capital
6363634151,572,231171,271
Retained Earnings
2,828,7223,695,6133,388,5374,648,9871,042,549771,368
Comprehensive Income & Other
2,475,4852,578,2262,174,42711,9741,570,6531,947,798
Shareholders' Equity
25,892,49323,430,76719,288,53315,241,79212,649,7808,024,842
Total Liabilities & Equity
451,517,264418,333,322245,128,983209,896,239177,578,734153,237,506

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
75,851,11556,484,06925,148,51420,730,38514,400,49313,380,082
Net Cash (Debt)
57,618,33598,922,89012,519,8731,243,4569,987,5755,289,815
Net Cash Growth
56.30%690.13%906.86%-87.55%88.81%505.80%
Net Cash Per Share
27986.0748048.266252.84626.806530.204261.39
Filing Date Shares Outstanding
2,0592,0592,0591,9841,5871,241
Total Common Shares Outstanding
2,0592,0592,0591,9841,5871,241
Book Value Per Share
12576.3611380.669368.717683.027970.556464.68
Tangible Book Value
25,283,55622,854,99418,709,01614,660,20012,226,1567,609,232
Tangible Book Value Per Share
12280.5911101.009087.237389.857703.636129.87