Nam A Commercial Joint Stock Bank (HOSE: NAB)

NAB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 2, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Debt / Equity Ratio	0.07	0.07	0.08	0.06	0.07
Debt / FCF Ratio	-0.10	-0.10	-0.06	-0.07	-0.01
Return on Equity (ROE)	18.80%	18.80%	17.49%	19.62%	-
Return on Assets (ROA)	1.35%	1.35%	1.09%	1.00%	-
Payout Ratio	0.01%	0.01%	0.01%	0.04%	0.08%

Source: S&P Capital IQ. Banks template. Financial Sources.