HOSE:NAB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	20,759,806	24,534,317	21,094,681	-	-	-
Market Cap Growth	-10.50%	16.31%	-	-	-	-
Last Close Price	12100.00	14300.00	12760.00	-	-	-
PE Ratio	4.96	5.87	5.85	-	-	-
PS Ratio	2.29	2.71	2.50	-	-	-
PB Ratio	0.89	1.05	1.09	-	-	-
Debt / Equity Ratio	2.41	2.41	1.30	1.36	1.14	1.67
Net Debt / Equity Ratio	-4.22	-4.22	-0.65	-0.08	-0.79	-0.66
Net Debt / FCF Ratio	5.04	5.04	0.82	0.11	0.63	0.76
Return on Equity (ROE)	19.58%	19.58%	20.89%	18.80%	17.49%	19.62%
Return on Assets (ROA)	1.26%	1.26%	1.58%	1.35%	1.09%	1.00%
Earnings Yield	20.15%	17.05%	17.10%	-	-	-
FCF Yield	-94.52%	-79.98%	-72.87%	-	-	-
Payout Ratio	0.00%	0.00%	0.00%	0.01%	0.01%	0.04%
Buyback Yield / Dilution	-2.83%	-2.83%	-0.93%	-29.71%	-23.21%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.